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Cheap Car Insurance in Lancaster, California

Find cheap car insurance in Lancaster, located 70 miles north of downtown Los Angeles. Lancaster is a principal city in the Antelope Valley region along with its twin city of Palmdale to the south. Once a railroad water stop, it incorporated in 1977 and is today a city of about 160,000 residents. Opinions vary as to how the city got its name, some saying it was named for Lancaster, Penn. In modern popular culture, Lancaster is the site of Two Pines Church, used in many scenes of Quentin Tarantino's film, “Kill Bill.”

Driving Conditions in Lancaster

Lancaster, along with its twin city of Palmdale, are bisected by State Route 14 running north-south, providing access to Los Angeles. Highways 138 and 58 run east-west through the city. The average commute time in Lancaster is more than 30 minutes, not a good comparison to the national average of 26 minutes – and worse when you consider the Los Angeles County average commute is 28.5 minutes. Live traffic cams and maps can be found online at

Unique Laws in Lancaster

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100. On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Also note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

Lancaster Crime Statistics

In 2014, Lancaster was named the most stressful city to live in for all of California, based on factors such as crime statistics, divorce rates and commuting times. Your odds of being a victim of violent crime are one in 185. Among its property crime stats, Lancaster reported 494 cases of auto theft in 2015, according FBI statistics, or a rate of 304 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Lancaster Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the "Click It or Ticket" program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Lancaster Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a commercial driver's license, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. Contact us for cheap auto insurance rates in Lancaster.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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