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Cheap Car Insurance in Portland, Oregon

Want to learn more about Portland and how to get cheap car insurance? Well, Portland is the largest city in Oregon and was incorporated in 1851. The city was originally settled because of its location at the end of the Oregon Trail. The climate in Portland is conducive to growing roses and has made the city famous for the flowers. Portland is known for its environmentally-conscious population and rich cultural opportunities.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Portland, Oregon. Get your free customized auto insurance quote today!

Driving Conditions in Portland

The Portland Bureau of Transportation advises drivers that the local government works to provide regular preventative maintenance on roads to keep adverse driving conditions from happening in the first place. However, this maintenance occasionally interferes with commutes. Information about maintenance is provided by the city. Drivers can find current information about road closures at the website of the Federal Highway Administration.

Odd Laws in Portland

Laws in the state of Oregon dictate that a person may be cited for leaving a vehicle door open for an extended period of time. A person may receive a ticket if they leave their car door open for longer than it takes a person to get in and out of the vehicle.

In Oregon, drivers must yield to pedestrians who are standing on a sidewalk. They also can’t test their physical endurance while driving on a highway, and they can’t pump their own gas.

Portland Crime Statistics

In 2014, according to the FBI, 3,376 vehicles were reported stolen in Portland, and 32,229 property crimes were reported.

Portland Vehicle and Driving Safety Requirements

Seat Belt Law

All drivers and passengers be properly secured with a safety belt or safety harness, according to the Oregon Department of Transportation. Child passengers must be restrained in a child safety seat until they weigh 40 pounds or reach the upper weight limit for the car seat being used. Infants must ride rear-facing until they reach age 2. Children over 40 pounds or who have reached the upper weight limit for their forward-facing car seat must use booster seats till they’re either 4 feet, 9 inches tall, or till age 8 and an adult seat belt fits properly.

Cellphone Law

According to the Governors Highway Safety Association, all drivers are banned from texting in the state of Oregon. Drivers must use a headset in order to use a cell phone while driving, and people under the age of 18 may not use a cell phone at all.

Helmet Law

All motorcycle operators and passengers must wear a helmet, while all bicycle operators and passengers under age 16 must wear a helmet, according to the Oregon Department of Transportation.

Impaired Driving Law

In Oregon, the DUII (driving under the influence of intoxicants) law sets the limit for blood alcohol content (BAC) at 0.08 percent for any driver, regardless of age. However, the state Department of Motor Vehicles can suspend the license of a driver under age 21 if a detectable amount of alcohol is found in the bloodstream.

For a first-time DUII offense, a driver faces at least two days in jail or 80 hours of community service. Anyone convicted of a DUII must install an ignition interlock device. For the majority of first-time DUIIs, the minimum fine is $1000, plus a $255 fee. In addition, if that person refused to a chemical BAC test, there’s a one-year license suspension and a fine of $650.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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