Cheap Car Insurance in Bakersfield, California

Want to know a bit more about Bakersfield and cheap car insurance? It's a southern California city of about 365,000, Bakersfield is usually referred to by directional regions: Northeast, southeast, etc. A hot, usually dry city, it suffers from high ozone levels and pollutions issues, being ranked the second-most polluted city in the U.S. by the American Lung Association in 2015. An agricultural hub, the city hosts horse and 4H shows year-round.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Bakersfield, CA. Get your free auto insurance quote today!

Driving conditions in Bakersfield

The largest city in the U.S. not directly linked to an interstate, Bakersfield has only one traffic loop, the Garces Memorial Traffic Circle. A traffic portal with information and locations on accidents, construction, weather and other traffic delays can be found at the city's website, Conditions on Interstate 5, a major freeway bypassing the city just to the west, can be accessed at Drivers also can call 1-800-427-7623 for updated traffic information.

Unique laws in Bakersfield

Drivers who smoke with a minor in the car can be fined up to $100. California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Bakersfield crime statistics

Crime rates in Bakersfield are above the national median. The latest vehicle theft rate for the city was 6.64 incidents per 1,000 residents, compared to a national median of 2.2 incidents per 1,000 residents. The Bakersfield metro area landed at No. 4 on the National Insurance Crime Bureau’s most recent ranking of cities with the highest vehicle theft rates.

Bakersfield safety requirements

California requires children younger than 2 are secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system. Driver and all passengers are required by California laws to wear seat belts. As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

Bakersfield impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a CDL, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. He or she may request a DMV administrative hearing within 10 days. On a first conviction, an offender would lose his license for 6 months and must complete a DUI program, file a California Insurance Proof Certificate and pay all fees before reinstatement. Any alcohol carried within a vehicle must be full and sealed. If not sealed, it must be carried in the trunk.

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Car Insurance Bakersfield, California Agents

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  • Valenzuela Insurance Agency


    Edward J. Valenzuela
    My agency works on providing auto, home, commercial, low cost auto insurance and commercial truck insurance. Appointments and walk-ins are welcome.

    What makes your specific agency stand out from your competition?
    Providing california low cost auto insurance program. Prompt, reliable service, free quotes and quotes from various insurance companies.

    • California Low Cost Auto Insurance

    • Property & Casualty Broker Agent

    • 0721964

    1999 Edison Highway Suite 25 Bakersfield, Ca. 93305
    Bakersfield, CA 93305
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  • Ca New Generation Insurance Services


    3117 19th St
    Bakersfield, CA 93301
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    BAD SERVICE!!! they hung up on me!

    I started with this office 5 years ago with my auto insurance. They beat what I was paying then I did my home policy then my business policy. Cheapest in town and best service

  • Crosby & Crosby Insurance Services


    111 H St
    Bakersfield, CA 93304
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  • Cruz Insurance Services


    2400 Wible Rd
    Bakersfield, CA 93304
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  • Fallgatter Rhodes Insurance Services


    1701 G St
    Bakersfield, CA 93301
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    Duncan Harris helped my small business save thousands on health insurance for our employees. I was very confused with the I
    Obama Care rules, but he helped me figure it all our. He is very smart and easy to work with.

  • Helen Morgan


    9910 Rosedale Hwy Ste B2
    Bakersfield, CA 93312
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    The girls in this office are so personable. They take the time to explain the coverages and even have time to listen to me. They are more concerned about whats best for me and not what's best for them. Total angels!

  • Janet Hopkins Insurance Agency


    1528 18th St
    Bakersfield, CA 93301
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    I have been with Janets office now for six years. Janet and her staff
    are friendly and knowledgable about all the products that Sate Farm has
    to offer, from Auto Insurance to Retirement Planning. I've learned
    to make Janet and her office my one stop shop for all insurance needs.
    If State Farm doesn't offer it, it probably doesn't exist. I love my
    annual visits with Janet and her staff. She makes sure that we are
    protected form the unexpected and that we are preparing for our future.
    The personalized service we recive from Janet and her office is
    wonderful, I wouldn't want to change insurance companies for any reason!

    Janet was recommended to me by a long-time friend and I've never
    been happier. She and her staff have always treated me like family and
    they've done a great job of making everything simple enough for me to
    understand. I've had everything from my car and my recreational vehicles to
    my life insured through Janet. And as a single mom, price is important to
    me. She got me the right coverage for a great price. Whenever I've had a
    question about my policy, she and her team have the answer right away. Janet
    helped me find a great college savings option and life insurance too. It's
    really comforting to know if something ever does happen, I'll have a great
    agent helping me through it. I've been with Janet for five years now and I
    wouldn't dream of changing.

  • Luis Solorzano


    801 S H St
    Bakersfield, CA 93304
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    Luis is bad

    I went there to get my taxes. They didn't know whay to do. They called another office 3 times to figure out what they were doing. Complete waste of time.

  • Mike Alexander


    312 H St
    Bakersfield, CA 93304
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    Mike is always very friendly and eager to help. He has a
    great location and friendly staff.

  • Mike Brazzell - State Farm Insurance


    3721 Columbus St
    Bakersfield, CA 93306
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    The ladies in the Brazzell Agency are the best!

  • Perezchica & Associates Insurance Services


    100 W Columbus St Ste 301
    Bakersfield, CA 93301
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    I've always found insurance purchasing to be a difficult task. All the coverages, what to have, what not to have, and most importantly how much money is to much money. With these questions as well as the normal day to day activities, insurance shopping became a very stressful experiance.

    It was then when a friend of mine recommended Perezchica & Associates Insurance Services. In one trip I had all the coverages explaned to me, what I needed for coverage limitations but most important to me was that I had a person that cares about me as a customer. Marcelino listened to all my questions, made sure I saved his number in my cell phone and assured me that if I had any issues I could contact him. The price is right, the service was excellent, and I am more than comfortable doing further business with this insurance broker.

  • R W Montgomery Insurance Services


    5500 Ming Ave Ste 270
    Bakersfield, CA 93309
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    Great company to work with, I've done business with Bob for twenty years.

  • Walter Mortensen Insurance


    8500 Stockdale Hwy Ste 200
    Bakersfield, CA 93311
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  • Aaa Insurance
  • Abir M Pulskamp Insurance Agency
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  • Alma Carranza
  • Amer Mohamed
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  • Arthur Caballero
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  • Collage Services
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  • Gamal Ahmed
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  • Vicki L Mcginley
  • Wendy Flowers
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Auto body shops Bakersfield, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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