Cheap Car Insurance in Plano, Texas

Looking to learn more about Plano and how to acquire cheap car insurance? Well, about 20 miles northeast of Dallas, Plano is an affluent city of about 270,000 and home to the headquarters of many well known companies such as Cinemark Theatres, J.C. Penney and Frito-Lay. Considered part of the Dallas-Fort Worth metroplex, Plano is the first city in Collin County to adopt a master plan for its road system. If your going to drive in Plano, you need a car which in turn means you need to have car insurance. In this resource you can learn about car insurance, living and driving in Plano, TX.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Plano. Get your free customized auto insurance quote today!

Driving conditions in Plano

Plano is the largest city in Texas without an interstate. Traffic between cities in the greater DFW area is unavoidably congested during rush hours. According to the U.S. Census Bureau's 2014 American Community Survey, the Dallas metro has an average commute time of 25.9 minutes, slightly shorter than the average commute time for the 50 largest U.S. metros is 27.2 minutes, according to the survey.

For updated road construction information, visit

Unique laws in Plano

Adults 18 and up can legally ride in the back of a truck, according to Texas state laws, and there are also exceptions to the laws that allow children to ride in truck beds, one being if the truck is the family's only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Plano crime statistics

Rates of vehicle theft in Plano have steadily fallen in the past decade, with 96.1 incidents per 100,000 people in 2015, according to Both Plano's violent crimes rate, 94.7 incidents per 100,000, and property crimes rate, 138.6, are significantly below the national average of 207.7 and 220.1, respectively.

The most stolen cars in Texas are actually trucks, according to data compiled by The most stolen autos in the Lone Star State in the most recent year compiled are full-sized Ford Pickups, followed by full-sized Chevrolet and Dodge pickups, and then by Honda Accord and Honda Civic.

Plano safety requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. There are no current state laws addressing texting or cellphone use.

Plano impaired driving laws

In Texas, a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration). However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver's license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver's license. Charges are enhanced if there is a passenger younger than 15 in the car.

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Car Insurance Plano, Texas Agents

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  • Joseph Jackson - State Farm Insurance Agent


    Joseph Jackson
    State farm agent since 1984. Call or stop by the office today for a fast and accurate insurance quote.

    What makes your specific agency stand out from your competition?
    We focus on auto insurance throughout the plano, tx area. In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.

    • Multi-line Discount

    • License

    • TX-785979

    7920 Preston Rd Ste 300
    Plano, TX 75024
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  • Aaa Insurance


    7200 Independence Pkwy Ste 224
    Plano, TX 75025
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    What can I say, I love AAA. I have been a Member with AAA Roadside for the past six years. AAA has always taken care of me and family. AAA was quick to the rescue when ever we had car issues, or we locked are keys in the car. I recently purchased auto and home insurance with AAA. The insurance professionals with AAA helped me out by customizing a policy to protect me and my assets. I was with another carrier for a long time and they never took the time to outline all of the potential risk that I had. I sleep better at night knowing that I am protected. Thank you AAA for making me a member for life!!!!!!!!

    ITS A RIPOFF, DO NOT GO WITH AAA, let them get BUST, the greedy deserve it.
    I hope my review costs them at least YOUR business, dear reader!

    Just to say, me and my wife are really good drivers so far:
    Me: 250K miles, 9 years, no accidents, no tickets, no claims.
    My wife: 130K miles, 6 years, no nothing.
    1) They sign you up for a "plan" for a year, and if on any reason you will no longer need your coverage, albeit a day before your year expires, they'll charge 10% of your yearly premium to "brake" the contract!!! UNHEARD of outrage! Insurance is NOT an apartment lease!!!

    2) I've been w/AAA Chicago for 5 years (more -r less positive), then went to work outside the country for 2 years. Had a car abroad, and had it covered all the time w/ a major European company, MMA. They took my US insurance history, and once I went back they gave me a nice summary letter of their own. AAA would not honor it!!! I've got policy for a miserly old 95 mazda protege with AAA that was 30% more expensive that I am covering my 2 vehicles now (added a brand new SUV), and the coverage now is about 30% better - I actually got full coverage on both my vehicles!!!

    3) They have managed to lose my cancellation request letter despite the fact that I handed it to my agent IN PERSON (also, no other company I heard of does not require any kind of letter - I'd just call and say I no longer need coverage!).

    4) After the policy was finally "canceled", I started getting bills and calls demanding for more money (and they have not been pro-rating policy usage correctly!!!), so it was just MONEY EXTORTION attempt at its classic best.

    5) To cancel, they had demanded my new car policy. Isn't that MY OWN BUSINESS? I've sent them to where they belong with that, of course.
    Bottom line: Never before was I offended w/insurance in such way as with AAA.
    I swore revenge - I will be leaving these reviews so AAA loses $$$$ in clients and respect, and I won't stop.

