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Cheap Car Insurance in Fayetteville, North Carolina

Want to find cheap car insurance in Fayetteville? Here’s some information to help you learn more about the city. Located on the Cape Fear River in North Carolina’s Sandhills, Fayetteville is home to about 203,000 residents. Fort Bragg lies just to the northwest of the city, and Fayetteville has often been labeled America’s Most Pro-Military Town, largely due to its Sanctuary City for Soldiers and their Families campaign that began in 2008. Government is its largest employer, followed by retail and wholesale trade.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Fayetteville. Come get your free customized auto insurance quote today!

Driving Conditions in Fayetteville

Traffic in and out of the military post is known to be congested, particularly during evening rush hour. Within the city, other busy areas, according to locals, are Morgantown and Skibo roads, Hope Mills and Camden roads and Bragg Boulevard near Spring Lake. Census Bureau data reports that average commute time for Fayetteville at 19.2 minutes, shorter than the national average of nearly 25 minutes.

Travel and traffic information can be accessed at tims.ncdot.gov/tims/.

Unique Laws in Fayetteville

If the weather requires you to turn on your windshield wipers, you must turn on your headlights or risk a ticket, according to the North Carolina Department of Transportation.

Happy hours are prohibited in North Carolina except for food specials. In addition, the state's DWI laws apparently do not apply to motorized wheelchairs. It is illegal to Rollerblade on state highways, or to drive on sidewalks in North Carolina.

Fayetteville Crime Statistics

Total crime in Fayetteville is above both state and national averages.

The metro area was ranked No. 97 on the National Insurance Crime Bureau’s most recent list of 100 U.S. cities with the highest vehicle theft rates, with a rate of 241.69 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Fayetteville Safety Requirements

According to the North Carolina Department of Transportation, drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency or when talking to a parent or spouse. Violators pay a $25 fine, but receive no driver’s license points. All vehicle occupants must wear seat belts. Children up to age 8 and weighing less than 80 pounds must be in a safety seat. For more details about child restraints and seat belts, visit buckleupnc.org.

Fayetteville Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with DWI, according to the North Carolina Department of Transportation. First offenders face a fine of up to $200 and 24 hours to 30 days jail time. Also, a person convicted of DWI will have his or her license suspended for at least one year. The “lookback period” for repeat offenses in North Carolina is seven years. A second DWI offense carries a minimum of 24 hours in jail with a maximum of 60 days.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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