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Cheap Car Insurance in Tallahassee, Florida

Find cheap car insurance in Tallahassee, the capital city of Florida. A city of about 190,000, Tallahassee is very much a college town, home to Florida State University, Florida A&M University and Tallahassee Community College. Sometimes called “Tally” by locals, it sees temperatures of over 100 degrees in the summer, but is one of the state’s coolest cities in winter, boasting the only below zero temperature ever recorded in Florida. Nearby is the 68,000-acre St. Marks National Wildlife Refuge, one of the oldest in the U.S. having been founded in 1931.

Driving Conditions in Tallahassee

Interstate 10 runs through the northern section of Tallahassee with five exits into town. Be aware that it is a college town with more than a few younger drivers. The good news is the average commute time is only 18 minutes compared to the national average of 26 minutes. The Tallahassee Driver Information system offers real-time traffic information, cameras and a technical map of traffic lights and intersections, accessible at talgov.com/traffic/traffic.aspx. Travel information is also available by calling 511 or accessing fl511.com.

Unique laws in Tallahassee

Florida is among a small handful of states where you can be ticketed for driving too slow. The state’s “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway. Good to know: Unless you’re in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Among the more odd laws still on the books are those proclaiming it illegal to drive over graves or park within intersections.

Tallahassee Crime Statistics

Tallahassee recently moved into the top 10 Most Dangerous Cities in America List published by Law Street based on FBI crime stats for 2015, landing at No. 8 on the list. It also ranked at No. 50 the National Insurance Crime Bureau’s 2016 list of cities for stolen cars. Tallahassee reported 1,345 cases of auto theft in 2015, or a rate of 406 incidents per 100,000 people. This is higher than the national average of 220 incidents per 100,000 people.

Tallahassee Safety Requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states. Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver’s license “points” for doing so if you are stopped for something else.

Tallahassee Impaired Driving Laws

Florida’s DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months. Regardless of your circumstances or driving record, it’s possible to find cheap auto insurance in Tallahassee; contact us to compare rates

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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