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Cheap Car Insurance in Huntsville, Alabama

Find cheap car insurance in Huntsville, Ala., also known as “Rocket City” and home of the U.S. Space and Rocket Center. With an estimated population of 193,079, Huntsville lies between the Tennessee River and Alabama’s northern border in its Appalachian region. The rocket and spacecraft theme runs deep throughout the city, which has far more than its share of rocket scientists. Huntsville has plenty of opportunities in space, defense and technology industries, and is often recognized among Best Places to Live/Work rankings. Rocket City Brewfest happens every May.

Driving Conditions in Huntsville

Huntsville is in the midst of a massive “Restore Our Roads” improvement to its infrastructure, which is expected to be completed in 2019. The work includes widening U.S. 72 and Cecil Ashburn Drive and work on Memorial Parkway. Even with its construction projects, the city was ranked No. 25 among cities with the best commutes. According to Census Bureau data, Huntsville’s average commute time is 5 minutes shorter than the average U.S. time of 26 minutes.

Note: The Huntsville International Airport is located on Glenn Hearn Blvd.; and there is actually no airport located on Huntsville’s Airport Road.

Real-time cameras, maps and traffic information can be accessed at

Unique Laws in Huntsville

Alabama laws prohibit 16-year-old drivers from having more than 4 occupants in the car unless accompanied by a parent or guardian, and they cannot drive between midnight and 6 a.m. unless going to school, work or a medical emergency.

A list of odd laws assembled by Thrillist points out that Alabama, thankfully, has banned driving while blindfolded. A 1964 Birmingham law states it is illegal “for a toilet facility to become so unclean “that foul and offensive odors arise therefrom.” Other city statues ban putting slugs or buttons into parking meters, skating outside a church while services are in session or riding a bicycle at “a speed greater than reasonable and prudent under the conditions then existing.”

Huntsville Crime Statistics

Violent and property crime rates in Huntsville are higher than other cities its size, based on FBI crime data. On the FBI’s Top 100 crime list for the year 2015, Huntsville ranked 81st in homicides, 64th in violent crime and 41st in property time. Huntsville ranked 48th overall out of 289 cities with a population of more than 100,000. For 2016, the metro was below the national average in auto thefts, however. The Huntsville metro area reported 949 cases of auto theft in 2016, according to the National Insurance Crime Bureau, or a rate of 217 incidents per 100,000 people. The U.S. average of 220 incidents per 100,000 people.

Huntsville Safety Requirements

Drivers and front-seat passengers must wear seat belts in Alabama. Babies up to a year old or 20 pounds must ride in a rear-facing infant seat, and those up to age 5 or 40 pounds must ride in a child safety seat. Five-and 6-year-olds are required to ride in booster seats and anyone under 15 must wear a seat belt. Drivers aged 16 and 17 with intermediate licenses are banned from using cellphones. Texting and driving has been prohibited in Alabama since 2012.

Huntsville Impaired Driving Laws

Much like the rest of the U.S., the legal breath or blood alcohol content in Alabama is 0.08.

There is no minimum mandatory jail sentence for first-time offenders, but they will pay up to $2,000 in fines and receive a driver’s license suspension of 90 days, according to the Alabama Law Enforcement Agency. Second offenders serve a minimum of 48 hours in jail and pay higher fines, while third offenders spend 60 days in jail and can pay up to $10,000 in fines with up to three years license revocation. For cheap auto insurance rates in Huntsville, contact us to compare rates.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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