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Cheap Car Insurance in Oklahoma City, Oklahoma

Want to learn more about Oklahoma City and how to obtain cheap car insurance? Well, Oklahoma City is the capital of the state of Oklahoma. The city was settled in 1889 when thousands of homesteaders flocked to the area. Oil production in Oklahoma City encouraged continued growth through the 20th century. The city is a center for academic institutions in the Midwest and is home to many print and broadcast media pioneers.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Oklahoma City. Get your free auto insurance quote today!

Driving Conditions in Oklahoma City

The good news for drivers in Oklahoma City is that the city does not top any lists for adverse road conditions and traffic congestion. The Urban Mobility Report released by the Texas A&M Transportation Institute reveals that commuters waste an average of 38 hours in traffic in Oklahoma City each year.

Unique Laws in Oklahoma City

It is not a law that only applies in the state of Oklahoma, but many drivers will be surprised to learn that they may not drive over a fire hose. There is a Motor Vehicle Violation Code that applies to this situation.

In Oklahoma, it’s illegal to read a comic book while driving a vehicle, and tissues are not supposed to be left in the backseat of your car. In Oklahoma City, it’s against the law to tip over a casket at a funeral.

Oklahoma City Crime Statistics

In 2015, according to the FBI, 2,897 vehicles were reported stolen in Oklahoma City, and 24,948 property crimes were reported.

Oklahoma City Vehicle and Driving Safety Requirements

Seat Belt Law

Under the new law, children must sit in a rear-facing car seat until reaching age 2 or reaching the weight and height limit of the car seat, according to the Tulsa World. Children between 2 and 4 must ride in a car seat with a harness. Children between 4 and 8 must be in a car seat or booster unless they are taller than 4 feet, 9 inches. Kids 8 and older or taller than 4-foot-9 must wear a properly secured seat belt, the Tulsa World says.

Otherwise, drivers and front-seat passengers must wear a seat belt.

Cellphone Law

Texting while driving is banned in Oklahoma. The fine for breaking the law is $100. Talking on a cellphone while driving is legal, though.

Helmet Law

Motorcycle riders under age 18 must wear a helmet in Oklahoma.

Impaired Driving Law

Under state law, a driver age 21 or over can be convicted of DUI with blood alcohol content of 0.08 percent or more. A first-time offender faces jail time of 10 days to one year, a fine up to $1,000 and license revocation for 180 days. Furthermore, it’s illegal for a drunk driving suspect to refuse to take a breath test.

The Oklahoma State Courts Network provides detailed information about the penalties that a person can expect when they are facing a DUI charge.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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