    My request to all:
    IT'S A RIPOFF, DO NOT GO WITH AAA, let them get BUST, the greedy deserve it.
    I hope my review costs them at least YOUR business, dear reader!

  • Abco Home Plus Insurance Agency


    2000 N Central Expy Ste 102
    Plano, TX 75074
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    Friendly people that give excellent customer service. Alan really cares about his clients. He can really find you great prices on insurance.

  • Burl Wood


    3600 Preston Rd Ste 300
    Plano, TX 75093
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    I bought this policy when I was young and single. I'm no longer single or young, I'm still very happy with this group of people and my insurance coverage. They know me by name and Burl's son is the nicest guy ever, He even met me at Starbucks to change my policy. Consequently, many other companies have called, emailed, and mailed offers to me but I just disregard. The level of professionalism and service I get from this office is worth every penny. When you need to use the insurance it is quick and efficient.
    Sincerely, Elle from Allen

    I've been with Burl Woods for 2 1/2 years. When I moved to Dallas, I went into what I guess was an executive office of State Farm. The receptionist told me I was in the wrong place. An employee of Burl Wood's was in the office and said I could follow him to the office. I had excellent customer service while I was in the office. Luckily, I have not had to file a claim, I have called the office several times to ask questions. I have always been greeted with a warm smile (even over the phone). All my questions and concerns are answered in a happy, helpful voice. The employees are one in a million. I feel very happy and satisfied when I hang up the phone. I NEVER feel like I am bothering them.
    I have no idea if Burl Wood's insurance is expensive and I have no desire to even shop around to find out....I don't think it would matter. I have all the trust in the world that they will be there for me if I ever truly need them. I wouldn't want anyone else on my side if I get into an accident.

    I hope Burl Wood reads these reviews and passes them to his employees. I appreciate you and Thank you for making me feel like you have my best interest at heart.

    Keep up the GREAT customer service...I'll be a client for life.

  • Michael Crane


    2201 E President George Bush Fwy Ste 106
    Plano, TX 75074
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    Mr. Crane is awesome, he is on top of his profession. He optained the insurance (home, auto and peronal) that my family needed. His personal treatment is great. No sales pressure and great advice (his analysis of the policy and the options we needed and why such options ensured me that we got the correct coverage).

    Highly recommend Mr. Crane as your Insurance Agent.

    Michael Crane was extremely helpful in making certain I obtained the insurance that I need (and not what I didn't need just to make a sale). He was very courteous and professional. I highly recommend him to help you fulfill your insurance needs.

  • Tri Star Insurance Professionals, Inc.


    4949 Hedgcoxe Rd Ste 250
    Plano, TX 75024
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    Very happy with Amy Stahnke, She took the initiative to review my auto policy and she informed me of a significant savings by switching. I like that in an agency that that I trust.

