Want to learn more about Chicago and how to get cheap car insurance in Chicago? In Illinois, the minimum vehicle liability insurance coverage is: $25,000 for injury or death of one person in an accident, $50,000 for injury or death of more than one person in an accident, and $20,000 for damage to property of another person.
Chicago is the third largest city in the United State by population. The city is located on Lake Michigan and is known for its windy weather and cold winters. Chicago was founded as a port city in 1833 and quickly grew into a large metropolitan area. The city is now known for its iconic architecture, sports teams and academic institutions.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Chicago. Let us compare cheap auto insurance Chicago quotes and insurance rates for you now!
The sheer size of Chicago makes it a magnet for heavy traffic congestion and angry commuters. Urban mobility reports reveal that commuters in Chicago spend over 70 hours stuck in traffic every year. There are over five hours per day that are considered peak hours for travel on highways around the metropolitan area.
Among the unusual laws in Illinois: You’re supposed to notify the police when you enter a city in a car, and you’re prohibited from hanging “obstructions” from a rearview mirror, such as fuzzy dice or air fresheners.
In Chicago, 13,151 burglaries, 57,022 larcenies and 10,222 vehicle thefts were reported in 2015, according to the FBI.
According to the Illinois Department of Transportation, 82,744 traffic crashes were reported in Chicago in 2014, causing 118 deaths and 19,675 injuries.
Illinois does not require motorcycle operators or passengers to wear a helmet. The state also does not mandate helmets for bicycle operators or passengers, except bicycle delivery people.
Illinois law prohibits the use of all handheld devices while driving; however, hands-free technology such as Bluetooth and speakerphones is allowed. State law also bans texting while driving. Fines for violations start at $75.
For drivers 21 and over, the legal limit for blood alcohol concentration (BAC) for driving while intoxicated (DUI) is 0.08 percent. For commercial drivers, it’s 0.04 percent. It drops to zero percent for school bus drivers and drivers under 21.
A first-time DUI offense leads to at least a one-year loss of full driving privileges, a possible jail term of up to one year and a maximum fine of $2,500. A second-time offender faces a minimum five-year loss of full driving privileges, a mandatory five-day jail term or 240 hours of community service, a possible jail term of up to one year and a maximum fine of $2,500. For a third-time offense, the penalties are a minimum 10-year loss of full driving privileges, mandatory imprisonment of 18 months, possible imprisonment of up to seven years and a maximum fine of $25,000.
Having auto insurance is not only helpful but also required by law in Chicago. For a free Chicago car insurance quote and to see comparable coverage rates, fill out the form on this page. At Cheap Car Insurance, we work hard to help you find and compare the insurance services you need.
Joe Schneider We’re proud to serve the areas of lincoln park, gold coast, wicker park. Call or email me today for a personalized insurance review for auto insurance, home insurance, life insurance, renters insurance, life insurance, boat and motorcycle insurance.
What makes your specific agency stand out from your competition? I’ve lived in chicago since 2004, and i’m still amazed at how much this city has to offer. Chicago truly is a world-class city, and opening my allstate insurance agency here in 2005 made perfect sense. i love the hard-working, fun-loving people here, which is why my agency is about more than insurance. Community service is paramount to us, and each team member gets three days a year to volunteer with local charities. We also donate $10 for every customer referral, and we've raised enough to do things like adapt a car for a local cancer survivor with visual impairments. As a cancer survivor for more than 20 years, i support imerman angels, the local chapter of the leukemia and lymphoma society, the livestrong foundation and love hope strength. i also participate in "movember" each year to raise money for prostate cancer research and men’s health. people are the foundation of everything my team and i do - ll or email me today for a personalized insurance review (312) 787-0221.
Discount and Special Program offered Drivewise, Goodhome Good Student Discount, Accident Forgiveness, Ez Pay Plan, Cellcontrol
License Type
Property & Casualty, Life Accident & Health, Series 6 & 63
License Number
123456
521 W North Ave Chicago
Chicago, IL 60610
Look no further and I mean it. Joe and Carly are the best in the biz. I originally had my car insurance with Joe and he was fantastic. When it came time to purchase, I spoke to Carly and we easily got rid of my renters policy and she got the condo insurance done in literally ten minutes. They provide the best customer service and are so quick to return a call or an email, etc.. kudos!!
