Cheap Car Insurance in Garland, Texas

Knowing a little more about Garland, can make finding cheap car insurance easier. Part of the Dallas-Fort Worth metro area, Garland is an incorporated city of about 236,000. Only 15 miles northeast of Dallas, it borders the northeast section of I-635. The 12th largest city in Texas, it abuts the cities of Dallas, Plano, Richardson, Mesquite and Rowlett. Its proximity to Dallas, relatively low cost of living and entertainment options have landed it on multiple “best places to live” rankings.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Garland, TX. Get your auto insurance quote today!

Driving Conditions in Garland

Traffic between cities in the greater DFW area is unavoidably congested during rush hours, and Garland is no exception. Major arteries through the city are I-30 and I-635, and Texas State Highways 66 and 78. The average commute for Garland drivers is 27.6 minutes, more than the overall Dallas-Fort Worth commute time of nearly 26 minutes. According to the U.S. Census Bureau's 2014 American Community Survey, the average commute time for the 50 largest U.S. metros is 27.2 minutes.

Unique Laws in Garland

In Texas, adults can legally ride in the back of a truck, according to Texas state laws. There are even exceptions when it comes to children riding in truck beds, one being if the truck is the family's only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Garland Crime Statistics

Within Garland, there were 754 cases of auto theft in 2015, or a rate of 317 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people, according to the National Insurance Crime Bureau. Up-to-date crime reports and maps can be found at the city's website,

Garland Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving is set to go into effect in September 2017. Meanwhile, several nearby cities such as Grand Prairie, Arlington and Denton enforce their own ordinances prohibiting texting and driving.

Garland Impaired Driving Laws

According to state laws, a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) in Texas. However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver's license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver's license. Charges are enhanced if there is a passenger younger than 15 in the car.

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Car Insurance Garland, Texas Agents

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  • Leistikow Insurance Agency


    Bruce Leistikow
    State farm agency providing insurance and financial services. 1 block north of firewheel towncenter on brand rd. Just east of hwy 190

    What makes your specific agency stand out from your competition?
    Our goal is to assist our customers with protection from the risks of everyday life, recover from the unexpected and realize the hopes and dreams. We desire to have a long-term relationship with our customers and will work everyday to earn your business. Our agency also speaks spanish.

    • Multi-car


      Drive Safe & Save

      Steer Clear


      Defensive Driving


      Vehicle Safety

    • General Lines P&c, L&h, Series 6/63, Mortgage

    • 783961

    4502 River Oaks Parkway Ste 100
    Garland, TX 75044
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  • Gary Schwarz


    750 Colonel Dr Ste 1a
    Garland, TX 75043
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    I have been a client of Gary Schwarz since I was 20 years old. Nineteen years later, he is still offering me the same top notch service he provided my mom years before I signed on. He is caring & supportive; and his staff is very accommodating.

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  • Avtar Hothi
  • Bill Gharis
  • Bill Mckee
  • Bobby Reneau
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  • Castros Insurance Agency
  • Cerra Insurance Agency
  • Christopher Brown
  • Clayton Brooks
  • Daniel Uwaeme
  • Darryl Fleming
  • David House Insurance Agency
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  • Debra L Callaway
  • Dee Dee Bates
  • Dickerson & Company Agency Llc
  • Dieu Le
  • Don A Herbert
  • Don Ferguson Insurance Agency
  • Don Williams
  • Doris Moeller
  • Everett Early
  • Express Insurance Agency
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  • Friday Giba Nakozi Nasamu
  • Gary D Sawyer
  • Gene Pool
  • Greg Adams
  • Harold Buchanan
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  • Hollywood Insurance Agency
  • Humberto Chao
  • Insurance One Agency Lc
  • Jason Michael Lowe
  • Jeffrey Maners
  • Jerry Mcgill Insurance Agency
  • Jim Brown
  • Jim Hines Insurance
  • Jim Sylvester
  • Joe Driver
  • Jonathan Crisler
  • Jordan Insurance Agency
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  • Juanita Vank
  • Julie Carter Agency
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  • Ken Ross
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  • Larry Bradley
  • Leticia Ramos-armendariz
  • Lisset V Rodriguez
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  • Lori Pearson
  • Luc Tran
  • Mai Dinh
  • Marie Booker
  • Marilou Roland
  • Marion Suits
  • Metroplex Insurance Agency
  • Michael Snow
  • Mullen Insurance Agency
  • Nat Martin Jr
  • Olevia Ann Mullen
  • Pat Birmingham
  • Patrick Jagwan
  • Paul Baker Insurance Agency
  • Paul Eugene Scott
  • Paula Harris
  • Phuong Ly
  • R & S Insurance
  • Randy Caldwell
  • Randy George
  • Raul Lopez
  • Richard Handley
  • Rick Burridge
  • Robert Kristek
  • Roger Ledebur
  • Samuel A Morris
  • Sandra D Nolan
  • Signature Insurance & Financial Services
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  • Stan Luckie & Associates
  • Steve Snyder
  • Suong Truong
  • Tancy Nguyen
  • Terre Michaels
  • Texas Choice Insurance Agency
  • The Famous Insurance Agency
  • The Famous Insurance Agency
  • Tim Brooks
  • Tony Callaway
  • Tony Vigil
  • Trimone Hodge
  • Twfg Insurance Services
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  • Wesley Staub
  • William Timmerman
  • Winston Solomon
  • Yeshitila Begashaw
  • Arnold Brochu
  • Wendy Platts
  • Sharon Skolnick
  • Shelly Munday
  • Patrick Bonin
  • Carolina Blaz
  • Jannette Exler
  • Royce Gui
  • Deana Andler
  • Tyler Lutey
  • Charlotte Zarco
  • Melody Jakeway
  • Morgan Buckler
  • Julia Moncayo
  • Jose Krise
  • Toni Lovelady
  • Brittany Streif
  • Claude Pfannenstiel
  • Sergio Castorina
  • Rochelle Da
  • Cristina Tumminia
  • Kelli Knapek
  • Kathryn Titterington
  • Paul Burckhard
  • Colleen Pluta
  • Lindsay Scarpello
  • Harvey Paci
  • Cheryl Pensabene
  • Delores Pounder
  • Mickel Bauser
  • Alexis Yuhas
  • Latasha Zarbock
  • Carole Muto
  • Rodney Townzen
  • Veronica Permenter
  • Harold Parenti
  • Gene Vicencio
  • Mark Alfred
  • Tabitha Lindquist
  • Karen Gosney
  • Angela Schoenbauer
  • Rosalie Benowitz

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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