Cheap Car Insurance in Durham, North Carolina
Want to learn more about Durham and how to get cheap car insurance? Well, only a half-hour northwest of Raleigh, the City of Durham has an estimated 252,000 residents. It is home to Duke University and Duke Medical Center, two of its major employers. The city is only 23 miles from the Virginia border, and lies in the corner of North Carolina's Central Piedmont, a foothills region between mountains and coastal plains.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Durham. Get your free customized auto insurance quote today!
Driving Conditions in Durham
Durham is served by Interstate 40, which takes commuters straight into Raleigh, as well as Interstate 85, which heads northward into Virginia. North Caroline Highway 147 connects Duke University, downtown and Research Triangle Park, and the section north of Interstate 40 is known as the Durham Freeway. The city's visitors' bureau warns that road names and numbers sometimes change on what appears to be the same road. Even more confusing: Roads may be referred to by a number, a name and by a “memorial name.”
Durham is considered part of the greater Raleigh metro area, where the average commute time is close to the national average of 25.2 minutes, according to Census Bureau data. Travel and traffic information can be accessed at tims.ncdot.gov/TIMS/RegionSummary.aspx.
Unique Laws in Durham
Teen-aged drivers may use cellphones – but only when talking to a parent, spouse or on an emergency call. Happy hours are prohibited in North Carolina except for food specials. In more odd-sounding laws, it is illegal to Rollerblade on state highways or drive on sidewalks in North Carolina.
Durham Crime Statistics
The vehicle theft rate in the greater Durham-Chapel Hill metro was 173 reports per 100,000 people in 2015, or 958 cases, according to numbers from the National Insurance Crime Bureau. The national average for that year is 220 incidents per 100,000. The Durham car theft rate is higher than neighboring Raleigh, where the rate was just under 120 incidents per 100,000 the same year.
Durham Safety Requirements
North Carolina mandates drivers and all passengers wear seat belts. Children under age 16 must ride in an appropriate restraint – seatbelt for those age 8 or over 80 pounds, or a car seat or booster seat, according to the North Carolina Department of Transportation. For more safety restraint information, visit buckleupnc.org. Drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency, or when talking to a parent or spouse.
Durham Impaired Driving Laws
Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the North Carolina Department of Transportation. If convicted, first offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. A person convicted of DWI will have his or her license suspended for at least one year.
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Andrew F Jones
4711 Hope Valley Rd
Durham, NC 27707
Visit Agent WebsiteReviewsI was stressed out and they calmed me down by taking the time to help me through my individual situation. I've told everyone they should give the agency a call!!
Marty Lindsey
1852 Hillandale Rd
Durham, NC 27705
Visit Agent WebsiteReviewsThis is the worst, most dishonest company I have ever encountered. Everything they did and said was a blatant lie. They have no sense of shame or decency. They claim there is no police report, even though I have it in my hands. They claim there were no eyewitnesses even though there were two eyewitnesses interviewed by the police. One of the eyewitnesses saw a white VW hit my car and run, so she chased down the car and wrote down the tag number. They claim there is no physical evidence. There is white paint all over my mirror. Why would this company refuse to pay damages when there is overwhelming evidence? This hit and run driver from China should be heavily penalized for leaving the scene of an accident and for lying about it. State Farm should be penalized for lying. OMG!!!!!!!!!!! What is going on? Seriously. Why would this company jeopardize its reputation over a minor claim and protect a criminal?
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Auto body shops Durham, North Carolina
- Green's Auto Body ShopView Details
- Gp Campbell's Auto Body ShopView Details
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Did you know ?
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
Safety Tip
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
Savings Tip
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
