Cheap Car Insurance in Mobile, Alabama

Mobile, Alabama, is a city for known for Mardi Gras, Moon Pies, beautiful azaleas and cheap car insurance. With a population of about 193,000, Alabama's third-largest city boasts the state's only salt water port at the head of Mobile Bay. With the oldest organized Carnival celebrations in the U.S., it was the first capital of colonial French Louisiana in 1702. Today, more than 1.2 million people live in a 60-mile radius of the city. Mobile is home to the Battleship USS Alabama, which has been open to the public for tours since 1965.

Driving Conditions in Mobile

Airport Boulevard is described by locals as an unavoidable evil, and drivers can expect heavy traffic on the interstate bridge heading west out of Mobile on Interstate-10, particularly on weekends during the summer.

Nevertheless, compared to average U.S. city commute of about 26 minutes, Mobile has a slightly shorter average commute time at just under 24 minutes, according to Census Bureau data.

Real-time cameras, maps and traffic information can be accessed at

Unique Laws in Mobile

Alabama laws prohibit 16-year-old drivers from having more than 4 occupants in the car unless accompanied by a parent or guardian, and they cannot drive between midnight and 6 a.m. unless going to school, work or a medical emergency.

A list of odd laws assembled by Thrillist points out that Alabama, thankfully, has banned driving while blindfolded. A 1964 Birmingham law states it is illegal “for a toilet facility to become so unclean “that foul and offensive odors arise therefrom.” Other city statues ban putting slugs or buttons into parking meters, skating outside a church while services are in session or riding a bicycle at “a speed greater than reasonable and prudent under the conditions then existing.”

Mobile Crime Statistics

Mobile ranked 101st among U.S. Cities with the most violent crime in 2015 and 41st in property crimes, according to FBI data. The Mobile metro area 1,519 cases of auto theft in 2016, according to the National Insurance Crime Bureau, or a rate of 375 incidents per 100,000 people, higher than the U.S. average of 220 incidents per 100,000 people.

Mobile Safety Requirements

Drivers and front-seat passengers must wear seat belts in Alabama. Babies up to a year old or 20 pounds must ride in a rear-facing infant seat, and those up to age 5 or 40 pounds must ride in a child safety seat. Five-and 6-year-olds are required to ride in booster seats, and anyone under 15 must wear a seat belt. Drivers aged 16 and 17 with intermediate licenses are banned from using cellphones. Texting and driving has been prohibited in Alabama since 2012.

Mobile Impaired Driving Laws

Like the rest of the U.S., the legal breath or blood alcohol content threshold in Alabama is 0.08.

There is no minimum mandatory jail sentence for first-time offenders, but they will pay up to $2,000 in fines and receive a driver's license suspension of 90 days, according to the Alabama Law Enforcement Agency. Second offenders serve a minimum of 48 hours in jail and pay higher fines, while third offenders spend 60 days in jail and can pay up to $10,000 in fines with up to three years license revocation. For cheap car insurance in Mobile, let us compare rates to find the best value.

To Get Free Mobile Car Insurance Quotes, Either:

  • OR

Car Insurance Mobile, Alabama Agents

Add FREE Listing
  • All Risk Agency


    800 Downtowner Blvd Ste 105
    Mobile, AL 36609
    Visit Agent Website


  • Betsy Mcarn


    1141 Montlimar Dr Ste 2000
    Mobile, AL 36609
    Visit Agent Website


    Very helpful and friendly. She helps me save money but still explains my coverage and makes sure I have what I need.

  • Franklin W Grimes Jr


    1111 E I65 Service Rd S
    Mobile, AL 36606
    Visit Agent Website


    A real pleasure working with this Insurance agency. They took their time to listen to my situation and were able to take care of my needs very inexpensively..

  • Makeda Nichols


    2558 Old Shell Rd
    Mobile, AL 36607
    Visit Agent Website


    Great Agent! Great Staff! Fair Rates!

  • Masterquote Of Mobile


    1540 W I65 Service Rd S
    Mobile, AL 36693
    Visit Agent Website


    they are friendly and always do a wonderful job! Great prices!