Wow, Joe Schneider and his team really made the process so simple and easy. I even managed to save a few bucks. Seems like a pretty good dude too, younger than most insurance agents, a nice change from your stereotypical insurance boring guy
recommend for sure..
Craig
update 03.03.11: So, I got a call the other day from Joe just checking in. He advised me that Allstate was having a rate increase. It was only like $10 a month or so, but he took the time to give me the call so there would be no surprises. I don't think I can EVER recall an insurance guy calling me to tell me about a rate increase, I felt like they always tried to sneak them in. LIFE LONG client Joe, gotta love the honesty
American Auto Insurance American auto insurance is a chicago auto insurance company that offers competitive rates for local illinois drivers. They have several different plans for their clients to choose from including sr22 options. Visit online for more information.
Chicago, IL
I am not the best driver but they still gave me a low price for my insurance and sr22. The girl that helped me knew what I needed and helped me to get what I wanted. They also offer bond card and roadside assistance that I am glad they had, as I was able to use it when I needed it. They have long hours, very nice and helpful representatives each time I call. Check them out, it's really worth that call.
Jose Gomez Insurance agency, home insurance, auto insurance, car insurance, life insurance, motorcycle insurance, recreational vehicles insurance, boat insurance, renters insurance, business insurance
What makes your specific agency stand out from your competition? Allstate agent jose gomez serving chicago, il is committed to helping you find the best quote for your auto insurance, car insurance, motorcycle insurance, recreational vehicles insurance, boat insurance. Meet one of our insurance agents to get a quick insurance quote.
Discount and Special Program offered Safe Driver Multi Line Discount Smart Driver Student Driver Good Driver Accident Free
License Type
Insurance License
License Number
8410103
3250 N Pulaski Rd Chicago, Il
Chicago, IL 60641
Freddie Villacci Jr. Your chicago, il state farm insurance agent. Call or stop by the office today for a fast and accurate insurance quote!
What makes your specific agency stand out from your competition? Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Our vision is to provide options to customers insurance needs utilizing the knowledge of the state farm insurance agent and ten full time qualified team members. We work honestly and ethically to build relationships that exceed our customers' expectations.
Discount and Special Program offered Multi-line Discounts Good Driver Discount Good Student Discount Safe Driver Discount
License Type
License
License Number
IL-100699389
2241 W Irving Park Road, Suite 1e
Chicago, IL 60618
Mike Burton Serving chicago with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!
What makes your specific agency stand out from your competition? Offering car insurance in chicago. We offer excellent customer service and great rates on all lines of auto insurance. Call us, visit our website, or stop in the office today for a free rate quote. We look forward to serving you!
Discount and Special Program offered Multi-line Discount
License Type
License
License Number
IL-100746829
5520 W Lawrence Ave
Chicago, IL 60630
Jeff Stogsdill Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.
What makes your specific agency stand out from your competition? State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.
Discount and Special Program offered Save Up To 40% On Auto Insurance.
License Type
Insurance
License Number
IL-16700345
368 W Huron Street
Suite 5
Chicago, IL 60654
Ted Lauder State farm agent since 1989, with over 62 years combined state farm team experience. Call or stop by the office today for a fast and accurate insurance quote!
What makes your specific agency stand out from your competition? In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good times and bad. It is this belief that stands behind everything we do.
Discount and Special Program offered Multi-line Discount Good Driving Discount Safe Driver Discount Good Student Discount
License Type
License
License Number
IL-2169385
311 S Wacker Drive Suite 2380
Chicago, IL 60606
Jenny Nguyen Home, renter, auto, motorcycles, life and business mon-thurs 9am-6pm, fri 9am-5pm as a personal financial representative in chicago, i know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.
