Cheap Car Insurance in Raleigh, North Carolina

Want to know more about Raleigh and how you can obtain cheap car insurance? Well, the capital of North Carolina is also the site of North Carolina State University. Known as the City of Oaks for its many trees, Raleigh is home to an estimated 451,000 and is part of what is called the Research Triangle, along with the cities of Durham and Chapel Hill.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Raleigh, North Carolina. Shop for your auto insurance today!

Driving conditions in Raleigh

Traffic congestion can be problematic for Raleigh drivers during peak hours. The average commute time Raleigh drivers is just over 25 minutes, according to a U.S. Census Bureau 2006-2008 American Community Survey. Real-time accident information, construction delays and weather conditions can be accessed online. North Carolina travel information is also available by calling 511, an automated system that provides free updates.

Unique laws in Raleigh

According to the North Carolina Department of Transportation, drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency or when talking to a parent or spouse. Violators pay a $25 fine, but receive no driver’s license points.

Raleigh crime statistics

The vehicle theft rate in Raleigh was 167.7 reports per 100,000 people in 2012, the most recent stats available through the North Carolina Department of Justice. This is lower than the national average of 229.7 per 100,000 the same year. An online crime mapping tool at provides information on crimes in all areas of town.

Raleigh safety requirements

According to the North Carolina Department of Transportation, seat belts are required for everyone in a vehicle. Fines are $25 for front-seat riders/driver and $10 for back-seat passengers. Children under 8 and under 80 pounds must ride in a car seat. For more safety restraint information, visit Helmets are required when riding on a motorcycle or moped. Children under 16 must wear a helmet while riding a bicycle.

Raleigh impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence. If convicted, offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. Maximum punishment is up to $4,000 in fines and up to two years in prison.

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Car Insurance Raleigh, North Carolina Agents

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  • Acf Insurance Services, Inc.


    Cathy Brown
    Acf insurance services, inc. Has provided auto, home and business insurance for the residents of the greater raleigh area for the past 25 years. We have two offices in the raleigh area to better serve you. We strive to provide excellent customer service and enjoy building long-lasting relationships with our customers. We are always here for you when you need us so please stop by one of our offices to meet our friendly staff today.

    What makes your specific agency stand out from your competition?
    Affordable auto insurance home insurance renters insurance business insurance our customers come first!

    • Dwi Auto Insurance

      Car Insurance

      Low Downpayments

      Non-owner Insurance

      Accidents/ Tickets/ Violations No Problem!

      Home Insurance

    • Property & Casualty

    • 6559610

    4634 Capital Blvd
    Raleigh, NC 27604
    Visit Agent Website


    I switched to ACF just over a year and half ago, Matt and his staff have been great. Being able to make credit card or cash payments at their locations is very convenient. They notified me when my renewal was nearing to let me know about other options to lower my premiums. I am glad I made the switch.

    "I am very happy with the business insurance that I took out with ACF Insurance. They gave me a good deal and my downpayment was very low to help me get started. I highly recommend them for auto, home and business insurance!"

  • Cecil Burt - State Farm Insurance Agent


    Cecil Burt
    Focused on serving the auto insurance needs of raleigh, nc since 1972. Located north of north ridge country club on the corner of falls of neuse rd. And newton rd.

    What makes your specific agency stand out from your competition?
    Our mission is to become your first choice for all of your insurance needs by establishing a personal relationship with you and helping you understand the risks you face every day. We focus on auto insurance throughout the raleigh, nc area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad. For those that do not know us, we are known for our service beyond the contract

    • Multi-line Discount

      Good Driver Discount

      Safe Driver Discount

    • Property And Casualty

    • NC-1053868

    6837 Falls Of Neuse Rd, Ste 104
    Raleigh, NC 27615
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  • State Farm: Wayne Cottrell


    Wayne Cottrell
    Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.

    What makes your specific agency stand out from your competition?
    State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.

    • Save Up To 40% On Auto Insurance.

