Cheap Car Insurance in Lincoln, Nebraska

Want to know more about Lincoln and ways to obtain cheap car insurance? Well, home to more than 277,000 people, Lincoln is the capital of Nebraska and its second largest city. Part of the area known as the greater Midwest Silicon Prairie, Lincoln is only an hour's drive from Nebraska's largest city, Omaha, via Interstate 80. The University of Nebraska is a large factor in its economy, along with service, manufacturing and high-tech industries.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Lincoln, NE. Shop for your auto insurance today!

Driving Conditions in Lincoln

Compared to average U.S. Cities commute of 25.2 minutes, Lincoln has a shorter commute time at just over 17 minutes, according to Census Bureau data. Current information on accidents, construction and weather-related delays is available by calling 511. Real-time traffic information also can be accessed and smartphone apps can be downloaded for

Unique Laws in Lincoln

Drivers in Nebraska must yield to pedestrians at all crosswalks, or any time not doing so would result in an accident. Motorists must move at least one lane away from emergency and road assistance vehicles that are stopped at the side of the road, or slow and prepare to stop if they cannot. Drivers can be ticketed for not following the three-second rule when following another vehicle, and this rule increases in bad weather or when hauling a trailer.

Lincoln Crime Statistics

Lincoln's population has climbed in the past 20 years, but its crime rates have dropped, according to FBI data. In 2015, the Lincoln metro area had an auto theft rate of 112.49 incidents per 100,000 people, according to data from the National Insurance Crime Bureau. This is a favorable comparison to the U.S. average rate of 220.2 incidents per 100,000 people.

Lincoln Safety Requirements

You can't be pulled over for violating seat belt laws, but all drivers and passengers are required to wear safety belts and children between 6 and 8 must ride in either a safety or booster seat, according to the Nebraska Department of Roads. Children age 6 and under must be in a safety seat, and drivers who overlook this “primary law” can be pulled over and ticketed. Texting or typing on a mobile device by drivers is banned.

Lincoln Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, as are commercial drivers with a .04 BAC or minors with a .02 reading. If convicted, first offenders face 10 days in jail, $500 fine and license revocation for 6 months.

Nebraska's “lookback period,” the time during which other convictions will affect sentencing, is 12 years.

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Car Insurance Lincoln, Nebraska Agents

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  • A1 Risk Insurance


    505 N 27th St Ste 3
    Lincoln, NE 68503
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    I love key agency, i have been a client for years and years. All of the staff is knowledgable and friendly. I am able to write all of my policies at one office, commercial-personal-life.

  • Bev Higgins


    123 S 84th St Ste D
    Lincoln, NE 68510
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    Outstanding insurance service.

  • Dean R Hoy


    3883 Normal Blvd
    Lincoln, NE 68506
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    Lorraine Hoy is the most rude, arrogant, spiteful little troll I have ever had the misfortune of doing business with. Avoid these people like the plague.

  • Kenneth Richards


    4013 S 48th St
    Lincoln, NE 68506
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    I purchased my insurance with this agency about a year ago. It is the best service I have ever had and great rates!

  • Unico Group


    4435 O St
    Lincoln, NE 68510
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    The most thorough company I have worked with yet! Our agent literally walked me through all of our company's risk exposures and he was able to get me better coverage than I previously had at a BETTER price! Kudos to you Ed!

  • Aaa Insurance
  • Advantage Insurance Agency
  • All American Insurance
  • Allstar Insurance
  • Amanda Duensing
  • Anderson Agency
  • Associated Insurance Managers
  • Auto Insurance Center
  • Barney Insurance
  • Barry Smith
  • Becky Schroeder
  • Ben B Bolte
  • Brokers Agency
  • Bryan R Parks
  • Charles Hanna
  • Cheryl Gerdes
  • Chris Bliemeister Insurance Agency
  • Chuck Clifford Iii
  • Copple Insurance Agency
  • Cornhusker Insurance
  • Darin C Johnson
  • David Abarr
  • Davidson Insurance Agency
  • Dennis Hruby Insurance
  • Dick Buethe & Associates
  • Dick Dahlgren
  • Douglas S Kruce
  • Farley-wolf Insurance Agency
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Forsyth Insurance Agency
  • Gale Breed Jr
  • Grant Trierweiler
  • Greg Duncan Insurance Agency
  • Henry Hagedorn
  • Holmes Murphy & Associates
  • Homeservices Insurance
  • Hub Hall Agency
  • Hull & Company
  • James H Cox
  • James L Brown
  • Jeff Bond
  • Jeff Hirschbrunner
  • Jeff Munns Agency
  • Jeffrey D Johnson
  • John Curry Insurance Agency
  • Jon Foreman
  • Joyce Johnson Insurance Agency
  • Karen Williams
  • Kelly Fisher
  • Kenneth J Hesser
  • Kimberly R Mittelstadt
  • Kris Rosenow
  • Kuhl Insurance Agency
  • Linda J Early
  • Lon L Hollibaugh
  • Mark A Hergenrader
  • Matson Insurance Agency
  • Matthew Moorhead
  • Mccashland-kirby Insurance Agency
  • Melissa F Wheeler
  • Michael P Wilson
  • Mid-alliance Insurance Associates
  • Midmex Insurance Agency
  • Mitchell Happ
  • Monte E Eastin
  • Nebraska Bankers Insurance & Services Company
  • New Frontier Insurance Agency
  • Nicole Simon Insurance Agency
  • Nsure Agency
  • Ogden Insurance Agency
  • Pat Egan Insurance
  • Paul R Johnson Insurance Agency
  • Perry G Mc Elhose
  • Ray Thompson
  • Reed W Devall
  • Reha Insurance
  • Richard Diers
  • Rick Self
  • Rob Bryant
  • Robert "bob Haberman"
  • Robert J Roche
  • Robert Morand
  • Robert Rung
  • Rod Strufing
  • Roger Mcginnis Insurance Agency
  • Sarah J Kohlhof Insurance Agency
  • Security First Insurance-lincoln
  • Shawn Kreifels Insurance Financial Services
  • Shon Thielen
  • Solomon Halim Insurance Agency
  • Stacey Lima
  • Stanley I Brown
  • Steve G Wiltshire
  • Steve Lang Insurance Agency
  • Stuchlik & Associates
  • Tasa Paul
  • Tim D Stewart
  • Tim Umshler
  • Tim Wacker
  • Union Agency
  • Vinnie Krikac
  • Zimmer Insurance Group
  • Melissa Reum
  • Mitchell Zemlicka
  • Ryan Wandling
  • Jimmy Satz
  • Lewis Faith
  • Rebekah Speller
  • Guy Cambron
  • Samuel Bercaw
  • Danny Strycharz
  • Carol Tschudy
  • Ramesd Grahovac
  • Avril Filipovic
  • Alicia Meriwether
  • Helen Presnell
  • Beatrice Bottenfield
  • Tasha Targett
  • Kimberly Gottfried
  • Brooke Panetta
  • Charles Anderton
  • Christian Mallen
  • Russell Luehring
  • Meghan Scharber
  • Jimmy Gossard
  • Lorna Conceicao
  • Sherri Kook
  • Kristie Scafe
  • Rickey Pasinski
  • Brad Rodela
  • Luis Lores
  • Laurusha Ehli
  • Jamie Lauwers
  • Adrian Duchene
  • Tracy Ciresi
  • Alfred Henline
  • Maryann Zeinert
  • Katie Goodrum
  • Alejandro Kosmatka
  • Elaine Brassell
  • Tracy Niccum
  • Caroline Lill
  • Anne Netro

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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