What makes your specific agency stand out from your competition? I’ve lived in chicago my entire life. Through the years, i’ve come to know many local families and developed many relationships. This local connection has helped me better understand the needs of allstate customers, especially when it comes to their financial needs. From retirement accounts to college savings i’m available to help customers with a variety of financial solutions i’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an a+ (superior) rating by a.M. Best. Quality service, strength and satisfaction – that’s something i’m glad to be a part of. my goal is to not only help you with your immediate financial needs, but also to help you with your goals for the future.
Discount and Special Program offered Save Drivers Can Save Up To 45% With Allstate
License Type
Producer
License Number
8700217
5151 N. Broadway Street
Chicago, Il
Chicago, IL 60640
2448 N Cicero Ave
Chicago, IL 60639
one of the longest I have had the privilege of knowing.
3120 W 111th St
Chicago, IL 60655
Very bad service, Do not waste you time to see Calvin,The broker...............
He will take you money and laugh at you when you leave. This place needs to be put out of business. 0-Reviews. He will not help you,Just give you lots of Bullstit...........
7142 W Belmont Ave
Chicago, IL 60634
I am not the best driver but they still gave me a low price for my insurance and sr22. The girl that helped me knew what I needed and helped me to get what I wanted. They also offer bond card and roadside assistance that I am glad they had, as I was able to use it when I needed it. They have long hours, very nice and helpful representatives each time I call. Check them out, it's really worth that call.
3238 N Elston Ave
Chicago, IL 60618
i need a die a fram of a 100 to 150 handa for the wiring 2006
516 W Diversey Pkwy
Chicago, IL 60614
These days it's tough to get a straight answer about insurance. Bill Dillard and his team are incredible resources! They follow up when they promise and make sure we are getting all our discounts on our car, home and small business. If you want great service with no hassle, call the Dillard Agency. We've been customers since 2000 and have referred many of our friends and family!
As a State Farm customer since 1987, I have always found service at Bill Dillard's office to be excellent. The office lives up to its "Good Neighbor" reputation with a friendly and efficient staff; that makes sure I understand my coverage. I would recommend State Farm and Bill Dillard to anyone looking for insurance with quality products and good old fashion service.
Very Satisfied 20+ year Customer-Chicago, IL
72 E 95th St
Chicago, IL 60619
I love their service here. They go above and beyond everytime I have had to call them. The reps are courteous and actually know me when I tell them my name. Great one on one service.
6778 N Northwest Hwy
Chicago, IL 60631
Normally quoting insurance isn't an activity I consider fun but the staff helped me out a lot and saved me quite a bit of money at the same time.
I was very happy with the service I recieved at Ed McCabe's office. They explained all of my coverages to me in words I could understand. I compared prices with another carrier once just to make sure I was getting the best deal and I still was! I continue to use them even though I have moved out of the area. Ask for Kevin
5150 W Belmont Ave Ste 4
Chicago, IL 60641
Great place to get car insurance for a good price!
5632 S Pulaski Rd
Chicago, IL 60629
I've been with this company since 2004, three different cars. I've had very good service ,reasonable price, no problems.
3837 N Western Ave
Chicago, IL 60618
Last year I had a fender bender in Chicago and my auto insurance was so difficult to work with and raised my rates so much that it really was stressing me out. My girl friend recommended Hemina Patel State Farm. Wow what a difference! They were all so helpful and friendly. Hemina provided me both an AUTO INSURANCE POLICY and RENTERS INSURANCE POLICY that were comprehensive and CHEAP. I recommend them highly. Keep up the GREAT work!
5252 W Irving Park Rd
Chicago, IL 60641
Great service, Always there when I need them.
Great prices for auto insurance.
I would recommend them a 100%.
I have a been a client of Higgins Insurance for at least five years. Recently I changed my auto policy to State Farm, and my State Farm agent apparently transposed my new home address numbers, so the cancellation fax they sent to Higgins had the wrong street address for my refund check. I called wondering about my refund and the check had been previously sent to the wrong address. I researched and no such address exists on my street. I have not received a check and Higgins has not received it back. The likelyhood of this check being cashed is extremely low, I assured Mr. Higgins that if it came to me after they re-issued my check that I of course would send the duplicate check back. No go. I must wait 6 months for them to issue a new check.