    • Insurance

    • NC-13559687

    7530 Ramble Way
    Raleigh, NC 27616
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  • Danny Newton State Farm Insurance Agent


    Danny Newton
    Serving the auto insurance needs of raleigh, nc. Our team has over 40 years of insurance experience.

    What makes your specific agency stand out from your competition?
    We are focused on serving the auto insurance needs of raleigh, north carolina. We are located off of triangle town blvd between triangle town center and super target.

    • Call Our Office For A Free Auto Insurance Quote

    • Property And Casualty

    • NC-3032388

    6021 Poyner Village Pkwy Ste109
    Raleigh, NC 27616
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  • Amistad Insurance Services


    Paul Romero
    Owned and operated by paul romero, amistad insurance services is a local, north carolina based insurance agency that specializes in providing facilitation services for auto, renters, home, business, life and motorcycle insurance. At amistad insurance services, we understand the complicated and mercurial nature of the personal insurance industry.

    What makes your specific agency stand out from your competition?
    We use our knowledge of the personal insurance industry to make sure that all of our clients get the most beneficial policies available at the best rates possible. We don’t focus on getting clients to purchase cut-rate insurance at low prices just to make a sale. Rather, we take the time to educate our clients as to all of their options and the type of coverage they really need in order to be well-protected.

    • Auto Insurance

      Renters Insurance

      Life Insurance

      Home & Property Insurance

      Business & Commercial Insurance

      Sport & Leisure Vehicles Insurance

    • Producer (life, Accident & Health Or Sickness, Property, Casualty, Variable Life & Variable Annuity), Limited Representatives (motor Club), Broker, Medicare Supplement Long-term Care, Surety Bail Bondsman

    • BROKER

    421-114 Chapanoke Rd, #114
    Raleigh, NC 27603
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  • Allstate


    Guy Anglade
    We provide a variety of insurance products from allstate for your auto, home, business and life. As an allstate agent in raleigh, i\'ve gotten to know a lot of local families. I enjoy being a part of the community, and building relationships is one of the best parts of my job. I know what life is like in raleigh that we choose cars, homes, boats and more to fit our lifestyle and budget. I also know how important it is to do the same when it comes to protecting them. I look forward to getting to know you and helping you find the solutions that meet your proud to work with allstate because its one of the nations largest insurance providers, yet its designed for me to work one-on-one with customers. I can get to know you personally and provide customized service to help protect your house or condo, boat or motorcycle and more. That means we both benefit from the companys support for its local agencies as we work together to meet your unique needs.

    What makes your specific agency stand out from your competition?
    We are a relationship driven, data informed, solution oriented agency. Our customers are properly covered, competitively priced and professional served.

    • No Money Down

    • P&c, L&h

    • 17105260

    6521 Creedmoor Road Suite 206
    Raleigh, NC 27613
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  • Brown-phillips Insurance


    4940b Windy Hill Dr
    Raleigh, NC 27609
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    I have switched from Nationwide Insurance and never regretted it. Brown Phillips have the best prices and the best customer service. Thanks!

    Friendly staff and best prices around

  • Gina Epperly


    13200 Strickland Rd Ste 122
    Raleigh, NC 27613
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    I am exceptionally pleased with the service I recieved in while purchasing insurance at Gina's agency. She and her staff were professional and personable and very helpful in guiding me to the best products for my family and me. I would highly recommend her agency.

  • Highsmith & Associates Insurance Agency


    1001 Wade Ave Ste 301
    Raleigh, NC 27605
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    I've used them ever since I moved to the Triangle 17 years ago. Leigh & co have always been friendly and know me by name. Small town service in the big city! Every so often I'll check rates with other insurers on my own for our auto policy and in 17 years I've never done better than what they've come up with. Friendly, honest, professional...gosh, could I sound any more like a paid marketing hack? I'm glad to say they're great, because they are.

