Find Cheap Car Insurance Rates in Washington

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The state of Washington sits in the northwestern-most corner of the contiguous United States, and it gets its “Evergreen State” nickname from the abundance of evergreen trees that make up its beautiful forests. With 62 percent of its population living in the Seattle area, the state’s wilderness areas draw tourists to their wide open spaces. The North Cascades hold professional-grade ski resorts, the Olympic Mountains hold exotic rain forests and the foothills of the Blue Mountains boast an abundance of agriculture. With so many different climates in one state, there is no shortage of sights and sounds in this Pacific Northwest State. Drivers of all kinds come for the scenery, and giving them time to get out and experience it is the reason has organized this list of the important car insurance facts and laws for the state.

Average Cost for Car Insurance in Washington

On average the cost for car insurance in Washington is around $1,298 per year for full coverage or $496 per year for state minimum coverage. These price factors will vary depending on your personal demographics and information provided about driving history.

Here is a breakdown of average costs based on vehicle type and your current city:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Grays Harbor$814.00$590.00$892.00$697.00$748.00

Minimum Requirements for Car Insurance

Washington state has a Mandatory Insurance Law that requires drivers to purchase Liability Insurance and a Liability Bond. Each driver must also pay a deposit to the Washington State Treasurer.

Failure to provide proof of insurance results in a citation.

New Driver Licensing Requirements

DUI and DWI Laws in WA

Driver Resources

State Department of Insurance

Washington State Office of the Insurance Commissioner
302 Sid Snyder Ave. SW
Suite 200
Olympia, WA 98504
(360) 725-7171
Get Directions

Department of Transportation

Washington State Department of Transportation
310 Maple Park Ave. SE
Olympia, WA 98504-7300
(360) 705-7438
Get Directions

Department of Motor Vehicles

Washington State Department of Licensing
1125 Washington St. SE
Olympia, WA 98504
(360) 902-3600
Get Directions

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