Find Cheap Car Insurance in South Dakota

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Cheap Car Insurance in South Dakota

South Dakota, “The Mount Rushmore State”, is home to the Black Hills where its namesake’s monument is located. Separated by the mighty Missouri River, the state’s landscape is divided into ranching on the west and industry and farming on the east. This variation gives South Dakota a wide selection of attractions for residents as well as visitors. Badlands National Park, Wind Cave National Park, Custer State Park and miles of open country in between attract tourists looking for wide open spaces and endless views. has made the wide open spaces easier to access by giving South Dakota drivers more time to get out there. Searching high and low for all the driving and car insurance information for the state, has compiled it all here for the convenience for all the South Dakota drivers.

Sioux, South Dakota roads

Average Cost for Car Insurance in South Dakota

The average cost for car insurance in South Dakota for state minimum coverage is around $325 annually and for a full coverage policy you could expect to pay around $1,498 a year. There are quite a few factors that will determine your overall costs for an auto insurance policy such as age, personal demographics, vehicle type, current city and driving record history.

To give you a better idea we’ve provided a table from our cost database displaying the average costs for car insurance based on vehicle type and current city in South Dakota:

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Bon Homme$817$626$803$653$804
Charles Mix$817$626$834$653$804

South Dakota’s Minimum Requirements for Car Insurance

New Driver Licensing Requirements

DUI & DWI Laws in SD

State Driving Resources

State Department of Insurance

South Dakota Department Labor and Regulation
Division of Insurance
445 E. Capitol Ave.
Pierre, SD 57501
(605) 773-3563
Get Directions

Department of Transportation

South Dakota Department of Transportation
Becker-Hansen Building
700 E. Broadway Ave.
Pierre, SD 57501
(605) 773-3265
Get Directions

Department of Motor Vehicles

South Dakota Department of Revenue
Motor Vehicles Division
445 E. Capitol Ave.
Pierre, SD 57501
(605) 773-3541
Get Directions

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