This, after paying on time for 5 plus years and never making a claim.
Nice, Mr. Higgins, nice. I own my own business, never treat my clients like this, however. Business is good for me, but Higgins Insurance Agency obviously will get no more recommendations from me.
NLA, IL
625 N Michigan Ave Ste 418
Chicago, IL 60611
I got insurance from this agent and they were the best I have ever seen. They helped get as many discounts as possible and I actually paid less with more coverage!!! I normally don;t review businesses, but I had to with this one. Ask for JP. She will help you out.
4034 W Lawrence Ave
Chicago, IL 60630
Having recently relocated to Chicago I was in the process of updating our home and auto insurance policie. State Farm is/was our carrier but that will be changing shortly as a result of my experience with this office. Four out of five independent consumer insurance reports had Illinois auto coverage rates cheaper than that of our home state. Yet the rate quoted by this office exceeded current premium. And that is just the tip of the iceberg. Attempts to clarify coverage changes, determination of liability ratings (among other questions affecting our insurance premiums) were not answered. Either the representative from this office was deliberately deceptive or lacks a command of the language in which she is attempting to conduct business. In either case the discrepancy has motivated me to shop around for other providers.
7543 W Irving Park Rd
Chicago, IL 60634
This agent tell you everything you need to know about insurance before you sign the paperwork. I see that he also help customer file claim which most agent doesn't do at all. I like the customer service this office service.
4256 W Irving Park Rd
Chicago, IL 60641
Shawn O'Neill and the staff here give you the best service. They are so very helpful, answer all your questions. And when you switch to State Farm, you will definitely save money on insurance. I can't recommend them enough!
914 N Damen Ave
Chicago, IL 60622
Jim's great he saved us a bunch of money on our home insurance and even help me with my old 401(k)!
Love having a good agent when I need one and not relying on a website or 800 #!!
4317 N Lincoln Ave
Chicago, IL 60618
A+ is the grade I would bestow upon my agent Jim Tom, and my sincere appreciation for the recent refund I received from his corporate office. It all started with a recent $89 bump up on my Honda insurance. I called agent Tom's office, who took the time to review my policies to make sure everything was up to date. After I had let him know I no longer drove my Honda to work, he advised me that would lower the premium. I had already sent my payment in, but recently I received a refund check for about the same amount it had increased.
In reviewing my condo policy, he discovered I no longer needed the large coverage which I had, plus he also bumped up my deductible, which resulted in me getting another nice refund back on my condo policy.
In this day and age of insurance companies not looking out the the little guy, I'm glad I have agent Tom to look out for my back.
I am overall ok with their service BUT they were not very honest with me when they sold me my insurance policy - I pay a lot ($90 per month) with a high deductible - to get full coverage - and they "forgot" to mention that in case of an accident or claim, I do not have rental car insurance - whaaat? What is the purpose of having a high deductible and refusing rental car insurance? If the car gets damaged you pay your deductible to have it in the shop - but you have to walk - by the way - rental car insurance is only $3 per month - who would choose not to have it? They tried to say that I refused this coverage, but I know they are trying to cover themselves because they have not offered it to me. Horrible service - Statefarm is great, but this agent is not recommended!
3805 N Lincoln Ave
Chicago, IL 60613
John Kent is knowledgable and trustworthy. He likes insurance, and help people understand what they are covered for, and how the coverage works.
5518 S Archer Ave
Chicago, IL 60638
great service! joe tenn is super nice and friendly! very helpful!
4059 W 47th St # 1
Chicago, IL 60632
Great 24hr customer service. Honest clear answers to ins questions
4016 N Lincoln Ave
Chicago, IL 60618
Not only did Mike save us from a slick talking American Family agent. He saved us money and got our condo association the coverage we really needed. He seemed to know all about the Illinois Condominium Act. Great job!
