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Cheap Car Insurance in Raleigh, North Carolina

Want to know more about Raleigh and how you can obtain cheap car insurance? Well, the capital of North Carolina is also the site of North Carolina State University. Known as the City of Oaks for its many trees, Raleigh is home to an estimated 451,000 and is part of what is called the Research Triangle, along with the cities of Durham and Chapel Hill.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Raleigh, North Carolina. Shop for your auto insurance today!

Driving conditions in Raleigh

Traffic congestion can be problematic for Raleigh drivers during peak hours. The average commute time Raleigh drivers is just over 25 minutes, according to a U.S. Census Bureau 2006-2008 American Community Survey. Real-time accident information, construction delays and weather conditions can be accessed online. North Carolina travel information is also available by calling 511, an automated system that provides free updates.

Unique laws in Raleigh

According to the North Carolina Department of Transportation, drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency or when talking to a parent or spouse. Violators pay a $25 fine, but receive no driver’s license points.

Raleigh crime statistics

The vehicle theft rate in Raleigh was 167.7 reports per 100,000 people in 2012, the most recent stats available through the North Carolina Department of Justice. This is lower than the national average of 229.7 per 100,000 the same year. An online crime mapping tool at provides information on crimes in all areas of town.

Raleigh safety requirements

According to the North Carolina Department of Transportation, seat belts are required for everyone in a vehicle. Fines are $25 for front-seat riders/driver and $10 for back-seat passengers. Children under 8 and under 80 pounds must ride in a car seat. For more safety restraint information, visit Helmets are required when riding on a motorcycle or moped. Children under 16 must wear a helmet while riding a bicycle.

Raleigh impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence. If convicted, offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. Maximum punishment is up to $4,000 in fines and up to two years in prison.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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