Find the Cheapest Car Insurance Policy in Arizona

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The Grand Canyon, the Mogollon Rim, the Petrified Forest, Tombstone, the OK Corral and the Saguaro Cactus — Arizona is home to an array of wonders that are uniquely southwestern. It’s no accident that “snow birds” (tourists who “fly” south for Arizona’s mild winters) make Arizona a popular destination year-round. Whether they drive through, spend a season or call Arizona home, drivers and car owners from all walks of life spend time in the “Grand Canyon State” — and every driver needs to carry car insurance in AZ. That’s why CheapCarInsurance.net has made the effort to find all the necessary auto insurance in AZ information and arrange it in the following, easy-to-read list to help keep Arizona drivers and car owners safe, secure and informed with the cheapest auto insurance rates possible.


CheapCarInsurance.net wants to make sure drivers and car owners can save money on their insurance rates by getting cheap car insurance in AZ, which is why you can get several comparison quotes for cheap auto insurance in AZ by filling out a simple form, starting with you zip code in the box above. Compare the car insurance quotes for Arizona to find the cheapest coverage and lowest rates.


Many factors determine the cheapest rates available to vehicle owners for auto insurance, including age, accident history, and the year and type of vehicle being driven. To qualify for cheap insurance in AZ, it’s important to maintain a good driving record. Be sure to compare many different insurance quotes in AZ to find the cheapest coverage and lowest rates available to you.

Average Costs for Auto Insurance by County

The average costs you pay for your auto insurance premium will be determined by quite a few factors, one of them. being your exact location and county in Arizona. Here are the average costs by car type for each county within Arizona.

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Apache$887$736$843$894$903
Cochise$814$668$772$819$785
Coconino$820$692$778$826$872
Gila$905$730$862$910$878
Graham$859$721$819$866$868
Greenlee$796$669$755$802$848
La Paz$891$692$831$844$817
Maricopa$776$667$746$774$812
Mohave$801$675$765$804$801
Navajo$861$725$813$873$913

Laws & Regulations

Arizona’s famous monsoons can bring torrential downpours at rates that cause instant flash floods in the middle of the desert. Changes to auto insurance rates, laws and coverage regulations seem to happen just as fast. Because of these never-ending changes, here is a list of the most current key points to keep drivers in the loop and to help them make the best call for getting the cheapest insurance rates.

Minimum Requirements for Car Insurance in Arizona

New Driver Licensing Requirements

Arizona requires all drivers to be licensed to drive a vehicle in the state, and the Arizona Motor Vehicle Division (MVD) typically issues an “extended” license. The extended license is valid until the driver reaches the age of 65; however, the vision screening and the photo must be renewed every 12 years. Drivers age 60 and older must renew their license every 5 years, and no regular driver license may be issued to a driver under the age of 18.
The Arizona requirements to obtain a drivers license are listed below, and, for further information, the Arizona Drivers Manual can be accessed here.

DUI/DWI Laws for Arizona

Arizona Driving Resources

State Department of Insurance

Arizona Department of Insurance
2910 N. 44th St., Ste. 210 (2nd Floor)
Phoenix, AZ 85018-7269
(602) 364-2499 or
toll free (800) 325-2548
www.azinsurance.gov
Get directions

Department of Transportation

Arizona Department Of Transportation
Department of Transportation
1130 N 22nd Ave, Phoenix, AZ 85009
(907) 465-3900
www.azdot.gov
Get directions

Department of Motor Vehicles

Arizona Motor Vehicle Division
(602) 255-0072
www.azdot.gov/mvd
Find hours and office locations here.

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