Cheap Car Insurance in Fayetteville, North Carolina

Want to find cheap car insurance in Fayetteville? Here’s some information to help you learn more about the city. Located on the Cape Fear River in North Carolina’s Sandhills, Fayetteville is home to about 203,000 residents. Fort Bragg lies just to the northwest of the city, and Fayetteville has often been labeled America’s Most Pro-Military Town, largely due to its Sanctuary City for Soldiers and their Families campaign that began in 2008. Government is its largest employer, followed by retail and wholesale trade.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Fayetteville. Come get your free customized auto insurance quote today!

Driving Conditions in Fayetteville

Traffic in and out of the military post is known to be congested, particularly during evening rush hour. Within the city, other busy areas, according to locals, are Morgantown and Skibo roads, Hope Mills and Camden roads and Bragg Boulevard near Spring Lake. Census Bureau data reports that average commute time for Fayetteville at 19.2 minutes, shorter than the national average of nearly 25 minutes.

Travel and traffic information can be accessed at

Unique Laws in Fayetteville

If the weather requires you to turn on your windshield wipers, you must turn on your headlights or risk a ticket, according to the North Carolina Department of Transportation.

Happy hours are prohibited in North Carolina except for food specials. In addition, the state's DWI laws apparently do not apply to motorized wheelchairs. It is illegal to Rollerblade on state highways, or to drive on sidewalks in North Carolina.

Fayetteville Crime Statistics

Total crime in Fayetteville is above both state and national averages.

The metro area was ranked No. 97 on the National Insurance Crime Bureau’s most recent list of 100 U.S. cities with the highest vehicle theft rates, with a rate of 241.69 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Fayetteville Safety Requirements

According to the North Carolina Department of Transportation, drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency or when talking to a parent or spouse. Violators pay a $25 fine, but receive no driver’s license points. All vehicle occupants must wear seat belts. Children up to age 8 and weighing less than 80 pounds must be in a safety seat. For more details about child restraints and seat belts, visit

Fayetteville Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with DWI, according to the North Carolina Department of Transportation. First offenders face a fine of up to $200 and 24 hours to 30 days jail time. Also, a person convicted of DWI will have his or her license suspended for at least one year. The “lookback period” for repeat offenses in North Carolina is seven years. A second DWI offense carries a minimum of 24 hours in jail with a maximum of 60 days.

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Car Insurance Fayetteville, North Carolina Agents

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  • State Farm


    Ronald Prater
    Local fayetteville nc insurance agent with a team of 5 people here to serve. We are located in east fayetteville and also serve the vander, stedman, eastover, cedar creek and greater sampson county areas. We offer car insurance, homeowners, renters, life, accident, business auto, business fire, commercial buildins, workers comp and banking products. Long term care and medicare supplement

    What makes your specific agency stand out from your competition?
    We are unique in that we take time to know our customers. We always take time to ask questions and approach every customer with the idea of teaching them and informing them about the products they have. We want to do our best to make sure we are correctly protecting people assets whether it is your car, your home or your life. We know the local area and serve not just the city of fayetteville but the outlying rural areas like eastover, stedman, vander and parts of sampson county. You will never meet as friendly of a staff as what we have in this agency. We are truly like family and make you feel at home when dealing with us.

    • Drive Safe And Save

      Good Driving Discount

      Accident Free Discount

      Multi-car Discount

      Multi-line Dicount

      Protection Device

      Alarm Discount

      Life Discount

      Umbrella Discount

      Renters Discount

      Airbag Disocunt

    • Property/casualty/life/heath/accident/long Term Care/medicare Supplement

    • 17563470

    1490 Clinton Road
    Fayetteville, NC 28312
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  • Abacus Insurance


    Tamara Jones
    Auto, home and business insurance.locally owned and operated since 1989.

    6243 Yadkin Rd Ste 103
    Fayetteville, NC 28303
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  • Insurance Service Center


    Cathy Stanley
    Insurance agency

    Fayetteville, NC
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  • Insurance Service Center


    David B. Canady
    Insurance agency

    Fayetteville, NC
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  • Insurance Service Center


    Jerome Scott
    Insurance agency

    Fayetteville, NC
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  • Doug Smith


    5511 Ramsey St Ste 101
    Fayetteville, NC 28311
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    Doug Smith's State Farm office is one of the friendliest offices I have ever been to! Doug and the staff were knowledgeable about all of the insurance questions I had and thoroughly explained my coverages. I was also pleased to learn about the financial services they also offer! If you are looking for an honest, friendly, and knowledgeable place for insurance and financial services, Doug Smith's State Farm office is the place to go!

  • First Command Financial Services


    501 Executive Pl
    Fayetteville, NC 28305
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    This life insurance agent is licensed with Midland National Life Insurance Company or one of its affiliates.

    Don't Trust Midland National Life or Midland Annuity. They have been sued all over the country for their sales practices that amount to ripping off senior citizens.


    Ask your life insurance agent for alternatives to Midland National. If they are unwilling to suggest any you may want to consider another insurance agent.

    You just have to wonder whether Midland has managed to trash whatever good name they used to have.

    Midland National is part of the Sammons Financial Group and is affiliated with the North American Company for Life and Health and Midland Annuity.

  • Jaime Shannon


    3801 Sycamore Dairy Rd
    Fayetteville, NC 28303
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    My wife and I have had our insurance with Jaime Shannon's office for a few years now. I have been very pleased with her office and especially her staff. I did have a problem on my auto insurance, but before I knew about it, they informed me and took care of the problem. Mistakes happen, but when you have an office that is actually proactive it makes a big difference. If anyone is looking for insurance but really wants to have great customer service go see Jaime and her staff. They will take care of you.

  • Kevin Bolton


    2038 Hope Mills Rd
    Fayetteville, NC 28304
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    If you're looking for a great auto insurance policy, Rich Cowles is a great agent to talk to! He can help you nail down the right car insurance plan, or he can get you great home insurance, life insurance, or anything else you might need!

  • Michael L Warren


    576 Executive Pl Ste 101
    Fayetteville, NC 28305
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    I recently moved to Fayetteville from another state and wanted a simple regional transfer of my current Nationwide policy, which I have done before when moving, but the girl who answered the phone was unhelpful and wanted to ""start from scratch."" She said it was the only way.

    I told her I would call someone else. I called a different Nationwide agent and five minutes later I had my policy transferred without any hassle.

  • Sean S Fincher


    7924 Raeford Rd
    Fayetteville, NC 28304
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    Great agency! Would recommend to anyone

    Great agency love the staff they really know their stuff! I wouldn't trust anyone else.

  • Terry Keith


    226 Rowan St
    Fayetteville, NC 28301
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    I have had State Farm insurance since I started driving, which has been almost 37 years. Terry Keith has been my agent for at least 30 of those years. I have ALWAYS had exceptional customer service anytime I either go into the office or call on the phone. No issue has been too small or too large for them to handle quickly and professionally. Unless they close that office, I don't aniticpate changing insurance or agents in the future.

  • A S E
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Auto body shops Fayetteville, North Carolina

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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