    Great Service! Real joy to work with and Great Prices on all types of Insurance

  • John Catalano


    5613 Duraleigh Rd Ste 141
    Raleigh, NC 27612
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    Let me start by saying I've only wrote 2 other reviews in my life. These guys deserve to be the third. John, Heather, and Chris have given me the best customer service I have ever experienced. They tended to all my needs several times over the years. They have been prompt, caring and empathetic with me and my family. They give first class service.

    Outstanding customer service.....2nd to none!

  • Lauri W Fair


    9101 Leesville Rd Ste 111
    Raleigh, NC 27613
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    The agent Lauri Fair and her girls Frankie & Heather are the best ever!! They look for ways to save me money on my policies as we are always changing something but they don't seem to mind the changes. They tell me what discounts I qualify for and completely review my policy so that I know that I have the right coverages. I trust them and I feel like they are looking out for me. I absolutely love this agency!

    Best agent ever! Lauri is dedicated to excellent customer service. She always looks for discounts for us and gives us the best possible protection for as little money as possible. Call Lauri if you want fair, honest, and exceptional service!

  • Mary Wilson


    9630 Falls Of Neuse Rd Ste 115
    Raleigh, NC 27615
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    Mary and her staff are very knowledgeable and passionate about the services they provide. I never really understood what my care and home insurance really did for me until I talked with Mary. I will always have my insurance with her agency.

  • Norris Boggs Insurance Group


    829 Purser Dr
    Raleigh, NC 27603
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    I've been a customer for 13 years for 4 cars and homeowners insurance. During this time, they've been very helpful in making sure I had excellent and low cost coverage. Erie Insurance is also a fine organization. Can't beat the combination.

  • Tom Patterson


    805 Spring Forest Rd Ste 1400
    Raleigh, NC 27609
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    We have had our home policies with Tom Patterson's State Farm agency for more than 9 years now. His office is quick to respond to any calls or messages. He and Nicole are always polite and professional. I would recommend this insurance agency to anyone seeking a more personlized experience.

