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Cheap Car Insurance in Evansville, Indiana

Find cheap car insurance in Evansville, a commercial and cultural hub of southern Indiana, northwest Kentucky and southwest Illinois. For both natives and visitors, Evansville is popular for its hills and caves, German food, the annual EvilleCon and its scenic, riverfront downtown. Situated on the Ohio River within the southwest tip of Indiana, Evansville is the city shown in the TV sitcom “Roseanne,” since of the show’s producers was an Evansville native. Its Bosse Field, the third oldest baseball stadium in the U.S., is featured in scenes from “A League of Their Own.” The city is an economic focal point for the region known as the “Tri-State” area, sometimes called “Kentuckiana.” Evansville’s population was estimated at 119,477 in 2015.

Driving Conditions in Evansville

Interstate 69, a major north-south corridor, wraps around Evansville’s southwest boundary before traveling south into Kentucky. Interstate 64 lies eight miles north of Evansville, providing direct access into St. Louis, Mo. 150 miles to the west, and Louisville, Ken., about 115 miles to the east. U.S. Highway 41 goes south to Henderson and north to Terre Haute.

The average commute time for Evansville is only 21 minutes, according to U.S. Census data, a full 5 minutes shorter than the national average.

The Indiana Department of Transportation employs “Hoosier Helpers” to patrol freeways in vans and trucks to help stranded drivers, remove debris and get help in a crash, fire or other emergency. They change tires, provide extra fuel and fix minor mechanical issues. To reach this service, call 317-899-8577. Road and weather information throughout the state can be accessed at pws.trafficwise.org.

Unique Laws in Evansville

Indiana in 2017 enacted new laws regarding bystanders who break into a hot car to save a pet inside. According to the newest statute: the pet must be a “domestic animal,” the passerby must feel it is in imminent danger, and he or she must call 911 or contact law enforcement before forcibly entering the vehicle. In addition, you’ll be responsible for 50 percent of damages caused and must remain with the animal until public safety officials arrive. Also, it is illegal to back into a parking space, since it prevents police officers from seeing your license plate. If you are pulled over at night, you are required to turn on your car’s dome light after stopping.

Evansville Crime Statistics

FBI statistics compiled for 2016 show 762 violent crimes in Evansville, eight of which were murder or manslaughter. The local violent crime rate of 635 offenses per 100,000 residents is nearly twice the average U.S. violent crime rate of 386 per 100,000 people. The property crime rate in Evansville was 4,904 incidents per 100,000 residents, also above the U.S. average, which is 2,451 property crimes per 100,000 residents.

Within the city, 383 vehicles were stolen in 2016, FBI data shows, a rate of 319 per 100,000 residents. The national average is 236 incidents per 100,000 people.

Evansville Safety Requirements

Drivers and all passengers must wear seat belts, Indiana state law mandates. Children up to age 1 or 20 pounds must ride in a rear-facing seat, and those under 8 must ride in a car seat or booster. Passengers between 8 and 16 must be in a booster if they are under 40 pounds, and must wear a seat belt. Texting and driving is banned in Indiana, and cellphone use is prohibited for drivers under 21.

Evansville Impaired Driving Laws

If you are suspected of driving while intoxicated in Indiana, you will be asked to take a breath test. Refusal means an automatic license suspension for one year, according to the Indiana Criminal Justice Institute. If you take the test and your BAC is .08 or above, your license will be suspended for a minimum of 30 days. First offenders also face more than $5,000 in fines, a jail sentence of up to one year, probation and substance abuse courses. No matter your background, it's possible to find cheap car insurance in Evansville, contact us for more information.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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