Looking to learn more about cheap car insurance in Philadelphia and how to acquire it? In Pennsylvania, the minimum coverage for car insurance includes: medical benefits ($5,000), bodily injury liability ($15,000/$30,000), and property damage liability ($5,000).
Philadelphia is the largest city in Pennsylvania and one of the oldest cities in the United States. Founded in 1682, Philadelphia has been the site of many major events in the history of the U.S. Traffic jams, tight city streets and strict parking enforcement have made the city infamous to native drivers and tourists alike.
Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance quotes in Philadelphia. Let us compare auto insurance quotes for you now!
Gridlocked traffic on Interstate 76, known as the Schuylkill Expressway to locals, makes both the morning and evening rush hours difficult for commuters. Navigating the downtown area of the city may be difficult for people who are unfamiliar with the area because of one-way streets and exit-only lanes that appear in both the right and left lanes.
Pennsylvania is more dedicated than most states when it comes to banning distracted driving. As reported by CBS Philly, the distracted driving laws in the state ban texting and allow police officers to pull over and cite anyone who is texting.
The crime statistics related to vehicles and driving that are listed below have been sourced from 2011 data provided by the FBI and 2012 data provided by the Pennsylvania Department of Motor Vehicles.
According to the Governors Highway Safety Association, drivers in Pennsylvania are not permitted to text. However, there are no state bans on using a cell phone to talk while driving. Philadelphia is one of the cities in the state that prohibits all cell phone use by drivers, so it is important for drivers to use a hands-free set while driving within city limits. Motorcyclists who are either under the age of 21 or have held a motorcycle license for less than two years must wear a helmet. Seat belts are required for drivers, passengers in the front seat and anyone under the age of 18.
The Pennsylvania Department of Transportation advises drivers that driving with a blood alcohol content (BAC) level above .08 is considered to be driving under the influence. License suspension, fines and probation or jail time could be assessed as the result of a DUI.
– First-time Offense
– Second-time Offense
– Third-time Offense
Fines of up to $10,000 and jail time of up to five years could result for people who drive with a BAC above .15.
Having car insurance is not only helpful but also required by law in Philadelphia. For free car insurance quotes and to see comparable coverage rates, fill out the form on this page. At Cheap Car Insurance, we work hard to help you find and compare the cheapest auto insurance quotes in PA.
Jeff Gottesman
Serving philadelphia with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!
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Discount and Special Program offered Safe Driver Good Driver Good Student Multi-line
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Insurance
License Number
PA-344859
9551 Bustleton Ave
Philadelphia, PA 19115
Marie, Lou
Free quotes, low rates
motorcycle and auto
cheap insurance!
best rate in philadelphia
5829 Rising Sun Ave Philadelphia, Pa
Philadelphia, PA 19120
1210 S Broad St
Philadelphia, PA 19146
Had my title and registration processed the same day. very professional staff. easy
254 S 10th St
Philadelphia, PA 19107
I have been a State Farm customer ever since I walked into the office. I was greeted promptly by the friendly and knowledgeable staff. Thanh took the opportunity to step away from what he was doing to introduce himself to me. Rebecca assisted me in choosing the right coverage for my needs and budget. I still receive wonderful service, 4 years later.
749 S 8th St
Philadelphia, PA 19147
No longer an Allstate Insurance agency. Now a Farmers Insurance Agency. Call me for a quote. We are half of what Allstate’s rate are! You won’t be sorry. 267-685-0590
6150 Ridge Ave
Philadelphia, PA 19128
Mr. DeFinis is the consummate professional. He saved us hundreds of dollars a year on our auto, home, and liability insurance. Nothing was left to chance. He also went the extra mile, walked us through the application process, and took care of all of the details, hand delivering the final product. In other words, he took care of everything making it very easy for us. He even bought Girl Scout Cookies from our daughter! I recommend him highly.
2222 N Broad St
Philadelphia, PA 19132
I had never transferred a title before but that was not a problem going here. I had called several times that day with questions and they were always helpful and courteous. They even refunded an overpayment I had made and I would never have know if they didn’t tell me. there were problems with my title that they straightened out for me. I am totally happy with the service at Pak!
After spending hours running around trying to collect paperwork for PennDOT to renew my driver’s license, PennDOT closed at 4:15 on Friday and I did not get my new license. Who closes at 4:15??? And who has time to take off work and deal with the pricks at PennDOT? Idiots working there!
