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Cheap Car Insurance in Charlotte, North Carolina

Want to learn more about Charlotte and how to get cheap car insurance? Well, Charlotte is the 17th largest city in the U.S. and is considered to be a center for financial corporations from across the country. The city was incorporated in 1768 and served as a major stop along two trade routes at the time of its founding. Charlotte is now known for its innovative medical centers.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Charlotte. Get your free customized auto insurance quote today!

Driving Conditions in Charlotte

The 2012 Best Drivers Report reveals that driving conditions in the city of Charlotte are poor because of the drivers. Charlotte drivers ranked worse than drivers in any other city in North Carolina in terms of safety, and it was estimated that drivers in the city were likely to experience an accident every nine years.

Unique Laws in Charlotte

Driving laws in Charlotte are similar to laws in other major cities.

It’s illegal to steal more than $1,000 worth of grease. It’s also against the law to sing out of key and to serve alcohol at a bingo game. However, the city of Dunn, North Carolina has some odd driving laws on the books. Dunn Municipal Code dictates that drivers may not use sidewalks as roadways.

Charlotte Crime Statistics

In Charlotte, authorities reported 2,229 vehicle thefts in 2015, as well as 24,091 larcenies and 6,755 burglaries, according to the FBI

In Mecklenburg County (Charlotte), 1,070 alcohol-related crashes occurred in 2014, resulting in 31 deaths and 1,039 injuries, according to the North Carolina Department of Transportation.

Charlotte Vehicle and Driving Safety Requirements

The Governors Highway Safety Association is an organization that gathers information about driving laws in each state in order to provide this information to drivers. Aggressive driving laws in North Carolina assess strict penalties for speeding, tailgating and running stop signs. These laws are intended to discourage driving practices that threaten the safety of pedestrians andother drivers.

Distracted Driving Law

North Carolina does not have an overall ban on using a handheld phone while driving. However, it does ban texting while driving, and prohibits cellphone use by drivers under 18 and drivers of school buses.

Helmet Law

All operators and passengers of motorcycles and mopeds must wear helmets. For bicycles, any operator under 16 must wear a helmet; also, all child passengers below 40 pounds or 40 inches must be riding in a separate restraining seat.

Impaired Driving Laws in Charlotte

North Carolina punishes drivers guilty of driving while intoxicated (DWI) at five misdemeanor levels. At the lowest level, a driver guilty of DWI can be fined up to $200 and be sentenced to jail for up to 24 hours. At the highest level, a driver faces a fine up to $4,000 and a jail sentence of 30 days to two years.

If a driver is a habitual DWI offender — three previous DWI convictions within the past seven years — the crime becomes a felony. A minimum jail term of one year is mandated for a habitual DWI offender.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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