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Cheap Car Insurance in Denton, Texas

Locate cheap car insurance in Denton, a north Texas college town considered part of the Dallas-Fort Worth Metroplex. Incorporated in 1866 and named for a pioneer and militia captain, Denton became the site of the University of North Texas in 1890 and Texas Woman’s University in 1901. The city is the seat of Denton County, and boasts a traditional downtown square inhabited by a historic county courthouse. Efforts to remove a Confederate soldier statue on the square, erected in 1918, have thus far been unsuccessful. Sometimes called “Little D,” (Dallas is known as Big D), Denton is considered part of “Tornado Alley,” most of its football fans root for the Cowboys and the Texas Motor Speedway is located just to the south within Denton County.

Driving Conditions in Denton

Interstate 35 passes through Denton and then splits near the University of North Texas. I-35 East runs south into downtown Dallas and I-35 West goes through the heart of Fort Worth. Both meet in Hillsboro, and I-35 continues southward through Waco and then into Austin about three hours away.

Denton has a partial loop, Loop 288 – a stretch of highway known for a large variety of shopping locations.

Denton is about 45 miles from Dallas and 37 miles from Fort Worth. According to U.S. Census data, the average commute time for Denton is just over 22 minutes, more than three minutes shorter than the national average. Nearly 13 percent of commuters carpool and 4 percent walk to work. Traffic information, cameras, accidents and construction updates can be accessed at daltrans.org.

Unique Laws in Denton

A little known fact in Denton is that alcohol can be legally consumed almost anywhere by those of drinking age Monday through Saturday from 7 a.m. to 2:15 a.m. and noon to 2:15 a.m. on Sundays. The city simply has no existing ordinance related to open containers. Be aware, however, that state laws on public intoxication are enforced locally.

Meanwhile in the rest of Texas, adults can legally ride in the back of a truck, according to state laws, and there are exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Denton Crime Statistics

FBI statistics compiled for 2016 show 349 violent crimes in Denton, five of which were murder or manslaughter. The local violent crime rate of 260 offenses per 100,000 residents is below the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Denton was 2,256 per 100,000 residents, slightly below the U.S. average of 2,451 property crimes per 100,000 residents.

Car thefts are more rare than in other cities its size. Within Denton, 169 vehicles were stolen in 2016, FBI data shows, a rate of 126 per 100,000 residents. The national average is 236 incidents per 100,000 people.

Denton Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or at a minimum weight of 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving went into effect in September 2017, although quite a few D-FW area cities already had such an ordinances in place.

Denton Impaired Driving Laws

In the Lone Star State, a driver is considered legally intoxicated and can be charged with Driving While Intoxicated with a BAC (blood or breath alcohol content) of .08 or higher. A driver also may be deemed intoxicated if impaired due to alcohol or other drugs – regardless of BAC. Minors under 21 can be charged with any level of alcohol and both drivers and passengers also can be fined $500 for having an open alcohol container in a car. Penalties are more severe if your BAC is above .15.

First DWI offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years or an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your driving history, you can find cheap care insurance in Denton, Texas; contact us for rate comparisons.

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  • Ramey King Insurance

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    Jeff King

    Ramey king insurance, established in 1881, is an independent, local texas insurance agency committed to providing individuals, families and businesses with steadfast risk management solutions.


    What makes your specific agency stand out from your competition?

    Conveniently located in denton, tx, we are able to easily furnish the entire lone star state with customized insurance plans. We represent over 80 insurance companies, which allows us to research various possibilities before pairing you with the coverage the truly meets your requirements.


    • Discount and Special Program offered Auto Insurance Home Insurance Personal Health Insurance Life Insurance Construction And Bonds Insurance Food Industry Insurance Commercial Property Insurance Multi-family Insurance Landscape Contractors Insurance Hvac Insurance Not-for-profits Insurance Employee Health Benefits Insurance

    • License Type

      General Lines Agency

    • License Number

      6051

    320 Eagle Drive Denton, Tx
    Denton, TX 76201

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  • Pronto Insurance

    EDIT

    Adrian Rodriguez

    Pronto insurance of denton provides auto, homeowners, renters/contents, mobile home, commercial vehicle & property along with many other insurance products to protect you and your family.


    What makes your specific agency stand out from your competition?

    Pronto insurance has been providing texas families with quality and affordable insurance since 1997, to protect their autos, homes and businesses. Benefits for choosing pronto insurance of denton, no credit check, no late fees-call for details, driver’s license not required, international id’s or passports are acceptable, multi-car discount available and pronto insurance is headquartered in texas. You can count on pronto insurance of denton for affordable prices, friendly service and a hassle free buying experience. Call today, 940.218.6706, for a free quote and see how we can start saving you money today.


    • Discount and Special Program offered Sr22 Out Of State License Accepted No Credit Check International Id's Accepted No Bank Account Required Passports Accepted Driver's License Not Required No Late Fees

    • License Type

      Property And Casualty

    • License Number

      1995197

    607 Sunset St.
    Denton, TX 76201

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  • Econo Insurance

    326 E Mckinney St Ste H
    Denton, TX 76201

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    Reviews

    I was so impressed with the service I received from Econo Insurance. They took my information over the phone and gave me a choice of insurance coverage. They explained each coverage and let me decide what I wanted. I saved money a lot of money compared to GEICO. In less than 15 mins, HA!! Thanks Econo you are the best!!

  • Gregory Wade Hunt

    1206 Bent Oaks Ct
    Denton, TX 76210

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    Reviews

    These people are &[email protected]&$0! I bought insurance and expected to be insured the same day I purchased the policy. I drove around for 7 days not insured without my knowledge. I had a wreck on the 7th day after purchase of this policy. When the lady I hit contacted Wade Hunts office to file a claim they said I wasnt insured. WHAT A WAY TO FIND OUT I DIDNT HAVE INSURANCE!! I would hate for anyone else to have to inder what I’ve been through. DO NOT BUY INSURANCE THROUGH THIS COMPANY!

  • Gregory Wade Hunt

    502 W Oak St
    Denton, TX 76201

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    Reviews

    These people are &[email protected]&$0! I bought insurance and expected to be insured the same day I purchased the policy. I drove around for 7 days not insured without my knowledge. I had a wreck on the 7th day after purchase of this policy. When the lady I hit contacted Wade Hunts office to file a claim they said I wasnt insured. WHAT A WAY TO FIND OUT I DIDNT HAVE INSURANCE!! I would hate for anyone else to have to inder what I’ve been through. DO NOT BUY INSURANCE THROUGH THIS COMPANY!

  • Hutcherson Insurance Services

    1212 N Locust St
    Denton, TX 76201

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    Reviews

    When we were going to move to Texas, we had a hard time finding an agent that would give us quotes or go out of their way to help us. This was the place for us!

    Then a few years later, my husband and I were in Rochester, MN, while he was undergoing a bone marrow transplant. Someone who had been watching our home in Texas, told us that we had several shingles blown off our roof and that it was down to bare roof. I called Barry, after hours, and he and Brian were together at that moment, and drove, on a weekend and in the evening, right over to our home to investigate. It ended up not being serious enough for an insurance claim, but it did need to get fixed before the next rain. They were able to suggest someone who may be able to help us, and it was fixed within a few days, right before the next rain storm!

    Thank you so much for being a personal enough business within the DFW Metroplex, to “know” who your customers are and take such good care of them!

    If you need insurance, this is the place to go!

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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