  • 328087oup
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  • A Hix Insurance Center #2
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  • Brantley S Baker
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  • C Bruce Matthews & Associates
  • C S G Insurance Services
  • Cameron M Harris & Company
  • Cangelosi Guy G
  • Capital Insurance & Financial Services
  • Carol W Spangler
  • Carolina Insurance Group
  • Carolina Realty Company
  • Carolyn N Padgette
  • Carter Glass
  • Chad Richards
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  • Choice Insurance Services
  • Chris Herrmann
  • Christine Resta
  • Cindy Mullen
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  • Darrell Brown
  • David Brown
  • David E Angel Jr Agency
  • David James Fussell
  • David L Mack
  • David White Insurance Agency
  • Day Associates
  • Dillon Pritchard Agency
  • Doug Wingate
  • Douglas Evan Robertson
  • Downing & Gayle Insurance Services
  • Dupree & Webb
  • Durfey-hoover-bowden Insurance
  • E Bradford Parker Insurance Agency
  • Edwards Insurance Group
  • Ellington & Associates
  • F B Ascott Agency
  • First Citizens Insurance Services
  • First Command Financial Services
  • Fleming Insurance Agency, Inc.
  • Fleszar Insurance Agency
  • Fletcher Insurance Group
  • Fletcher Insurance Group
  • Franklin M Baret
  • Frederick Insurance & Benefits
  • Fulcrum Financial Group
  • G Suggs Insurance Agency
  • Garland D Thompson
  • Garland D Thompson
  • Garland D Thompson
  • Gene Mcadams
  • George S Williams
  • Graves & Associates Insurance
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  • Hpw Insurance Services
  • Igo Insurance Agency
  • Insurance Doctor Of Raleigh
  • Insure All
  • J M Iii
  • Jackson-whaley-vreeland
  • Jay Adkins
  • Jay Adkins
  • Jim Carroll Insurance Agency
  • Jim Mccleary
  • Jimmy Clarke Ii
  • Jody A Shover
  • John Hill
  • John M Lawson Agency
  • Ken Lawson, Jr
  • Krimhilde Stevens
  • Larry B Mcnair
  • Laura Mora
  • Lee Winters Insurance Agency
  • Lisa Davis
  • Lucas Insurance Management
  • Lucas Insurance Management
  • M A Mansour
  • M Keener & Associates
  • Mang Group Of Nc
  • Mang Insurance Agency
  • Marcus L Davis Agency
  • Mark Mazzone
  • Mark Vitali
  • Mark Vitali
  • Mark Vitali Agency
  • Martinez & Associates
  • Michael E Okoli Agency
  • Michael E Okoli Agency Agency
  • Michael K Nobles
  • Monsurat Lola Olugbamila
  • Moore & Johnson Agency
  • Mutual Insurance Agency - Paulette Hickson
  • Myron Jarman
  • Nc Farm Bureau Agency
  • Nc Farm Bureau Agency
  • Niemic Insurance Management
  • O Jerome Murray
  • Park Insurance Service
  • Peebles Insurance / Win
  • Peoples Insurance Agency
  • Peter R Darling
  • Philip D Austin
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  • Powellloos & Langford Insurance Agency
  • Professional Service Associates
  • Protective Agency
  • Providence Insurance Agency
  • Raleigh Insurance Authority
  • Ralph Whitehurst Insurance Agency
  • Randy Pate Enter
  • Redden Insurance Agency
  • Rex A Whitley
  • Rimmer Insurance Agency
  • Robert Bishop
  • Robert Garmany
  • Robert T Zacharko
  • Roger Floyd
  • S J Adams
  • Samuel S Pickens
  • Sargent & Associates
  • Schaeffer Agency
  • Scott Haith & Associates
  • Senn Dunn
  • Senn Dunn Marsh & Roland
  • Snipes Insurance Service
  • Snotherly Insurance Agency
  • Snotherly Insurance Agency
  • Spurling Cook Sr
  • Stan Taylor Insurance Agency
  • Stephen W Mckaig
  • Steven Smith Insurance Agency
  • Suzanne Wilson
  • Swift Creek Insurance & Realty
  • Terrence E Nobles Jr
  • Terrence E Nobles Jr
  • The Bowen Agency
  • The Shattuck-lawver Agency
  • Theodore B Seagroves
  • Thomas Bradshaw
  • Thomas Rutherfoord
  • Tlig Network
  • Todd Mendler
  • Tony Sheets
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  • Trisure Corporaton
  • Truoptions Personal & Commercial Insurance
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  • Vincent Boone
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  • Wade S Dunbar Insurance Agency
  • Jim Renfro
  • Amy Kostrzewski
  • Harvey Burbach
  • Gregory Lynd
  • Earl Munsey
  • Sara Wanko
  • Luis Scelsi
  • Shawn Okoli
  • Tracy Dunavan
  • Curtis Lohnes
  • Ricardo Reasoner
  • Beverly Oehler
  • Kaiharah Baecker
  • Arlene Aery
  • Elmer Hilke
  • Jeffery Tillema
  • Dean Kintigh
  • Jillian Campodonico
  • Debra Zambito
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  • Roger Kolterman
  • Nathaniel Tornes
  • Alex Stober
  • Toni Wallach
  • Luke Schaack
  • Johnnie Babine
  • Delores Crissman
  • Kerry Jeanes
  • Sheryl Burgmeier
  • Donald Tyer
  • Derrione Essington
  • Joseph Susana
  • Veronica Ridley
  • Harold Carper
  • Judy Mcdannell
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  • Mickey Cicale
  • Nichelle Gudaitis
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  • Dale Mausser
  • Stacey Jelle
  • Cassie Weismann
  • Darrell Postlewaite
  • Gayle Krolick
  • Ida Kruszynski
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  • Ian Calvetti
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  • Anthony Core
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  • Jeremiah Stackhouse
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Auto body shops Raleigh, North Carolina

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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