Cheap Car Insurance in Oakland, California

Want to learn more about Oakland and how to get cheap car insurance? Well, Oakland is located in the San Francisco Bay area in Northern California. The city was incorporated in 1852 and grew as an agricultural area. Oakland represents the largest port in the area and is easily accessible from San Francisco. The city's proximity to the San Andreas fault has made it susceptible to strong, damaging earthquakes.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Oakland. Shop for your auto insurance today!

Driving Conditions in Oakland

Traffic studies conducted by INRIX have found that commuters in the Oakland area face the second-worst commute times in the entire country. Commuters in the San Francisco and Oakland areas spend an average of 61 extra hours stuck in traffic every year. A high population density and a recovering economy are thought to be the primary reasons for the congestion.

Unique Laws in Oakland

Anyone who is driving with an animal in the car should take care to follow a California law about leaving animals unattended in a closed vehicle. Penalties for disobeying the law include a fine of up to $20,000 and jail time, so it is important for drivers to keep their animals safe from heat and dehydration while on the go.

Oakland Crime Statistics

In 2015, according to the FBI, 6,389 vehicles were reported stolen in Oakland. Also, 24,568 property crimes were reported that year.

Oakland Vehicle and Driving Safety Requirements

The Governors Highway Safety Association is an organization that aims to make drivers safer by providing them with detailed information about state driving requirements.

Seat Belt Law

Children under age 2 must ride facing the rear of a vehicle in an appropriate child passenger safety seat, according to the California Highway Patrol. Children weighing at least 40 pounds or standing at least 40 inches tall are exempt. Children under age 8 must be properly restrained in an appropriate child safety seat in the back seat of a vehicle.

Cellphone Law 

Motorists can’t hold a wireless telephone or electronic wireless communication device while driving a vehicle, the California Highway Patrol says; however, hands-free use is allowed. Instead of a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest removed from the driver or in a 5-inch square in the lower corner of the windshield nearest to the driver. Another option: Attach the device to the dashboard where it does not block the driver’s view of the road and does not hinder airbag deployment.

Helmet Law

Anyone under age 18 must wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is mandated for anyone under 18 who’s riding a scooter or skateboard, or using inline skates. 

Impaired Driving Law

For drivers over age 21, the blood alcohol limit for DUI is 0.08 percent. A first-time DUI conviction can lead to a $1,000 fine, plus more than $2,600 in penalty assessments; a six-months jail sentence; a six-month license suspension; a 30-day vehicle impoundment; and installation of an interlock breath device in the driver’s vehicle.

Under California law, authorities have “zero tolerance” for anyone under 21 who’s been caught driving under the influence. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a blood alcohol level of at least 0.01 percent or refused to take a blood alcohol screening or test.

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Car Insurance Oakland, California Agents

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  • John Allen


    5301 Claremont Ave
    Oakland, CA 94618
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    I've known John, Ken, and Tammy for the last ten years. I would and have recommended John's State Farm Office to friends and family.

    I recently visited John Allen State Farm Insurance Office on Claremont Avenue in Oakland, when I say a wonderful experience and great customer service from all of the staff. Most definitely makes you want to share that experience with all you come in contact with. Thanks John, Ken, Tami.

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Auto body shops Oakland, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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