Cheap Car Insurance in Scottsdale, Arizona

Here are a few tidbits about Scottsdale when shopping for cheap car insurance. A northwest suburb of Phoenix, Scottsdale is known for its golf courses and resorts. An estimated 230,512 residents live in the city, which stretches from just northwest of the Phoenix Zoo into the scenic McDowell Sonoran Preserve. The tourism industry is the primary employer, and Scottsdale is fourth after New York, Las Vegas and Chicago for having the most five-diamond hotels and resorts in the U.S. The city is roughly divided into four sections: South Scottsdale, Old Town, Central and North Scottsdale.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Scottsdale, Arizona. Get your auto insurance quote today!

Driving Conditions in Scottsdale

Scottsdale landed in the No. 1 spot in a 2016 listing of the 100 Best Cities for Driving. The survey was based on factors such as fuel costs, congestion, parking, maintenance and insurance costs.

The main corridor through Scottsdale is State Route 101, which provides access to Phoenix metro area freeways.

Commute times for the Phoenix metro area are on par with the U.S. average of 26 minutes. For updates, travel advisories and other information on traffic conditions, access For real-time traffic maps, visit

Unique Laws in Scottsdale

Scottsdale has somewhat stringent ordinances on how vehicles, including boats and trailers, can be parked on residential property. For example, cars parked in a front yard must be at least 1 foot from any sidewalks, side lot lines and at least three feet from a non-sidewalk curb. Cars also can't be parked on grass or dirt.

Throughout Arizona, drivers are permitted to make U-turns at intersections unless there is a sign specifically prohibiting it. In an effort to curb panhandling, pedestrians are banned by state law from hitting crosswalk buttons solely to stop traffic.

Under more unusual state laws, if you cut down a cactus considered endangered, you could face up to a year in prison.

Scottsdale Crime Statistics

Within the City of Scottsdale, there were 192 cases of auto theft reported in 2015, a rate of 82 incidents for every 100,000 people – well below the national average for the same year: 220 per 100,000, according to the National Insurance Crime Bureau.

The greater Phoenix-Mesa-Scottsdale metro area has a higher-than-average rate: 12,096 cases in 2015, or a rate of 264 incidents per 100,000 people.

Scottsdale Safety Requirements

Front-seat occupants must wear seat belts, along with any passenger under age 16, according to Arizona state law. Children under age 8 or under 4 feet, 9 inches tall must ride in a car seat or booster. Seat belt laws are a secondary offense, meaning you won't be ticketed unless you are pulled over for something else. Teen drivers in Arizona are banned from using cellphones. There is no statewide law against texting while driving, but Phoenix, Flagstaff and Tucson have banned it through ordinances.

Scottsdale Impaired Driving Laws

If you are pulled over and a test shows you have a blood or breath alcohol concentration of .08 percent or higher – or .04 for commercial drivers, or if a blood alcohol or drug test result is not available, you will lose your driving privilege on the spot, states the Arizona Department of Transportation. If you are under 21, your license may be suspended if there is any alcohol concentration at all. First offenders get 10 days or more in jail, at least a $1,250 fine and must undergo alcohol education or treatment. Also, an ignition interlock device and community service are required.

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Car Insurance Scottsdale, Arizona Agents

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  • State Farm: Jeremy Mueller


    Jeremy Mueller
    I am a 3rd generation state farm agent here in scottsdale, az. I have state farm experience since 1999.

    What makes your specific agency stand out from your competition?
    At jeremy mueller state farm, our customers are our first priority. We have the reputation of being a premier home and auto insurance state farm agency in scottsdale, az. You will always receive prompt, personal and professional service from someone you know to assist you with your insurance needs.

    • License

    • AZ-999252

    23341 N Pima Rd, Ste D139
    Scottsdale, AZ 85255
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    I was so impressed with Jeremy's office and how quickly and efficiently they handled our claim. He was so helpful and got us through the process. The adjuster and state farm approved contractor have also been great. The customer service was wonderful, and I highly recommend them.

    I've known Jeremy Mueller at the State Farm Agency in Scottsdale for a few years now and I can truly say that he withstands the test of time. He has consistently been professional, knowledgeable, and courteous. All the things you want in a car insurance representative. I would recommend him to anybody. His staff is great too.

  • Farmers Insurance - Jim Kreisman


    Jim Kreisman
    We offer auto, home, life, and business insurance. Since 2001 we have been helping families protect their assets, through the good and the bad. Check out our website at http://jimkreisman.Comwould you do an online video testimonial for your agent? Over 95 of my clients have and you can see them here https://plus.Google.Com/108438906875352189851

    What makes your specific agency stand out from your competition?
    We offer auto, home, life, and business insurance. Since 2001 we have been helping families protect their assets, through the good and the bad. Check out our website at http://jimkreisman.Com

    • Teacher, Doctor, Lawyer, Cpa, Nurse, Financial Planner

    • Arizona P&c

      California P&c

    • 114446


    9590 E Ironwood Square Dr Suite 230
    Scottsdale, AZ 85258
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  • A+ Auto Insurance


    Josiah O'connor
    We provide discounted auto and home insurance to arizona resident by shopping several different insurance companies to find the best coverage at best price.

    3260 N Hyden Rd Suite 210
    Scottsdale, AZ 85251
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  • Brenda Wix Insurance Agency


    6401 E Thomas Rd Ste 102
    Scottsdale, AZ 85251
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    That Jill at Brenda's office is great, I asked her to check on an issue and within minutes I had a response from Jill. Thanks

    I have been with Brenda Wix since I moved from Yuma, AZ. We are talking sometime in 1996. I have always been taken care of. Her staff is very well educated, pleasant and helpful. I have directly talked to Brenda and she is a wonderful person. She is not only about the business but she really does care about people. Her staff is very pleasant just like her. Herself and her staff will alwasy take the extra mile that extra step to do what they can to help out in any way they can.

  • Glenn M Reithinger


    14201 N Hayden Rd Ste A1
    Scottsdale, AZ 85260
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    I looked around for business insurance that included a liability for our off site work. She priced us out for far less than the others offered when they did not even include the offsite liability. She saved us well over $1500 on our policy.

    This is the insurance agent I have ever had to deal with. She was professional, courteous and responsive to my questions! She really called me back. Her staff was just as attentive. She went over everything with me, let me tell her what I thought I had and then we looked at what I really needed to cover. Thanks Connie for the great help and service! I would recommend her to everyone!

  • State Farm Insurance Scottsdale - Joy Estes


    8111 E Thomas Rd Ste 110
    Scottsdale, AZ 85251
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    Joy and her Team have been my family and I's agency For 20 years and have always gone above and beyond. Could hope for a better group to have on your side!

    I love every visit to Joy's office. They really know their stuff when it comes to insurance, and I always feel special when I stop in. Joy has a ""can do"" attitude and is committed to helping you and answering your questions. She gets a ""two thumbs up"" from our family.

  • Steve Froehle


    9699 N Hayden Rd # E107
    Scottsdale, AZ 85258
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    my sincere recommendation is that you not use this agent, nor this insurance company. i can speak from personal experience. in 2011 we had a hail storm, several homes in my neighborhood suffered roof damage, and i can personally tell you all were covered by their insurance for NEW roofs. Allstate turned me down saying my damage was not from the hail storm. i appealed the first adjuster's decision, and so 2 more followed with the same decision. i appealed again, and Allstate retained their usual engineering firm to make an analysis of my roof and they too determined the damage was not due to the storm. Well folks, who paid the cost of the engineering study, and who will continue to get business from
    Allstate? go figure, it is not me. and what they spent on 3 adjusters coming out and the cost of the engineering report would have paid for a new roof, to which i was entitled-same storm from which my neighbors collected. and lastly, this agent made minimal effort to back his client, he was a company guy, doing what a company does, back the company. do not go here. my roof problem still persists today as i write this review.

  • Winston Vineyard


    9280 E Raintree Dr Ste 103
    Scottsdale, AZ 85260
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    I cannot say enough about Winston Vineyards office, including Nancy and my hero- LISA ! If it weren't for her I don't know what I would do! She has done back flips for me constantly when I need help with my policy! She is very kind,personable,professional and the best person Ive had to deal with in any aspect of business.! She will go to the ends of the earth to help people, I just cant say enough good things about her! Ive been with Winston Vineyard's office going on 12yrs now and will NEVER go anywhere else!

    To read negative comments about Winston Vineyard and his staff is very upsetting. We have been clients of his for over 17 years now, and he has our home, auto and life insurance policies. I have had nothing but great service from them (this is hard to find in this day and age). When we first purchased our home, our mortgage company didn't pay our homeowners insurance and we were about to be canceled. I received a call from the office telling me this and that I had 3 days till cancelation. I followed up with my mortgage company and they said they'd take care of it. They didn't! So on a friday night... I received a call from the office again and they allowed me to make the payment so I was not canceled. Who does this?? Winston Vineyard and his office that's who!
    Winston and his staff have always done right by me and my family. My children know that if ever needed they could call the office anytime and they would walk them through anything.
    I highly recommend Winston Vineyard's office! They have great customer service and go above and beyond for their customers!

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Auto body shops Scottsdale, Arizona

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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