What People Need To Know In Regards To Good Student Discounts
It is important for younger drivers to know about good student discounts. Now most people think that teen drivers are the only drivers who qualify for this type of car insurance discount but that is not true. Drivers who are under the age of 25 and who attend high school or are classified as a college student who takes classes full time may apply for a discount.
In most states, a young driver must be able to prove that they have a clean driving record. Some car insurance companies also allow college students who have less than nine years of experience behind the wheel to get the discount. For example, some people get their driver’s license at 18 instead of 16 so if they attend college later in life then they could still qualify for a good student discount. Each car insurance company has their own set of rules regarding the age parameters and guidelines that they use.
It is important for car insurance companies to motivate younger drivers to do well in school. This is because if they can transfer that responsibility to their driving habits then they are less of a risk to insure for the coming years.
In order for a driver to be classified as a “good student” they need to meet various criteria. The first is that the student must get at least B’s on their report card. This equates to a grade point average of 3.0 or above. Students who receive their educations through homeschooling will need to be able to produce standardized test results documenting that they are in the top 20 percent of students.
June is the month where many students graduate high school or college. If a student has graduated within the last three months and has a clean driving record and good grades then he or she may still be able to get a discount. It is usually dependent on the car insurance company that they are applying for coverage from. Working for good grades is very important not only to secure a discount on premiums but to also do well in life. Studies have found that drivers who perform well in school are more likely to be more focused behind the wheel. Drivers can save up to 20 percent on their insurance premiums so the reward can be immense. Younger drivers pay a lot more than older drivers for coverage so any discount can be a huge help.