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Cheap Car Insurance Quotes For Young Drivers

Finding cheap car insurance is what everyone wants given the fact that it is required on all vehicles. It is safe to say that poor drivers have driven the rates to increase on car insurance, especially for young drivers. Statistics show that younger drivers are more likely to get into accidents and make insurance claims than older and more experienced drivers. Those under the age of 25 typically have the highest rates of all age groups.

Car insurances rates depend on several factors, including location, age of driver, type of vehicle, driving record and the coverage chosen. Many of the cheapest rates can be found online by comparing many companies on several different sites. There are some popular insurance companies, like Geico for instance, who offers discounts for young drivers for good grades and for taking driver education.

There are steps you can take to find the cheapest car insurance for young drivers.

Discounts and savings
1. Keep good grades. Those younger drivers with good grades show to be more responsible and will be a more responsible driver.
2. Make sure you are driving a car that has safety features and anti-theft devices. These may include steering locks, airbags and alarms. Being highly safe, this will get rates lower.
3. Drive a car that is inexpensive. A car that does not cost a little will be less to insure. A sports car, for instance, has very high insurance rates.
4. Take defensive driving classes. By taking these classes and becoming a better driver will get you lower rates.
5. Build up a no-claims bonus. Discounts will be given the longer you drive without filing a claim.
6. Make sure to ask for discounts for low mileage to work or school, good grades and prior coverage within the last 30 days.

Advice and tips
1. Keep the mileage lower on your car. The higher the mileage is, the higher the rates will be.
2. Compare rates and quotes from at least five different companies. There are some insurers who specialize in
young drivers insurance and could save you thousands of dollars.
3. Consider a higher deductible.
4. Do not add any unnecessary coverage if the vehicles value is not significant.
5. Do not modify your car unless it is necessary. Any changes that increase the value of the car will increase
your insurance premium.
6. Keep a clean driving record.
7. Drive safely and carefully.