Cheap Car Insurance in Fremont, California

Looking for cheap car insurance in Fremont? First, check out some facts about the city. Created in 1956 by merging five small communities, Fremont lies in the southeast portion of the San Francisco Bay. Its original communities have expanded into individual districts: Centerville, Niles, Irvington, Mission San Jose and Warm Springs. Home to about 230,000, Fremont is often associated with Silicon Valley, since it is the closest East Bay city. 

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Fremont, CA. Let us compare insurance quotes for you now!

Driving Conditions in Fremont

Interstate 880, also called the Nimitz Freeway, and Interstate 680, known as the Sinclair Freeway, both run through Fremont. The two freeways are connected in the Warm Springs District via a segment of Mission Boulevard.

The average commute time for Fremont is right at 24 minutes, just under the national average of about 25 minutes, according to Census Bureau data. Updated traffic information can be accessed at

Unique Laws in Fremont

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Fremont Crime Statistics

Crime rates in general in Fremont are below the average of communities its same size, but this apply to car theft rates. The research site Neighborhood Scout estimates your chance of having your car stolen in Fremont is one in 298. California for years has dominated the list of cities with the highest auto theft rates, with the San Francisco metro area often landing in the top 10.

Fremont had 703 cases of auto theft in 2015, or a rate of 302 incidents per 100,000 people. This is above the national average of 220 per 100,000 people, according to the National Insurance Crime Bureau.

Fremont Safety Requirements

California requires children younger than 2 are secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system. Driver and all passengers are required by California laws to wear seat belts. As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

Fremont Impaired Driving Laws

According to the California Highway Patrol, a driver who is over the age of 21 will receive a DUI charge if his or her blood alcohol level is higher than .08 percent. For drivers under the age of 21, the limit is 0.01 percent. For those driving vehicles requiring a CDL, the BAC is .04, whether they have a CDL or not. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. He or she may request a DMV administrative hearing within 10 days. On a first conviction, an offender would lose his license for 6 months and must complete a DUI program, file a California Insurance Proof Certificate and pay all fees before reinstatement.

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Car Insurance Fremont, California Agents

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  • Kevin Nuss State Farm Insurance


    Kevin Nuss
    State farm agent kevin nuss provides free quotes for auto / car insurance, home insurance, life insurance & any financial service / bank product(s) you may need in fremont, ca

    39500 Stevenson Pl # 105
    Fremont, CA 94539
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  • Armor & Associates Insurance Agency


    39159 Paseo Padre Pkwy Ste 116
    Fremont, CA 94538
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    Can I just say that this Agent is the Worst Agent I have ever come across he is apparently a Very Busy Man so busy that he can not process your insurance papers so when your driving around town thinking you have insurance and you get into an accident then call and ask for help he lets it be know that you do not have insurance and that it is not his problem and that you can pick up the payment and the information that was dropped of to him stay away from him and go find an other agent worst service I have ever had the displeasure to deal with so save your time and money and peace of mind and go some one who can help you and will give you way better service than this "Agent" & he gets 1 star because I have to pick a star rating but if it was up to me he would get no stars or maybe negative stars

  • Julie Bharwani


    3100 Mowry Ave Ste 406
    Fremont, CA 94538
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    Very rude and unprofessional. Would not want to use them!

  • Kelvin Thomas


    39245 Liberty St Ste D8
    Fremont, CA 94538
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  • Rich Castro


    39560 Stevenson Pl Ste 213
    Fremont, CA 94539
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    From the minute I called Rich's office 10 years ago I immediately felt comfortable with him and through the years I have discovered that he truly is here for his policyholders, no matter what time of day he is always there, no matter how silly the question he is always there, the jingle is true... Like a good neighbor "Rich Castro" is there... I highly recommend this office to anyone interested in the greatest customer service for insurance in the bay area.

  • Rich Storelee


    43195 Mission Blvd Ste A1
    Fremont, CA 94539
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    We insure all of our company vehicles at my Chem Dry Franchise P & G Chem Dry with Rich. I also have all my personal insurance with Rich. Rich and his team do a great job and make sure that we are protected. After almost 20 years of doing business with Storelee Insurance. We always receive prompt service and great prices. Thanks Rich for being there when it counts!

    I've been insured by Rich for 15 years. He has great prices. Plus he's always super responsive, and extremely helpful in explaining what type of coverage I need, any why.

  • Alex Cheng
  • Allied North America Insurance Brokerage Of California
  • Anil Raman
  • Ashley Chudgar
  • Averi Insurance Agency
  • Avtarbir Singh
  • Bill Richmond
  • Bob Schnitger
  • Brian C Moos
  • Brooke Agency - Brian Lovsey
  • Campus Insurance Service
  • Carvalho Insurance Agency
  • Christopher Sughrue
  • Collage Services
  • Cynthia Bartlett
  • Dallas Johnson
  • Dan Stevens
  • Daphne Lau
  • David Clayton
  • David Hudock
  • Dirk Jackson
  • Eddie Huang
  • Edmund Tankhim
  • Farmers Insurance Group
  • Fumei Chen
  • Gurcharan Mann
  • Holly H Zhu
  • Holly Zhu
  • James Diamond
  • Jerry Sandbrink
  • Jianhong Zhou
  • Jill Erickson
  • John Francia
  • John Mulcahy
  • Kathy Clark
  • Kevin Jopes
  • Kevin Nuss
  • Kimberly Huang
  • Leslie Hiew
  • Lin Zhang
  • Lynette Fraga-weems
  • Mark Bromley
  • Mello Insurance Services
  • Michael Clifford Insurance Services
  • Michael Rizzo
  • Michael Tong
  • Mike Bough
  • Mike Qutermous
  • Mimi Kwon
  • Noori Insurance Agency
  • Norm Epperson
  • Peter Montalvo
  • Petrica Cartacai
  • Philip B White Company
  • Phillip B White Company Financial & Insurance Services
  • Raymond Chui
  • Richard Cheng
  • Richard Fajilan
  • Richard Speer
  • Ronald Gendall
  • Ruth Leung
  • Saed Najjar
  • Sally Ma
  • Salsbury & Associates Insurance Services
  • Sonny Hubbard
  • Steven Wu
  • Sunny Chopra
  • Susan Wu
  • Suzan F Pheley
  • Tariq Insurance Agency
  • Terry Paulson
  • Tina Vu
  • Tom Bartley
  • Twfg Insurance Services
  • Vickie Stephens
  • Vinna Francisco
  • Virginia Tam
  • Volpatti Insurance Services
  • Vrinder Makol
  • Wai Cheng
  • Wayne Leung
  • William Sandbrink

Auto body shops Fremont, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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