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Sample Rates*
*rates based on survey data - Spring 2017
Comparison quotes are the cheapest way to save
*rates based on survey data - Spring 2017
Want to know more about Atlanta and cheap car insurance? Atlanta is the capital of Georgia. The city was established in 1837, and the location of Atlanta was chosen because it fell at the intersection of two major railroad lines operating at the time. Atlanta may be most well-known for being the headquarters of Coca-Cola, and the city is popular with sports fans due to its professional sports teams including the Atlanta Falcons, the Atlanta Braves and the Atlanta Hawks.
The U.S. Census Bureau in spring 2018 ranked the Atlanta metropolitan area as the No. 3 largest-gaining metropolitan area in the United States, meaning the population increased more in the Atlanta area than almost anywhere else in 2017.
With so many people on the road and many of them new to the area, it’s extra important to make sure you have adequate auto insurance to protect you and your family in the event of an accident.
Many auto insurance products exist to help you find the coverage you want for your Atlanta car insurance. It’s always a good idea to get many car insurance quotes before purchasing any products so you can make sure you’re getting the best deal through whichever one of the auto insurance companies you choose. Also keep in mind that it’s possible to save money by bundling your car insurance with other insurance products offered by the same insurance company. These products include things such as health, dental, mortgage, home, and life insurance, with even more products available. As you’re gathering auto insurance quotes, consider asking about discounts for purchasing multiple insurance products.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Atlanta. Get your free customized auto insurance quote today!
According to a 2017 report from traffic analytics company INRIX, traffic in the Atlanta metro area ranks No. 10 for the worst traffic in the world and No. 4 for the worst traffic in the United States. Approximately 10 percent of driving time in Atlanta for 2017 was spent navigating congested roadways, and commuters spent an average of 70 hours in traffic congestion over the course of the year.
Each state has its own requirements for the amount of auto insurance coverage its licensed drivers need to carry. Georgia requires every driver to have liability auto insurance, which helps pay for damage and injuries to the other party if you cause a car accident. The minimum coverage amounts for Georgia auto insurance policies are $25,000 per person/$50,000 for multiple people for bodily injury liability, and $25,000 per incident for property damage liability.
Of course, you always have the option of purchasing liability coverage beyond the minimum requirement, which can be extremely helpful in the event that you’re in an accident that costs more to resolve than the minimum coverage amounts. It can also be wise to carry collision or comprehensive auto insurance, which helps pay for damages you or your vehicle sustain in an accident, especially if you’re in an accident caused by an uninsured or underinsured driver. It’s also worth noting that even though the laws in Georgia don’t require collision or comprehensive auto insurance, if you still owe money on your car through a lease or a loan, your bank or lender will require you to carry those types of coverage.
Georgia stands apart from other states in that while it requires all drivers to have auto insurance, it does not allow you to show your insurance card as proof that you are insured. Don’t look at that as a loophole to let you be uninsured, however — quite the contrary. Not only is having auto insurance in your best interest, financially speaking, but also law enforcement officers, in the event of a traffic stop, check with the Georgia Electronic Insurance Compliance System (GEICS) to verify that all drivers have auto insurance. It’s also still wise to carry your insurance card with you so you can exchange information with the other drivers if an accident occurs.
Driving codes that allow law enforcement officers to issue a citation are provided to drivers by the Georgia Department of Driver Services. Unusual regulations related to driving have been done away with in the city of Atlanta, but the city of Dublin, Georgia, includes a provision in its vehicle code that prohibits drivers from operating a vehicle within a playground setting
- Auto Thefts: Federal Bureau of Investigation statistics help determine the crime rates in major U.S. cities. These statistics reveal that 4,282 auto thefts occurred in 2015.
- Property Crimes: In 2015, authorities reported 25,556 property crimes in Atlanta.
- Crash Statistics: According to Governor's Office of Highway Safety in Georgia, 55,833 traffic crashes happened in Fulton County (where Atlanta is located) in 2014, with 77 deaths.
In Georgia, texting while driving is banned, as is all cellphone use by teenage drivers, according to the Governor's Office of Highway Safety. Across Georgia, anyone riding a motorcycle must wear a safety helmet. Anyone convicted of driving at least 75 mph on a two-lane road in Georgia or at least 85 mph on other roads faces stiffer fines than other speeders.
All states prohibit the operation of a motor vehicle if a driver has a blood alcohol content (BAC) of .08 or greater. The Georgia Governor's Office of Highway Safety details the penalties of being charged with a DUI.
