Cheap Car Insurance in Minneapolis, Minnesota
Curios to know more about Minneapolis and how you can get cheap car insurance? Well, As the larger of Minnesota's Twin Cities, Minneapolis is a prosperous urban center that spreads outward from St. Anthony Falls on the Mississippi River. The city is known for its famed Chain of Lakes park system and its hip music scene. With bike lanes on most major streets and a number of dedicated bike trails that follow old rail lines, Minneapolis is also known as a top town for bike commuters.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Minneapolis. Get your free auto insurance quote today!
Driving Conditions
Minneapolis is a densely populated city with a relatively congested road network. Major surface streets like University Avenue, Lyndale Avenue and Hennepin Avenue stay busy throughout the day, and Interstates 94 and 394 regularly back up during the morning and evening rush. Over the past decade, Minneapolis has seen a 167 percent spike in bike traffic at major intersections. The preponderance of cyclists places unique demands on local drivers and requires constant vigilance.
Odd or Unique Laws
Minnesota state law prohibits drivers from making U-turns without at least 1,000 feet of visibility in either direction. This means that U-turns are effectively illegal in Minneapolis's hillier districts. Also, motorists who are involved in traffic crashes that cause more than $1,000 in property damage must file a formal police report within 10 days of the accident. Snow is a common occurrence in Minneapolis, and the city's snow emergency system comes with a complex set of parking requirements. During the first day of a three-day snow emergency, street parking is strictly prohibited.
Crime Statistics
In 2012, police recorded 7,050 motor vehicle theft incidents in the Minneapolis-St. Paul metro area. Minneapolis proper saw 470 motor vehicle theft incidents and 4,668 total property crime incidents. The city sees several thousand DUI arrests per year and witnessed just under 10,000 crashes in 2012.
Safety Requirements
Minnesota prohibits all drivers from texting while driving. Although it does not have a full ban on using handheld phones while driving, it does prohibit underage drivers and bus drivers from doing so. Since the state has a primary seat belt law, drivers who fail to use their seat belts may be pulled over. Motorcyclists must wear proper eye protection. Permit-holding motorcyclists must wear approved safety helmets, but fully licensed motorcyclists are not required to do so.
Impaired Driving Law
Minnesota's legal limit is set at a BAC of .08 for underage drivers and adults. First-time offenses carry fines of $700 to $3,000 and a maximum jail sentence of up to one year. First-time offenders must forfeit their licenses for at least 30 days and may be unable to drive for a full year. SR-22 certificates are required for all DUI offenders.
To Get Free Minneapolis Car Insurance Quotes, Either:
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Gary Gilbertson - State Farm Insurance Agent
EDITGary Gilbertson
Proudly serving you and state farm since 1989. Call or stop by the office today for a fast and accurate insurance quote.What makes your specific agency stand out from your competition?
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.Good Driver Discount
Good Student Discount
Multi-policy Discounts
Safe Driver Discount
License
MN-34944
8100 Penn Ave S Ste 101
Minneapolis, MN 55431
Visit Agent WebsiteState Farm: Casey Charlson
EDITCasey Charlson
Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.What makes your specific agency stand out from your competition?
State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.Save Up To 40% On Auto Insurance.
Insurance
MN-20475265
2626 E 82nd St Ste 390
Minneapolis, MN 55425
Visit Agent WebsiteState Farm: Cassandra Spear
EDITCassandra Spear
Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.What makes your specific agency stand out from your competition?
State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.Save Up To 40% On Auto Insurance.
Insurance
MN-40266029
4205 Lancaster Lane N Ste 106
Minneapolis, MN 55441
Visit Agent WebsiteInsurance Specialists Team
EDITInsurance Specialists Team
We are an independent insurance agency and represent many insurance carriers. We have specialists in each line of insurance. Auto, home, life commercial, work comp, trucking, bonds. We have commercial and personal lines. We can be a one stop shop.What makes your specific agency stand out from your competition?
Because we represent many companies not just one we can offer a variety of choices and options. Insurance needs can be unique and one company likely isn't going to be the best in all situations. We have agents who specialize and have experience and deep knowledge in their specialization.Good Student And Education Level Discounts
Advanced Quote Discounts
Aaa Discounts
Employee Workplace Discounts
Alumni Association Discounts
Snapshot Discount
Defensive Driver
Senior Discounts
Multi Vehicle Discounts
Teachers Discounts
Multi Policy Discounts
Longevity Discounts
Insurance
20475955
333 Washington Ave N
Minneapolis, MN 55401
Visit Agent WebsiteKimberly Nybo - State Farm Insurance Agent
EDITKimberly Nybo
A proud state farm agent of over 25 years experience. Stop by our office or call today for a fast and accurate insurance quote! We strive to make your life easier!What makes your specific agency stand out from your competition?
The kim nybo state farm team is proud to serve the columbia heights, mn area with insurance and financial services. Contact our office today for an insurance review to see where we can help get great value on car insurance, auto insurance, and more. We would love the opportunity to earn your business.Multi-line Discounts
License
MN-20108240
4634 Central Ave Ne
Minneapolis, MN 55421
Visit Agent WebsiteMinneapolis Insurance Team
EDITMike Moore
We are an independent insurance agency and represent many insurance carriers. We have specialists in each line of insurance. Auto, home, life commercial, work comp, trucking, bonds. We have commercial and personal lines. We can be a one stop shop.What makes your specific agency stand out from your competition?