3101 N Lincoln Ave Fl 1
Chicago, IL 60657
Great office, Convenient location. Awesome staff. Very helpful and professional!
3037 S Princeton Ave # 1f
Chicago, IL 60616
He is the worst. Don't go to him. Very rude and he doesn't do anything electronically.
1142 W Grand Ave
Chicago, IL 60622
I actually got sick and tired dealing with my previous insurance company (i'd rather not say becuase ill be talking for days) and the lack of customer service and promptness i needed my services to be taken care of. I stumbled on Loc Vo's information through yellow pages because it was the closest State Farm Insurance to my house. I called in and asked for a quote on my house and auto insurance. Not only did i recieve my insurance quotes within a half hour throuh email but the agent (Loc Vo) helped me actually review some other quotes that i recieved from other companies and i literally spent 2 hours on the phone with him going over other companies quotes and him making sure that i understood the Insurance terms. Some might think ohh this is a relative who is writing a review but that is far from the truth. Im actually a current client of his who was blown away by his kindness and took it upon myself to write this review to applaud Loc and his agents in that office who are always so kind to me when i call and when i have a problem (recently got into an auto accident, sorry Loc) took care of everything for me with out even me having to call back and ask if it is getting taken care of. If you would like your Insurance company to get back to you promptly when you call or take care of a problem when you have one than this is the office, oh and they have some cute agents in there, hi boys lol
Lisa
4361 N Lincoln Ave
Chicago, IL 60618
A+ agency.All my family is with this company.We all love her.
Meggie is amazing! Any time I called with questions,payment, she is there. Easy to reach,great price.When I had a claim she took care of it.Got my check in NO TIME! Love Farmers and Meggie. I feel she really cares! This is how agent should be.
4259 N Western Ave
Chicago, IL 60618
This is a SCAM insurance, it is known as a Subprime Insurance which means you are paying for nothing but a piece of paper to show the police if you get pulled over. They will not pay for anything, they have been fined by the government many times and have settled countless law suits.
I had this Insurance on my 2002 Honda CRV for more than 3 years, never had a single accident or claim.
In February, my car was vandalized and had my O2 sensors and Catalytic converter stolen, I had a Police report and a video showing the theft. This insurance's first trick was to stall, took them 5 days to pick up the car from the street, another 3 days for the adjuster to make an estimate, they took 13 days claiming they are processing the claim, and after enough pressure, they declined the claim and also declined to pay my car rental. By the end of it all, I had paid almost $2000 in car rentals $1400 to repair my car and so much suffering and distress that I must have aged several years in a single month.
It is amazing that such people are let to ruin people's lives and simply rob people in broad day light. You don't need to spend money buying locks for your homes, cars and bank accounts because the thieves are already in and they are called Magnum Insurance.
I pray you learn from my painful and costly lesson and chose a different insurance. Stay Safe.
I went to this company driving a car which I was test driving overnight while waiting for approval. I wanted to line up my insurance beforehand to be prepared if I was approved for the loan. I informed the salesperson at Magnum that the car was not mine and that I was test driving. they gave me a quote and assured me that there would be no problem if I did not get the car I would get my money back. Well the next morning I found out that I had not been approved for the car and was told by magnum that my $300 check which I had given in good faith had been deposited (which I do not believe). I was then assured that I would recieve my money back in the mail in a few days, that was a couple of months ago and I am still fighting to get my money back. The only thing this company can do to improve their service is to get rid of their unprofessional staff namely Ms. L. R. I would not recommend this business to my worst enemy.
6305 N Northwest Hwy
Chicago, IL 60631
I have my insurance with this office and I enjoy doing business with them. All my request are completed in record speed time. I never have to worry because I can count on them at all times.
