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Cheap Car Insurance in Aurora, Colorado

Knowing a bit more about Aurora, CO can make finding cheap car insurance easier. Situated in the shadow of Denver, Aurora straddles interstates 70, 225 and the E-470 beltway. Served by the regional rail line transit system, the city is home to an estimated 350,000, about half the population of Denver.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Aurora, Colorado. Get your auto insurance quote today!

Driving conditions in Aurora

Commute times in the Denver metro area are slightly longer than the national average, according to a recent analysis by the Associated Press. The national average according to the AP study, is 25.8 minutes, while the average for Denver, Aurora and Lakewood commuters is 26 minutes. Route information and travel alerts can be accessed at cotrip.org. To report a traffic problem within the city of Aurora, call the Public Works Department, 303-326-8200.

Unique laws in Aurora

Many Colorado drivers do not realize, according to the Colorado Department of Transportation, that they can be cited for driving under the influence of marijuana.

When driving on a one-lane, steep grade road, the vehicle going downhill is required to yield to the vehicle going uphill. Uninjured drivers who are involved in an accident on a freeway are required to move their vehicles off the road if the cars are drive-able and no drugs or alcohol were involved. They are not required to wait for police to arrive before moving vehicles.

Aurora crime statistics

The Denver-Aurora-Lakewood metro area was listed at No. 33 on the National Insurance Crime Bureau’s most recent ranking of cities with the highest vehicle theft rates, with a rate of 391.89 incidents per 100,000 people.

Aurora safety requirements

Texting while driving is against Colorado law, and drivers under 18 are prohibited from using cell phones at all while driving. Colorado's “secondary” seat belt laws allow police to issue a citation only if the driver is stopped for another violation. Adult passengers in the rear seat are not required to wear a seat belt. Children must be in appropriate child restraint systems until age 8.

Aurora impaired driving laws

DWAI, or driving while ability impaired, is usually a misdemeanor involving motorists who have consumed alcohol or drugs or both. When a blood or breath test result is between 0.05 and 0.08, then a person is likely to be charged with DWAI. When the result is over 0.08, the driver will most likely be charged with DUI. DWAI convictions do not normally result in license revocations, while DUI convictions do. In 2015, Colorado enacted a law making an a fourth DUI conviction automatically eligible for a class 4 felony.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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