  • Aaa Insurance
  • Able & Associates Insurance
  • Ace Underwriters
  • Adrianne Fisher
  • Adrienne L Tucker & Associates
  • Adrienne L Tucker & Associates
  • Advanced Insurance Resources
  • Allison Horner
  • Alvin L Presnell Jr
  • Alvin Presnell
  • Andrew Meyers
  • Badger-stonewall Insurance
  • Bancorpsouth Insurance Services
  • Barry Sides
  • Best Rate Insurance Agency
  • Beth Burrow
  • Bill Watford
  • Billy Ray Williams
  • Blackmon Insurance Of Mobile
  • Bob Cummins
  • Bobby Hoppe Insurance Agency
  • Brian Knotts
  • Brian Sanderson
  • Bubba Bullington
  • Burben Sullins Insurance Agency
  • Burkholder Insurance
  • Butler Insurance Agency
  • Carolyn H Nelson Agency
  • Charles L Chambliss
  • Cindy Jones
  • Cleophas Jones
  • Coastal Insurance Agency
  • Courtney & Pharr
  • Craig Williams
  • Daniel M Cottrell Jr
  • Dockery & Associates
  • Don Hargrove
  • Donnie L Neece
  • Doug Graham
  • Eric Pullen
  • Eugene Moseley Jr
  • First Command Financial Services
  • Friedrich Company
  • G Chris Robinson
  • Gabriel Peck
  • George Jones
  • Glen Gorowsky
  • Hardy Insurance Company
  • Harold Knotts
  • Harper & Associates Insurance
  • Harry B Blair
  • Henry Lahti
  • Heritage Insurance Group
  • Heritage Insurance Group
  • Herman Bedwell
  • Hermann Carter & Van Antwerp
  • Hilb, Rogal & Hobbs
  • Instrust Auto Insurance Agency
  • International Assurance
  • Jack Green Insurance Agency
  • James Daigle
  • James Edward Brazzell
  • Jason Mclendon
  • Jeremy Kilpatrick
  • Jim Coxe
  • Joe Leniz
  • John Brown
  • John Carlisle
  • John Pilger
  • John Robt Hill
  • John Williams
  • Judy Collier Bailey
  • Judy Mckee
  • Kathy Austin
  • Kenneth B Booker
  • Kurt Wielkens
  • Leigh Camilleri
  • Leslie M Addison
  • Lindamae Mattox
  • Lisa Anderson
  • Lisa Young Watson Agency
  • Lyman M Veazey
  • Lyon Fry Cadden Insurance Agency
  • Marilyn Van Bemen
  • Marnie Erdman Watson
  • Mcelhaney Insurance Agency
  • Meredith Smith Agency
  • Metlife Auto & Home
  • Michael Maloy
  • Mike Dunnam
  • Mike Puckett
  • Millsaps & Associates
  • Morgan Bradley
  • Morris Insurance Agency
  • Murray Hill Insurance Agency
  • Myrt Talbott
  • Neal Brown
  • Owens Insurance Group
  • Ozark Insurance Agency
  • Patrick W Collins
  • Patt Branyon
  • Paul Munger
  • Paul Partin
  • Pickett & Adams Insurance
  • Quality Insurance Service
  • Raymond Sewer
  • Richard Grogan
  • Ricky L Fay
  • Roger D Downs
  • Roger Shoultz
  • Ronnie Davis
  • Ross Sloan Agency
  • Russanne Howell
  • Ryan C Reid
  • Schneider Insurance Agency
  • Setzer
  • Sherry Bruemmer
  • Shirley Smith
  • Solomon Insurance Agency
  • Southern Insurance Providers
  • Stan Chavis
  • Steve Hester
  • Steve Holley
  • Taymay Insurance Source
  • Terry L Andrews
  • Terry Smith
  • Thames Jackson Harris
  • Thames, Batre, Mattei, Beville & Ison
  • The Darling Agency
  • The Norwood-morris Agency
  • The Stutts Insurance Agency
  • Thomas Mcgoogan
  • Tom Parks
  • Tommy Breedlove
  • Tonya Scott
  • Vanessa Young
  • Wanda Dueitt
  • Wes Mayfield
  • Willis Of Alabama
  • Octavio Cassie
  • Jeff Sundet
  • Raymond Pascall
  • Mihcael Bawa
  • Cody Nicoloff
  • Sammy Zinnerman
  • Ralph Peguero
  • Sabrina Jasman
  • Denzel Dedominicis
  • Tammie Fauble
  • Dominique Roiz
  • Ramona Elchert
  • Gwendolyn Roseboom
  • Robert Jarnot
  • Andre Anzalone
  • Lester Staszewski
  • Jesse Supak
  • Corey Younger
  • Ian Michno
  • Tommy Kerst
  • Kordel Hanline
  • Steve Taraba
  • Angela Yorke
  • Marcia Whitner
  • Allison Bushrod
  • Bob Goble
  • Bob Dameron
  • Duane Perrell
  • Katelyn Olmeda
  • Philip Slott
  • Lacey Blackshear
  • Joanne Stansell
  • Herbert Bianchini
  • Colin Kingham
  • Randy Winterfeld
  • Abdullah Damitz
  • Diana Almada
  • Damon Kaczmar
  • Janice Kandt
  • Walter Maresca
  • Alfred Schnier
  • Anthony Poller
  • Blake Moralas
  • Morgan Steiert
  • Bradley Brammer
  • Colleen Ratto
  • Cribari
  • Margie Vallarta
  • Roy Zimprich
  • Annie Tropiano
  • Ray Picard
  • Loretta Dangerfield
  • Roxanne Markins

Auto body shops Mobile, Alabama

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!
E-mail address:
How many times?
Remind me in: