Are you overpaying?

Comparison quotes are the cheapest way to save

Cheap Comparison Quotes Free and Customized

Cheap Car Insurance in Waterbury, Connecticut

It’s not difficult to find cheap car insurance in Waterbury, also known as “Brass City.” Situated on the Naugatuck River, Waterbury once led the country in the manufacture of brass castings and finishings, as well as watches and clocks. The Waterbury Clock Co. eventually became Timex in 1969. In 1957, Walt Disney was presented with the 25 millionth watch produced. Today, an estimated 108,000 residents call Waterbury home, and government and healthcare are the main economic drivers. Part of New Haven County, Waterbury has a significant Italian-American population.

Driving Conditions in Waterbury

Located on Interstate 84, known as the Yankee Expressway, Waterbury lies only 33 miles southwest of Hartford and 77 miles northeast of New York City. In addition to driving, commuters have their pick of bus services and commuter trains. Downtown, I-84 and Route 8 enter an elevated interchange referred to by locals as the “mixmaster,” labeling it one of the most congested areas in the New York/Connecticut area.

In less urban areas, deer are a real danger for drivers: Nearly 50 deer per day are killed on Connecticut roads.

Waterbury’s average commute time, according to U.S. Census data, is just under 24 minutes, just under the national average. About 5 percent of workers take public transit. For real-time traffic information, road construction and maps, visit

Unique Laws in Waterbury

Effective Oct. 1, 2017, Connecticut gives civil and criminal immunity to bystanders who break a window to remove a child who is inside a hot car or otherwise in danger in a vehicle. Another new state law going into effect this year allows visitors to leave state parks with mushrooms they’ve picked there.

Some more offbeat Connecticut laws state it’s illegal for cyclists to travel in excess of 65 mph, or for anyone to throw a used razor blade in the trash. Sensibly enough, town records are forbidden to be kept where liquor is sold. Also in Connecticut, it’s illegal to hunt from a car, according to a list of odd laws collected by Kupper Automotive, and it’s also illegal to shoot whales from an automobile.

Waterbury Crime Statistics

Both violent and property crime rates in Waterbury are considered high.

Data compiled by the Federal Bureau of Investigation for 2016 states there were 550 violent crimes in Waterbury, 10 of which were murder or manslaughter. The local violent crime rate of 506 offenses per 100,000 residents is higher than the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in Waterbury was 3,870 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 733 vehicles were stolen in 2016, FBI data shows, a rate of 675 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Waterbury Safety Requirements

Drivers and all passengers are required to wear a seat belt, according to the Connecticut Department of Motor Vehicles, and failure to do so could result in a $75 fine. State law requires children under 16 be restrained child restrained in a safety seat or belt and children under one year must ride rear facing. Children under 60 pounds must ride in a booster seat. Hand-held cellphones are banned for drivers – even when the car is stopped at signals. Also, Connecticut law requires continuous insurance coverage on any registered vehicle. If you fail to maintain insurance, the insurance company will send a report of cancellation to the DMV, which will notify you of a violation.

Waterbury Impaired Driving Laws

In Connecticut, like most other states, a driver is considered legally intoxicated with a BAC of .08 or higher. For those under 21 years old, the legal limit is .02. Regardless of age, if you refuse to take a test, your operator’s license will be suspended for at least 45 days, the Connecticut DMV states. You will be required to install and maintain an ignition interlock device, or IID, as a condition of reinstatement. The IID will be required for at least one year or possibly more, depending on the number of prior offenses. These penalties also apply to a first conviction. Regardless of your situation, it’s possible to find cheap auto insurance in Waterbury, contact us for rate comparisons and more information.

To Get Free Waterbury Car Insurance Quotes, Either:

  • OR

Car Insurance Waterbury, Connecticut Agents

Add FREE Listing

Auto body shops Waterbury, Connecticut

Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!