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Cheap Car Insurance in Pasadena, Texas

Find cheap car insurance in Pasadena, a coastal Texas city known as the home of “Urban Cowboy.” With an estimated population of 153,351 in 2016, Pasadena is the second largest city in Harris County after Houston. Named for the smaller city in California, Pasadena, Texas, is now largely a working class Houston suburb, and its economy is based mostly on petroleum refining and petrochemical processing. The city is likely remembered most as the shooting location and setting for the film, “Urban Cowboy.” The 1980 movie was centered around a honky tonk named Gilley’s, co-owned by country music star Mickey Gilley. The site of the old Gilley’s is now a used car lot, though Gilley still lives in Pasadena.

Driving Conditions in Pasadena

Pasadena’s location inside Houston’s Beltway 8 and on the city’s less congested east side makes commuting into downtown Houston easier than its other suburbs and exclaves. But not everyone needs to go into Houston; the nearby Ship Channel and supporting industries create a healthy employment base for residents. As for getting around the metro area, State Highway 225 is the largest corridor that provides direct access to both the Sam Houston Tollway, Houston’s outer loop, and 610, its inner loop – both of which are considerably less crowded during peak hours than the metro area’s west side. The average commute time for Pasadena is just over 25 minutes, according to Census data, a bit shorter than the Houston commute time of just over 26 minutes and the national average of just under 26 minutes. A real-time map of Houston area traffic congestion, construction and accidents can be accessed at You can also visit for statewide updates.

Unique Laws in Pasadena

Adults 18 and up can legally ride in the back of a truck, according to Texas state laws, and there are also exceptions to the laws that allow children to ride in truck beds, one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Many laws in Texas were obviously written before the Internet existed. For example, the entire Encyclopedia Britannica is banned in Texas because it contains a formula for making beer. Texas law also prohibits dusting a public building, selling your own eyes or shooting a buffalo from the second story of a hotel.

Pasadena Crime Statistics

Pasadena is considered part of the greater Houston metro area, which reported a total of 25,069 vehicle thefts in 2016, according to the National Insurance Crime Bureau. This equates to a rate of 421 incidents per 100,000 people and places the Houston metro at No. 45 on the NICB’s 2016 list of worst cities for auto theft. Within the City of Pasadena, that rate is lower, at 358 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Pasadena Safety Requirements

A statewide law against driving while texting became effect on Sept. 1, 2017. Texas law also requires everyone in a vehicle to buckle up or face fines and court costs up to $200. Children younger than 8 must be in a child safety seat or booster seat unless they’re taller than 4 feet 9 inches, according to the Texas Department of Transportation. If they aren’t properly restrained, the driver faces fines up to $250 plus court costs. More information on seat belt and car safety is available at Texas in 2017 enacted a statewide ban on texting while driving.

Pasadena Impaired Driving Laws

Like most other states, Texas drivers are considered legally intoxicated and are charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) or higher. A driver can also be deemed intoxicated if impaired due to alcohol or other drugs, regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car.

DWI first offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a child under 15 in the car. Regardless of your background or circumstances, it’s not impossible to find cheap car insurance in Pasadena, Texas; contact us for rate comparisons.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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