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Cheap Car Insurance in Fontana, California

Finding cheap car insurance in Fontana is easy if you know more about this city of more than 203,000. Fontana is named for the Italian word meaning water source, since it lies near the Santa Ana River. Located within San Bernardino County, the area was largely undeveloped until World War II and the building of a steel mill, later used in the film, “Terminator 2.” Fontana is the birthplace of the Hells Angels Motorcycle Club in 1948.

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Driving Conditions in Fontana

Fontana is a regional hub for trucking, particularly since Interstate 10, State Route 210 and Interstate 15 all pass through it. This commercial traffic combines with local commuters to create problems during rush hours. Average commute time in Fontana is more than 35 minutes, painfully longer than the average U.S. time of just under 25 minutes.

Live traffic cams and maps can be found online at

Unique Laws in Fontana

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Fontana Crime Statistics

Fontana is part of the San Bernardino-Riverside area, which has seen a reduction in violent crimes in recent years, according to FBI data. However, it remains in the top metro areas for vehicle thefts, landing at No. 5 in the top 10 cities for car theft ranked by the National Insurance Crime Bureau.

The 2016 vehicle theft rate was 679 incidents per 100,000 people, far above the national average of 220 incidents per 100,000.

Fontana Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It Or Ticket” program frequently reminds drivers they will receive a ticket if they or their passengers do not wear safety belts.

Fontana Impaired Driving Laws

As is the standard for all states, drivers found to have a breath/blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles that require a commercial driver’s license to operate, the BAC legal limit is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days.

Starting in 2019, a DUI offender must install an ignition interlock device on his or her vehicle for a specified period to get a restricted driver license or to reinstate a license.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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