  • A R Schell & Son Agency
  • Aa Plus Insurance
  • Aaron Nekuza
  • Action Insurance
  • Alan Earl Scarborough
  • Alison J Garner
  • Allegiance Insurance Agency
  • Alliance Ii Insurance Agency
  • Alpha Omega Insurance Agency
  • Ameritrust Insurance Services
  • Amica General Agency
  • Ann Dunham Insurance Agency
  • Anthony Blackmon Agency
  • Arturo Cuellar
  • Assured Advantage Insurance
  • Bernard Urbanik Jr
  • Binh Ngo
  • Bob Ernst
  • Bob Moore
  • Bob Nixon
  • Bob Redding
  • Boley-featherston Insurance
  • Brad Salter
  • Brad Williamson
  • Bradley Ambrose
  • Brett Pulaski Agency
  • Brian Brooks
  • Brooke Agency - Amie Alexander
  • Brooke Agency - Chris Fribourg
  • Brooke Agency - Earnest Burke
  • Brooke Agency - Todd Herron
  • Buckley Insurance Agency
  • Calvin Wilson Insurance Agency
  • Catherine Brown
  • Cerra Insurance Agency
  • Charles S Meshkaty
  • Charlie Harper
  • Chris Alcantar
  • Chris Farr
  • Chris R Farr
  • Chris Sladek
  • Clifton Calk
  • Csm Insurance & Financial
  • Dagley Insurance & Financial Services
  • Dan Farr
  • Danny Wilson
  • Danny Wilson
  • Darin Demory
  • Dave Kiley
  • David Long
  • Deborah Kurtz
  • Dfw I & F
  • Dfw Insurance Services
  • Direct Insurance
  • Donnie Pence
  • Drew Baccus
  • Earl Manns Jr
  • Ed Hester
  • Eric Ragle
  • Ernest Fuller Insurance Agency
  • Exelra
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Financial Affiliates Insurance Services
  • Frank Eugene Fite Ii Agency
  • Frederick W Bowman
  • Gant Insurance Agency
  • Gary Mims
  • Garza Insurance
  • George C Wynn
  • George Flowers
  • Glenn Linsky
  • Glennon David Woods Jr
  • Greg Windham
  • Guaranty Insurance Services
  • Guest Insurance Agency
  • Haskins Agency
  • Hendry Insurance
  • Home Team Insurance Services
  • Hutson Insurance Group
  • Insulink Insurance & Financial Services
  • Insurance Affiliates
  • Insurance Of Texas
  • Insurance One Agency
  • Ivan Bullock
  • J B Lloyd & Associates
  • Jacqueline T Gilliard
  • James Davis Agency
  • Jeff Stager
  • Jerry B Evans
  • Jim Hamilton
  • Jim Ross Insurance
  • John Clements
  • John E Parker
  • John Michael Fouche
  • John Thompson
  • Jonathan Jesse Nunn
  • Judy Woolfolk
  • Junaid Asad
  • Kas Auto Insurance
  • Kay Williams
  • Larry B Mchargue Insurance Agency
  • Larry Richardson
  • Lee Travis
  • Linda Denman
  • Lisa Burris
  • Lloyd E Shaw Ii
  • Lorina E Rodriguez
  • Mansoor Karimi
  • Mark Kinney
  • Mark Moon
  • Matt Lohoefer Insurance Agency
  • Matthew Daniel Blizzard
  • Metlife Auto & Home
  • Metlife Auto & Home
  • Metlife Resources
  • Mike Moore
  • Mike Ridley
  • Mike Russell
  • Mike Warren
  • Nancy Marie Smith
  • Natasha Keshmiri
  • Norris Bailey
  • North Texas Insurance Associates
  • Paragon Independent Insurance Agencies
  • Paul Witt
  • Pro-source Insurance Agency
  • Qualon Douglas
  • Rafael Gutierrez
  • Randy Shockey
  • Raymond Holden
  • Richard Asel
  • Robert Capt
  • Robin L Rapport
  • Ron Jeffries
  • Ron Newton
  • Ron Vines
  • Roy Mckay
  • Russell L Key
  • Sam Keyvan Insurance Agency
  • Scarbrough Medlin & Associates
  • Schram, Steven J
  • Scott Mcnamara
  • Sills Insurance Agency
  • Southwest Insurance Marketing Group
  • State Farm - John Kraft
  • Steve Buckley
  • Tamara Murphy
  • Tara Lee
  • The Gray Jones Insurance Group
  • The Sterling Insurance Group
  • Tina Adams Agency
  • Tinh Tieu
  • Tom Moore
  • Tom Ranly
  • Tramonica Anthanet Green
  • Trimark Insurance Group
  • Twfg Insurance Services
  • Twfg Insurance Services
  • Universal Underwriters Insurance Services
  • Vgw Insurance
  • Wally Smith Insurance Agency
  • Will Morris
  • William Sellers
  • Windell Thomas
  • Wu's Cornerstone Insurance Agency
  • Ya-rong Zhou
  • Zachary James Oldham Agency
  • Jenna Howze
  • Autumn Langell
  • Aydin Delling
  • Rosa Gadd
  • Shirley Warmath
  • Ian Ivers
  • Kristi Petrocelli
  • Mitchell Alling
  • Matthew Pille
  • Rob Govern
  • Chris Dolgin
  • Shannon Wittenmyer
  • Linda Mcglaun
  • Shawn Lukic
  • Ruben Quinto
  • Mark Leibfried
  • Alexandra Sisto
  • Diane Lipnick
  • Janie Edouard
  • Sonya Kenion
  • Evelyn Maiorino
  • Jacqueline Whiffen
  • Herbert Deshong
  • Luke Muthig
  • Reginald Ruscher
  • Gloria Jeske
  • Frances Gaubatz
  • Jayden Fredenberg
  • Gene Vong
  • Sherri Keneipp
  • Gene Stoneking
  • Alison Cheever
  • Tammie Medbery
  • Sheena Burdine
  • Harvey Muenchow
  • Johnathan Seelman
  • Lucy Skerry
  • Lorenza Bogacki
  • Lindsay Tyrrell
  • Romeo Hibbett
  • Gloria Klauer
  • Hal Arrighi
  • Jimmy Mccreless
  • Dave Gresens
  • Harriet Malcomson
  • Dave Sall
  • Bryan Platte
  • Arnold Monto
  • Emma Scialdone
  • Gloria Kamens
  • Dean Cahow
  • Frederick Speidel
  • S'aisa Berent
  • Philip Bitz
  • Anjanette Bothell
  • Bryan Rasmusen
  • Tanya Marske
  • Vicky Chui
  • Molly Lacour
  • Anna Licursi
  • Gerardo Casem
  • Ahmad Goyco
  • Tristan Dienst
  • Wendell Burick
  • Monica Goldizen

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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