Luckily, i found a little piece of auto tag heaven when I found Pak Auto Tags. They took all the headaches out of the whole process. They renewed my license and transfered my new car title in just 10 minutes. Plus their fees were AFFORDABLE. Jubin was very couteous and writes extremely fast. You will be in and out in no time.
I highly recommend this place for any form of auto paperwork. I will definitely come back again if i need their services in the future.
Thank you Pak Auto Tag. You have gain a customer for life.
456 E Girard Ave
Philadelphia, PA 19125
I crashed my car Saturday. This is my story about Vince’s office.
Vince has been my agent for about 8 years now. I met him when I was buying a home. He now carries it all for me – home, life, car. I also referred him to a few friends.
Vince has provided the most personalized Insurance service I’ve ever dealt with in my life.
Everyone pays for insurance and wonders what they’re getting for it.
On the day to day stuff, he saves me money, and once, called me just to offer me a lower rate. A LOWER rate! Proactively!
Now, on to what we care about – when you’re in an accident.
I crashed my car Saturday, which led me to write this. The first call I made was to 911, then to Vince. When he called me back, he proceeded to negotiate a deal for me with the collision center, handling every step. He got me the rental car – all lined up, and is now negotiating with the at fault driver’s insurance company.
I guess my point is, I’m not a number to Vince, and would heavily recommend him to anyone. My assumption is that whomever is writing the negative reviews has some personal vendetta, or maybe flexing internet muscles. I’m a real customer, with real support from Vince. If the rest of the insurance business held your hand like Vince does, the industry wouldn’t have a bad wrap. Over and out.
We were a customer with state farm for years. Trusting their service and trusting we were getting a very competitive rate. In those years they never offer not even a candy. Here is why we went with another company. We were insuring two vehicles for over two years. One of the vehicles went down with a bad engine sitting in a mechanics bay for months. The very first day the car was diagnosed, we called state farm to inform that the car was inoperable and to take it off the policy (to save money (why pay the second premium on a car with a bad head gasket which i knew it was not being driven nor repaired for a couple of months). state farm requested the miles of the vehicle to make a note on the file as of why was being pulled from the policy. The miles were provided and supposedly they took it off the policy. The following months they kept billing us for the two cars which was not fair in my belief. I did my research, not to mention my experience in the automotive industry with other insurance carriers and i found out they were supposed to honor my request to remove the vehicle. They kept billing us for both cars. Not only that. On the one vehicle we kept in the policy, I decided to shop around and compare prices only to find out i was being overcharged more than $70.00 dollars a month for the one vehicle. Like a good neighboor State Farm is there to ripp you off. The comparison I did was using a declaration page from state farm so I can say it was apples to apples. same coverage for 70 dollars less a month. I had just made my payment 2 days before my comparison and decided to call state farm and cancel my policy. They said they will send a check for the non use of premium let me explain. My payments were made in advance on the 28th of every month. I made a pmt on the 28 and on the 1st of following month cancelled policy. they had more that 26 days of premium of my money, called the agent and he stated that state far will issue a check for non use of premium due to my cancellation. Finally the check arrived to my surprise it was a five dollar check. Yes $5.00 check. Then I called back and they treated me like i was not a customer anymore. Very different than the very first time we met. So, please if you are considering obtaining insurance, please stay away from
Vince Ovecka’s office
(215) 739-0800
456 East Girard Avenue
Philadelphia, PA 19125
They will ripp your heart out.
7282 Leonard St
Philadelphia, PA 19149
Great customer service and the office is open 6 days a week so someone is always available!
7184 Ogontz Ave
Philadelphia, PA 19138
they was very helpful and service was good and
4590 Aramingo Ave
Philadelphia, PA 19124
Insurance prices are dropping in Philadelphia, let us show you how.
At Xpert Insurance we are Independent Agents. That means we can have as many companies as will sign us on. If you go to State Farm or Allstate, you get one company. Usually when you go to an insurance agent they give you 1 price, from the 1 company they deal with. At Xpert Insurance, I promise you will get many quotes. Thats because we have over 100 companies to choose from. You don’t just renew year after year with the same company, we run the rates for you 2 times a year to make sure you are getting the best rate possible.
In this day and age where everyone is nickel and diming you to death, our mission is to save you money. When our policies renew, we don’t accept rising prices, we demand lower rates. How do we make this possible? A little thing called supply and demand. Keep the supply of companies high and force the companies to stay competitive with the prices. Thats what we do.