For a first offense, a driver convicted of DUI in Georgia faces:
Georgia law prohibits anyone from drinking alcohol or having an open container of alcohol in a car when it's on a roadway or on the shoulder of a highway.
Jim Lloyd Lloyd pro group and nationwide have been helping atlanta protect what matters most since 1985. At lloyd pro group, we specialize in both personal and business insurance, as well as a wide range of employer services. Whether you are interesting in learning more about bundling auto and home insurance to save money or looking to protect your business with a solid commercial insurance package, our agency has solutions. our agency stands out from other professional service providers by offering a comprehensive range of insurance and employer services –
What makes your specific agency stand out from your competition? Nationwide is on your side. since 1985, our agency has made personal attention and long-term relationships the foundation of our business. It is our goal to provide convenience to our clients, without sacrificing the quality of service that we provide. With a group of 45 knowledgeable associates behind us, we are able to take care of the needs of our clients with ease. We are committed to making the insurance process as simple as possible, offering professional advice and guidance to our clients along the way.
Discount and Special Program offered Home Owner Discounts
License Type
State Of Georgia
License Number
166455
1830 Water Place Ste 105, Atlanta, Ga
Atlanta, GA 30339
I was having some concerns about some of the changes in my life and how they would affect my insurance rates. I talked to my agent Chrisann who totally put me at ease. She was patient and comforting and explained all the details to a tee. She showed me that I had no reason to be concerned and basically held my hand through the process. i felt like I was talking to an old friend. But now I have a new friend. Thanks Chrisann!
I have found the Lloyd Pro Group to be the best insurance agency that I have worked with dealing with my insurance needs. Their staff are competent, courteous, and extremely compassionate. I have dealt mostly with Chrisann Richards and she has proven to be top notch in her field. She exhibits real concern for her clients exhibiting professionalism, knowledge, as well as understanding her clients financial situation.
She has a total understanding of the insurance products available and she put together a plan that best suited my needs without adding products that I did not need.
I know if anything comes up where my insurance will be needed, Mrs. Richards will be right there by my side making sure that my situation is handled quickly and to my satisfaction. In this day and age, that is a real comforting feeling.
I will continue to seek her advise on all my insurance needs in the future.
Susan Reed, Duluth, GA
Randy Watson Alfa provides affordable auto quotes with premium customer service.
3330 Cumberland Blvd Se
Ste. 550
Atlanta, Ga
Atlanta, GA 30339
Every person chooses insurance based on different reasons. For me, it's about not being a number in a system, i.e. when I call, I can speak to the same person. They're familiar with my situation and I don't need to waste a bunch of time "briefing" someone on a claim I've already filed or ask some anonymous person at the end of the line about my private financial matters.
I didn't do a lot of price shopping because I'd already gone the "cheap" route and wasn't happy, so you may be able to find a cheaper quote...but I doubt you'll find better insurance for the price. Believe me...I've used a lot of insurance companies in the past and I'm really glad not to have to deal with making any more changes. Could I be getting my car insurance for a lower price? Maybe...But would it be worth the hassle? Not for me...but you may be different. It's just a matter of what's important to you.
Jim Stevens Alfa has provided auto insurance to georgians for over 60 years. Call today to receive a free quote!
3348 Peachtree Road Ne
Ste. 712
Atlanta, Ga 30305
Atlanta, GA 30305
I've been with Alfa Insurance for over 30 years. I wish offered services locally sooner, but I'm glad they did!
Eddie Flynt Serving atlanta with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!
What makes your specific agency stand out from your competition? Offering excellent customer service and great rates on all lines of auto insurance. Stop in, click on our website, or call us today for a free rate quote.
Discount and Special Program offered Multi-line Discount Safe Driver Discount Good Driver Discount Good Student Discount
License Type
Insurance
License Number
GA-152010
3580 Pierce Drive Suite 150
Atlanta, GA 30341
Jared Mula State farm agent in atlanta, ga since 2012, call or stop by the office today for a fast and accurate insurance quote!
What makes your specific agency stand out from your competition? Our mission is to provide insurance by putting the customer first & providing them with the knowledge and products to have a secure future for their family or business. For those that don’t know us, we’re known for our outstanding customer service! We believe people prefer to have someone they know to help guide them through both good & bad times.
Discount and Special Program offered Multi-line Discount Good Driving Discount Good Student Discount Safe Driver Discount
License Type
License
License Number
GA-2701848
3220 Cobb Parkway Se Suite 202
Atlanta, GA 30339
Clyde Hill Jr Representing state farm since 1990. Call or stop by the office today for a fast and accurate auto insurance quote.
