New Innovative Idea To Catch Uninsured In The UK
In the United States, many politicians have had issues with finding and punishing drivers that are driving while uninsured. Now, across the pond in the United Kingdom, a new idea has been proposed.
The idea is to have license plate scanning devices installed at gas station pumps. These scanning devices would read the license plates of every driver who wants to get gas in their cars. If the license plate scanner shows that the person has not paid their insurance premiums then they would be banned from being able to get gas.
This idea is very innovative and actually could be very effective at catching drivers who are breaking the law. When a driver is not insured, it produces a ripple effect for everyone else that is on the road at the time. If a person cannot get gas in their automobile then they will probably not be able to drive and get into an automobile accident while uninsured.
It stands to reason if this proposal will actually be passed. Times are tough right now and paying for all of those scanners and having them installed could be a very expensive undertaking. It would stand to reason if the government would fit the entire bill or if it would be a joint partnership with auto insurance companies.
Insurance companies would benefit greatly if this proposal is passed. They would make sure that their premiums are paid on time each month, get more customers, and reduce the number of accident claims filed by drivers who are hit by uninsured people.
Currently, 1 in 25 drivers in the UK are uninsured. Most gas stations have cameras at the pump to prevent people from stealing gas. These cameras could be updated with new software to read the license plates of customers.
It is important to make sure that drivers are held accountable and are being insured. The UK is fed up with people knowingly breaking the law. There could be major problems with this. One is that consumers might be wrongfully tagged for not paying their auto insurance premiums when in reality they did. Some people make late payments to their auto insurance companies. When this happens, they might be put on a list of people with unpaid premiums.
Another issue is that it could hurt drivers financially. If a person cannot get gas then they might not be able t get to their jobs and make money. Drivers will be very hesitant to support this type of system being put in place at gas stations. It could also cause medical issues. If someone is sick or needs urgent treatment end cannot get to the hospital then they could die.
The kinks need to be worked out with this system. One idea would be that you could pay your premiums at the pump if you are shown to be late on your premiums. This would then allow people to get gas after their debit card is swiped and the transaction is processed.
Hopefully, the UK can implement a system that is fair for drivers and insurance companies at the same time. There needs to be harsh consequences for drivers who break the law because everyone suffers when laws are broken.