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Cheap Car Insurance in Bakersfield, California

Want to know a bit more about Bakersfield and cheap car insurance? It's a southern California city of about 365,000, Bakersfield is usually referred to by directional regions: Northeast, southeast, etc. A hot, usually dry city, it suffers from high ozone levels and pollutions issues, being ranked the second-most polluted city in the U.S. by the American Lung Association in 2015. An agricultural hub, the city hosts horse and 4H shows year-round.

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Driving conditions in Bakersfield

The largest city in the U.S. not directly linked to an interstate, Bakersfield has only one traffic loop, the Garces Memorial Traffic Circle. A traffic portal with information and locations on accidents, construction, weather and other traffic delays can be found at the city's website, bakersfieldcity.us/gov. Conditions on Interstate 5, a major freeway bypassing the city just to the west, can be accessed at i5highway.com. Drivers also can call 1-800-427-7623 for updated traffic information.

Unique laws in Bakersfield

Drivers who smoke with a minor in the car can be fined up to $100. California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Bakersfield crime statistics

Crime rates in Bakersfield are above the national median. The latest vehicle theft rate for the city was 6.64 incidents per 1,000 residents, compared to a national median of 2.2 incidents per 1,000 residents. The Bakersfield metro area landed at No. 4 on the National Insurance Crime Bureau’s most recent ranking of cities with the highest vehicle theft rates.

Bakersfield safety requirements

California requires children younger than 2 are secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system. Driver and all passengers are required by California laws to wear seat belts. As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

Bakersfield impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a CDL, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. He or she may request a DMV administrative hearing within 10 days. On a first conviction, an offender would lose his license for 6 months and must complete a DUI program, file a California Insurance Proof Certificate and pay all fees before reinstatement. Any alcohol carried within a vehicle must be full and sealed. If not sealed, it must be carried in the trunk.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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