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Cheap Car Insurance in Pittsburgh, Pennsylvania

Want to learn more about Pittsburgh and how you can get cheap car insurance? While, Located at the junction of three rivers, Pennsylvania’s capital city has a population of nearly 305,000, and its metro area boasts more than 2.3 million residents. Known as Steel City, Pittsburgh is best known as the home of the Steelers as well as the University of Pittsburgh, its largest employer.

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Driving conditions in Pittsburgh

The southwestern entrance into downtown from Interstate 79 is via the Fort Pitt Tunnel and the Fort Pitt Bridge, which become congested during rush hours, as do the numerous “parkways,” as freeways are called by locals, leading in and out of downtown. According to the U.S. Census Bureau’s 2014 American Community Survey, Pittsburgh has an average commute time of 25 minutes, compared to an average commute time for the 50 largest U.S. metros of 27.2 minutes.

Unique laws in Pittsburgh

Pennsylvania laws regular vehicle modifications such as frame and bumper height, depending on the type of vehicle and its weight. However, no vehicle may be taller than 13 feet, 6 inches. “Off-road lights” must be covered and not used when driving on roadways. One outdated Pennsylvania law states that “any motorist driving along a country road at night must stop and send up a rocket signal, wait 10 minutes for the road to be cleared of livestock” before continuing. In Pittsburgh, it is still technically illegal to bring a donkey or a mule onto a trolley car.

Pittsburgh crime statistics

Car thefts in Pittsburgh have generally declined over the past decade, the Pittsburgh Police Department reports. Its 2015 vehicle theft rate was just over 74 incidents per 100,000 residents, compared to the national average of 220.2 incidents per 100,000 people, according to the National Insurance Crime Bureau. According to Pittsburgh Police Department data, neighborhoods with the highest rates of vehicle theft are within the East End, North Shore and South Side. The department also reports that victims of car thefts are often older than average crime victims and are disproportionately African-American and male.

Pittsburgh safety requirements

Children under 4 must be in a safety seat, and those under 2 must be rear-facing. Children between 4 and 8 must ride in an approved booster seat, according to the Pennsylvania Department of Transportation. Drivers, front-seat passengers and anyone under 18 must wear a seat belts, though tickets won’t be issued unless you are pulled over for another violation. Also, Pennsylvania has banned all texting while driving.

Pittsburgh impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the Pennsylvania Department of Motor Vehicles. A BAC of .10 or higher is an enhanced charge, as is a DUI by a minor, commercial driver or a driver in an accident causing injury or damage. First offenders face up to 6 months of probation, $300 fine, alcohol highway safety school and treatment if ordered.

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