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Cheap Car Insurance in Miramar, Florida

Locate cheap car insurance in Miramar, a Miami suburb located in Brossard County. Approximately 139,000 residents live in the 30-square-mile city, which is also home to Spirit Airlines and JL Audio. Incorporated in 1955, Miramar — a Spanish term for “view of the sea,” was named after a Cuban city just outside Havana where founder A.L. Mailman spent his summers. The Florida version is only 20 miles from Miami and 14 miles southwest of Fort Lauderdale. A new mixed use development within Miramar will house a cultural center, public library and City Hall. City government, Premier Beverage and Comcast of South Florida are the largest local employers.

Driving Conditions in Miramar

Miramar’s city limits form an elongated rectangle directly south of Pembroke Pines and west of Hallandale Beach. Florida’s Turnpike runs north-south through the east end of Miramar, joining Interstate 95 to take drivers directly to downtown Miami 22 miles away. State Route 858, or Miramar Parkway, runs east-west the entire length of the city and is considered its major retail corridor. Interstate 75 originates south of Miramar and runs northward directly through the center of the city and then heads east to Naples on Florida’s west coast and eventually Tampa and Gainesville. The average commute time for Miramar, based on Census Bureau data, is only 19 minutes, nearly six minutes shorter than the national average. Travel information is also available by calling 511 or accessing fl511.com.

Unique Laws in Miramar

Florida is among a small handful of states where you can be ticketed for driving too slow. The state's “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway. Good to know: Unless you're in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Among the more odd laws still on the books are those proclaiming it illegal to drive over graves or park within intersections.

Miramar Crime Statistics

FBI statistics compiled for 2016 show 446 violent crimes in Miramar, five of which were murder. The local violent crime rate of 318 offenses per 100,000 residents is below the average U.S. violent crime rate of 386 per 100,000. The 2016 property crime rate in Miramar was 1,953 per 100,000 residents, also below the U.S. average of 2,451 per 100,000 residents.

Within the city, 279 vehicles were stolen in 2016, FBI data shows, a rate of 199 per 100,000 residents. The national average for 2016 was 236 incidents per 100,000 people.

Miramar safety requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states. Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver's license “points” for doing so if you are stopped for something else.

Miramar impaired driving laws

Florida's DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months. Regardless of your circumstances or driving record, it's possible to find cheap car insurance in Miramar; contact us to compare rates.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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