725 W 31st St
Chicago, IL 60616
They provide generally disorganized, unhelpful service. Mr. Perisin insists that he has experience consistent with a good level of service, yet he is unable to offer useful advice to his customers. He will insist on something based on his "experience", even if he does not have experience in said area, resulting in poor advice and incorrect insurance coverage. They consistently lose information related to getting insurance coverage and will sit on an insurance coverage inquiry for way too long before pushing it through. State Farm in general offers great insurance coverage, however, you don't need to go through an insurance agent who doesn't know what he's talking about and who will argue against the truth offering no advice on how to prove to him or the underwriter what is consistent with logic and truth.
441 W Fullerton Ave 2727 N. Pine Grove Ste 509
Chicago, IL 60614
They are realy good friendly fast, caring agency with many agents to serve you. lowest cost are also given so that you can budget yourself for the year. $100's to save on all levels of coverage. choose travelers, metlife, safeco, hartford, mutual of omaha, liberty mutual. Try their linclon park address by the 5 guys burger and fries in chicago. first get yourself a cheap quote on line and then call to confirm. Real savings from real agents! Chicago's only and the best for mutli-state needs as well as local use!
get the best service
can not say much more than they are very happy and we are very happy. we have saved $2400 this yaer using these guys on auto and dental insurance alone.
5100 S Archer Ave
Chicago, IL 60632
recomended service I GOT FREE COFFE HERE.
EASY TO REMEMBER PHONE (708) LAB-CLICK
6359 W Montrose Ave
Chicago, IL 60634
This man is nice to you only when taking your money but when you switch to another company he is very rude, he hung up on me when I was trying to understand why he is such a liar, he took my money from the account without any authorization, my bank charged me NSF fee for that, the policy expired, new company send a fax with a cancelation notice and he still wants his commission so he took my money,
beware of this man!!
1525 E 53rd St Ste 727
Chicago, IL 60615
I've been with Spinelli State Farm for over 7 years, and his agency's service has always been spectacular. From offering flexible payments arrangements, to staying open so I can drop off my payment in person, to quickly responding to my call after a horrible flood, this agency's concern for their customers gets top marks! I've also shopped around and still have not found better rates, although I also have a perfect driving record and no claims on my home policy.
1700 W Belmont Ave
Chicago, IL 60657
State Farm...a company that now markets itself to folks at "every stage of life" and promotes grandparents' day canceled my 107 year old grandmother's home owner's insurance because she had a claim. I called her @state farm insurance agent Scott Angarola and he said, "yeah they do that and I really don't like it" great customer advocacy. That's the bad news. The good news is that Liberty Mutual wrote a better policy and it costs less. Bad company...bad service.
Scott has been a successful insurance agent for over a decade! He is professional, smart, capable and helpful. He has been my insurance agent for years. He always promptly informs me of all rate changes so that I can save money. Whenever I need to talk to him, he gets back to me in a timely manner. The service at his agency is impeccable. I recommend signing with him
4256 W Irving Park Rd
Chicago, IL 60641
Shawn O'Neill and the staff here give you the best service. They are so very helpful, answer all your questions. And when you switch to State Farm, you will definitely save money on insurance. I can't recommend them enough!
4900 W Belmont Ave
Chicago, IL 60641
I used Talro through the recommendation of my dealer, I was buying a car, my usual insurance company wasn't open, and I needed coverage before I could leave. BIG MISTAKE! I made a payment that day over the phone, but didn't end up taking the car. I called them, told them, and they said they canceled it. A month later, I got a bill in the mail, called them again, said it was canceled and not to worry about it. This went on for months, even after I sent a certified letter instructing them to cancel via certified mail as requested. Finally I got a letter saying I was being canceled due to lack of payment and I now owed a deposit to be reinstated. This was in January of 2008, I am still to this day waiting for my refund check for what I paid, I've received two checks for the wrong amount, when I called again today after receiving the wrong check, I was transferred, as usual, to several people that didn't know what they were doing, and told the check I was sent was no longer valid because they closed their checking account due to fraud. So, if I had cashed it, it would have bounced and I would have banking fees on top of everything. I was told I would receive a call back in an hour so they could look into the matter, it has been 3 and I haven't heard anything. SKIP IT!!!!! They are very unprofessional, I'd hate to think how service would be if I was in a car accident!
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
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