Our agent Jude MacDonald has been in this business all his life. He grew up working with his dad in the family real estate and insurance business. This experience has earned him the title eXpert. After 20 years the business he knows what it takes to keep the prices right and keep his friends insured.
Do you want to save money starting today?????? If so give us a call for a FREE QUOTE!
MENTION YOU READ THE FEEDBACK IN THE YELLOW PAGES AND GET $10.00 OFF YOUR DOWN PAYMENT
7338 Frankford Ave
Philadelphia, PA 19136
I’ve been a customer of Erie Insurance and the Perzel Agency for over 10 years. The coverage and the customer service are superior. I was in an auto accident, called in my claim on a Saturday, Erie had a claims adjuster out to look at my van and within a week I had the check in my hands. The customer service at the Perzel agency is excellent and the staff is knowledgeable.
The Perzel Agency has it ALL………………..GREAT rates, friendly & knowledgable staff and Mike Perzel at the helm who takes pride in making sure that ALL of his clients are always satisfied.
4900 N 11th St
Philadelphia, PA 19141
Great service, prompt and extremely responsive to customer needs. The owner has great experience and will work with you in customizing and tailor the right insurance package that will meet your needs.
7120 Germantown Ave
Philadelphia, PA 19119
My husband and I purchased a home this year and used Warren for our homeowner’s insurance policy. The rate that he gave us was so fantastic that our agent and our broker both were extremely impressed. I’m the kind of person that likes to have an insurance agent that I can have a one-on-one relationship with that will know me by name and not as just another policy number. I’m happy to say that I get this with Warren.
2642 E Allegheny Ave
Philadelphia, PA 19134
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03/14/11Skowronski Realestate and Staff are the best!!!!
by Roxanne Gliwa at Citysearch
My husband and I purchased our home through Skowronski’s 20 yrs ago. Since then we purchased investment properties and insurance through their office. They collect rent for us with no issues with the tenants. Many of our tenants are long term so Iwould strongly say they are also satisfied with their estate and insurance service. Mr. Skowronski is well know in Port Richmond and I find it hard to believe the one comment I just read. I talk to so many people in this neighborhood and all’s you have to say do u know Jimmy Skowronski and the answer is of course who doesn’t!!!! Mr. Skowronski couldn’t of been in business all these yrs if he wasn’t doing something right.. His staff is super nice Margaret & Joanna I don’t know how many times they went out of there way to answer my questions and help me as much as they could. Just this pass Friday they both stayed passed there working hours to help me resolve something.. I wouldn’t deal with anyone else..
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My parents have rented properties through Skowronski’s office over many years and with always the utmost of confidence and satisfaction. My parents have since passed and I have sold these properties through their office. I have my current homeowners insurance with them. My parents were happy with their services and so am I.
7348 Frankford Ave
Philadelphia, PA 19136
Unbelievable service! There is never an issue when a problem arises. We have homeowners, life & auto services all with this office & they go above & beyond to help thier clients! Highly reccomend!
Joe and his staff treat you like you are part of the family. I have had several different agents in a couple of different states and Joe Ems State Farm is by far the best agent I have come across. While I was in college away from my family and needing help with my insurance needs he and his staff treated me like I was one of their children and helped me every step of the way. Now that I am out in the real-world they have helped me with life-insurance and saving towards my retirement. They go that extra mile for you!!!
6001 Torresdale Ave
Philadelphia, PA 19135
I needed a document notarized so I stopped into East Coast Insurance and Tags. When the woman notarized my document she asked me if she could find me a cheaper rate on my insurance. I gave her my information not expecting her to find anything cheaper for me but then she called me an hour later and had a price of thirty dollars a month less than what I was paying. I WAS PLEASANTLY SURPRISED!!. I went down there a few days later and have been happy ever since.
10789 Bustleton Avenue Bustleton Somerton Shopping Ctr
Philadelphia, PA 19116
Jim and his staff are very patient and helpful in deciding the type of insurance needed for me. I really appreciate this, the time he took, going over everything I needed make me feel very confident in my decision, and they have all types so it was very easy to get homeowners, auto and life insurance, all at once office.
Jean Dougherty
And so is Jim Barlick. Jim Barlick and his knowledgealbe and friendly staff are always there to help with my policies and questions. Jim Barlick is patient, helpful and always consults on what I really need. He has a dedicated staff of good people who truly are “like a good neighbor”!
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