What makes your specific agency stand out from your competition? Rule #1 - if we don't take care of the customer, somebody else will! We focus on auto insurance throughout the atlanta, ga area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad
License Type
License
License Number
GA-461384
3041 N E Expressway
Atlanta, GA 30341
Ben Raymond State farm agent. Call or stop by the office today for a fast and accurate insurance quote! We have a bilingual staff - english, spanish, russian, lithuanian
What makes your specific agency stand out from your competition? Our mission is to become your first choice for all of your insurance needs by establishing a personal relationship with you and helping you understand the risks you face every day. We focus on auto insurance throughout the atlanta, ga area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad. For those that do not know us, we are known for our service beyond the contract
Discount and Special Program offered Multi-line Discount
License Type
License
License Number
GA-3082532
6425 Powers Ferry Road Nw, Suite 198
Atlanta, GA 30339
Becky Rogers Alfa has provided auto insurance to georgian since 1946.
1227 Augusta West Pkwy
Ste. 101
Augusta, Ga
Atlanta, GA 30309
566 Ponce De Leon Ave Ne Ste 400
Atlanta, GA 30308
It was an easy decision to go with Drew Neiss & Allstate after the time he spent with me reviewing my insurance needs. He not only enhanced my coverage, but saved me some money at the same time. In addition if you have questions you can call him at any time and his agency continues to be responsive, unlike my past insurance company.
Drew Niess was terrific. I switched to Drew and Allstate after having been with Liberty Mutual for years. Not only was Drew immediately able to save me money on both my auto and home insurance, he also took the time to sit down with my wife and I to help find us a quality life insurance policy for each of us. The peace of mind that we now have is wonderful. Drew communicated our options to us in language we could understand, he went out of his way to answer all of our questions, and he followed up with us to make sure that we were comfortable with everything. I would strongly recommend the Drew Niess Allstate Agency to anyone who is in the need for insurance.
4340 Georgetown Sq
Atlanta, GA 30338
The agent was very knowledgeable. She got me a great rate for both my cars and my home..
I just received a great rate on both my home & auto insurance. Thanks for all your help.
6111 Peachtree Dunwoody Rd Ne Bldg B
Atlanta, GA 30328
This company has saved me bucks on my car insurance. Customer service is their specialty. I've been with this company for years.
Love them! They are so helpful and took the time to find us the best price. They are always there when we need them and are like part of my family!
2980 Cobb Pkwy Ste 172
Atlanta, GA 30339
I was having some concerns about some of the changes in my life and how they would affect my insurance rates. I talked to my agent Chrisann who totally put me at ease. She was patient and comforting and explained all the details to a tee. She showed me that I had no reason to be concerned and basically held my hand through the process. i felt like I was talking to an old friend. But now I have a new friend. Thanks Chrisann!
I have found the Lloyd Pro Group to be the best insurance agency that I have worked with dealing with my insurance needs. Their staff are competent, courteous, and extremely compassionate. I have dealt mostly with Chrisann Richards and she has proven to be top notch in her field. She exhibits real concern for her clients exhibiting professionalism, knowledge, as well as understanding her clients financial situation.
She has a total understanding of the insurance products available and she put together a plan that best suited my needs without adding products that I did not need.
I know if anything comes up where my insurance will be needed, Mrs. Richards will be right there by my side making sure that my situation is handled quickly and to my satisfaction. In this day and age, that is a real comforting feeling.
I will continue to seek her advise on all my insurance needs in the future.
Susan Reed, Duluth, GA
530 Joseph E Lowery Blvd Sw Ste A
Atlanta, GA 30310
The best Home insurance in Atlanta, great coverage and nice people. Save time and call Kristine first.
Great insurance Services.
1874 Independence Sq Ste D
Atlanta, GA 30338
I have been a customer at Mark Harden's State Farm Agency for over 20 years. I started with an auto poilicy, and through the years added additional cars, two homeowners policies, as well as a boat and jet ski policy. I have had some small claims that were all handled professionally and quickly with no problems. Additionally, Mark's staff returns calls promptly and takes care of business efficiently. I highly recommend this State Farm Agency.
I moved to GA from AZ and was fortunate meet Mark Harden. He helped me understand my policies for my car, my home, personal, etc. Mark responds to my many questions thru storms, car shopping, etc. I have periodically checked rates and State Farm continually is the best! He and his staff are a pleasure to work with and I do recommend him to my friends.
628 Moreland Ave Se
Atlanta, GA 30316
I left two voicemails to discuss why I am being dropped from home insurance after 11yrs of business. No one from the has called yet. This is not the Statefarm that I know off.
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
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