We have specialists in commercial lines and personal lines. We also have health and life insurance specialists. Because we represent many insurance companies and have specialists in each line it makes us tough to beat on advice, coverage and costs. We have proprietary rating software and exclusive and special relationships with some of our carriers.Aaa Discounts
Alumni Association Discounts
Defensive Driver
Multi Vehicle
Multi Policy Discounts
Snapshot Discounts
Senior Discounts
Alarm Discounts
Longevity Discounts
Work Place Discounts
Education And Good Student
Advanced Quote Discounts
Insurance
40382841
333 N Washington Ave
Minneapolis, MN 55401
Visit Agent WebsiteAmeriguard Agency
EDITKristine Shocinski
I shop over 15 different a+ insurance companies to find you the best insurance at the lowest rate. I take the time to find out what your situation is so i can customize a plan that will best meet your needs and save you the most money. Call or email me today for a free insurance review and quote.What makes your specific agency stand out from your competition?
I don't work for any one insurance company. Instead i work for you to find the right company that will best meet your needs at the lowest rate.Email Me At [email protected] To A Free Quote
Minnesota
40170967
9380 Central Ave Ne, Suite-360
Minneapolis, MN 55434
Visit Agent WebsiteBrian Steinert - Ameriguard Agency
EDITBrian
Full service independent agency with over 15 a rated companies to make sure you and your family are getting the most competitive rates!What makes your specific agency stand out from your competition?
We have over 15 a rated companies to shop for you and your family or business. Call brian to look at all your options today.Auto
Home
Business
Workers Compensation
Property/casualty
20075857
9380 Central Ave Ne #360
Minneapolis, MN 55434
Visit Agent WebsiteMinneapolis Insurance Specialists Team
EDITSidney Richard
We are a group of licensed professionals using our knowledge and experience to assist you in building a comprehensive insurance package. Insurance needs are individual. Each person has a unique set of needs, risks, and plans for the future.333 Washington Ave N #300, Minneapolis, Mn 55401
Minneapolis, MN 55401
Visit Agent WebsiteScott Kulberg Agency
EDITScott
Auto/home/life/comercial/health6000 Bass Lake Rd Suite 205 Crystal Mn
Minneapolis, MN 55429
Visit Agent WebsiteAaa Insurance
5400 Auto Club Way
Minneapolis, MN 55416
Visit Agent WebsiteReviewsThe license service (driver's license, vehicle registration) is open convenient hours: until 7 M-Th, 6 F, and 5 on Saturday. I went after 4 on a Saturday, and the wait was reasonable, about 30 minutes. Great service!
John Arens Insurance Agency
3259 Johnson St Ne
Minneapolis, MN 55418
Visit Agent WebsiteReviewsI recently switched to State Farm, and not only did they save me a ton of money on my premiums, they helped make the switch, easy and painless on me :-)
I will be spreading the good word on State Farm and John's office to all my friends!My husband and I have several policies with John's office. Anytime I call with a question or concern the ladies in the office are ALWAYS quick to help answer all my questions.
We recently had some issues with a few of our policies and Brenna was quick to help with all my concerns and helped get everything straightened out.
We have met with John on several occasions and he goes over all our policies and advises on coverage we need and the not so needed coverages.
I recommend State Farm and John's office to anyone looking for that personable touch!Ron Vagle
519 E Hennepin Avenue At Central Avenue Ne
Minneapolis, MN 55414
Visit Agent WebsiteReviewsI was looking for a better auto insurance rate and stopped into this small agency to see what State Farm could do for me. I was welcomed by Nancy as she asked me to explain what I wanted, and what I felt I needed for coverage.nnShe's very pleasant, and very knowledgeable. She offered me several options of coverage and thoroughly explained the differences. She took the time to explain why the rates were different, and what I was gaining or loosing with each option. No one has ever done that before.nnShe also asked a bit about my life, and when I told her I rented, she asked if I had rental coverage. When I said No, she explained that by adding it to an auto policy - and thereby gaining a multiple policy discount - the discount all but covers the added policy. I got much better coverage for an extra $3 per month. My other agent never told me about that.nnI ended up switching to their agency. Nancy is Great. I can't brag enough about what a find she was for me. I tell anyone looking for insurance to give her a call or stop in. It's nice to do business with someone that cares about whats best for you.
I was looking for a better auto insurance rate and stopped into this small agency to see what State Farm could do for me. I was welcomed by Nancy as she asked me to explain what I wanted, and what I felt I needed for coverage.
She's very pleasant, and very knowledgeable. She offered me several options of coverage and thoroughly explained the differences. She took the time to explain why the rates were different, and what I was gaining or loosing with each option. No one has ever done that before.
She also asked a bit about my life, and when I told her I rented, she asked if I had rental coverage. When I said No, she explained that by adding it to an auto policy - and thereby gaining a multiple policy discount - the discount all but covers the added policy. I got much better coverage for an extra $3 per month. My other agent never told me about that.
I ended up switching to their agency. Nancy is Great. I can't brag enough about what a find she was for me. I tell anyone looking for insurance to give her a call or stop in. It's nice to do business with someone that cares about whats best for you.- A Allstar Risk Auto Insurance Agency
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Auto body shops Minneapolis, Minnesota
- Auto Body CareView Details
- Paramount Master Collision CenterView Details
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Did you know ?
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
Safety Tip
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
Savings Tip
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
