Cheap Car Insurance in Reno, Nevada

Nicknamed the Biggest Little City in the World, Reno is a popular destination for its proximity to casinos and ski resorts and a great place to find cheap car insurance. Its signature arch sign was first erected in 1924 and has sported the city's nickname since 1929.

Only 22 miles from Lake Tahoe along the California border, the Reno area makes up the second largest in the state. It is also home to the National Bowling Stadium and the National Automobile Museum, considered one of the best museums of its kind in the world.

Cheap Car Insurance is here to help you get the best car insurance rates in Reno, Nevada. Get your car insurance quotes today!

Driving Conditions in Reno

In Reno, Interstate 80 intersects with Interstate 580, the primary north-south corridor through the city. Traffic is generally not considered as congested as other communities its size. Compared to average U.S. commute time of roughly 25 minutes, Reno has a much shorter time -- under 19 minutes, according to Census Bureau data.

Real-time traffic information also can be accessed at

Unique Laws in Reno

Recently enacted ordinances in Reno levy harsh fines on drivers who speed in pedestrian zones or driving while “inattentive,” such as eating or putting on makeup.

It's important to note that talking on a hand-held cellphone while driving is prohibited throughout Nevada. Recently passed laws also prohibit U-turns and changing lanes in school zones. For the first six months after getting a driver’s license, drivers under 18 are not allowed to have passengers younger than 18. On the stranger side, it's illegal to ride a camel in Nevada.

Reno Crime Statistics

Total crime in Reno is about 30 percent higher than the national average, according to FBI crime data.

The Reno metro area had 1,302 cases of auto theft in 2015, or a rate of 288 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people, according to the National Insurance Crime Bureau.

Reno Safety Requirements

Drivers and all passengers must wear safety belts, Nevada law states. Children under age 6 or weighing less than 60 pounds must ride in a certified child restraint system. It is illegal to text, access the Internet or use a hand-held cell phone while driving. Hands-free headsets are permitted, however.

Reno Impaired Driving Laws

Nevada drivers with a blood alcohol concentration of .08 percent or higher, or .02 for those under age 21, are charged with driving while intoxicated. Drivers suspected of DWI may not refuse blood, breath or urine tests. First-time offenders receive 2 days to 6 months in jail, community service or alcohol awareness programs, as well as a 90-day license suspension.

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Car Insurance Reno, Nevada Agents

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  • Nicole Williams - State Farm Insurance Agent


    Nicole Williams
    State farm agent since 2011. Call or stop by the office today for a fast and accurate insurance quote.

    What makes your specific agency stand out from your competition?
    Our mission is to become your first choice for all of your insurance needs by establishing a personal relationship with you & helping you understand the risks you face every day. We focus on auto insurance, home insurance, renters insurance & life insurance throughout the northern nevada area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad. For those that do not know us, we are known for our service beyond the contract.

    • Multi-line Discount

      Good Driving Discount

      Good Student Discount

      Safe Driving Discount

    • License

    • NV-747099

    4792 Caughlin Parkway Ste 204
    Reno, NV 89519
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  • Balsiger Insurance


    Keith Balsiger
    The highly reviewed, independent insurance agency, balsiger insurance, is proud to serve reno, nv. We have a location in reno, & las vegas, nv and serve many states throughout the usa.

    What makes your specific agency stand out from your competition?
    Are you looking to get insurance quotes from multiple companies? As an independent insurance broker, we have access to many leading insurance companies. This means we can find you some of the best coverage at the best price for your cars, homes, and more. Let us know if you'd like to learn more, we would be happy to walk you through even more benefits of working with us.

    • Student Driver

      Home & Car

    • Insurance Agency

    • 533048

    6380 Mae Anne Ave. #7
    Reno, NV 89523
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  • Charla Brand


    5414 Longley Ln
    Reno, NV 89511
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    I have lived in Washington, Oregon, California, Ohio and Pennsylvania and I can honestly say the Charla Brand State Farm Agency has the best customer service I have ever experienced.

  • Cheryl Latham Insurance Agency


    9740 S Mccarran Blvd Ste 101
    Reno, NV 89523
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    Quick, easy, and the agent was very nice. I also got the best insurance quote here. It was almost $100 cheaper than the others!

    They got my business!

    The team here provides extraordinary service! Whenever I have a problem, they are there to help me, and I don't know about you, but I want my insurance agent to be helpful and knowledgeable.

  • Jeffrey Heyer


    3975 S Mccarran Blvd
    Reno, NV 89502
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    Received immediate contact and great answers to my questions! Very knowledgeable & helpful! They have great rates and very likely to go with this agency!

  • Nancy Jones


    565 California Ave
    Reno, NV 89509
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    A longtime family run business. all are caring and knowledgable in the office.


  • North Hills Insurance Services


    235 Redfield Pkwy Ste 201
    Reno, NV 89509
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    I needed to insure a new car and home and was hoping I could get away from all the high insurance rates I've been paying. I called an agent at north hills, besides really focusing on my needs and providing me with great customer service, they were able to find a rate that fit into my income. I would definitely recommend their services to friends and family.

  • Northern Insurance Agency


    402 Crampton St
    Reno, NV 89502
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    I got my insurance at Northern Insurance and found them to be very helpful and freindly.

  • Rose Fox


    6500 S Virginia St
    Reno, NV 89511
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    Rose Fox and Amber are always very friendly every time I walk in there office. I like their smiles and warm welcome. I enjoy doing business with them.

    Friendly, fast service. Professional and low rates.

  • A & H Insurance
  • A & H Insurance
  • Aaa Insurance
  • Aaa Insurance
  • Abd Insurance & Financial Services
  • Aim
  • Alice Zaumeyer
  • Allen Dennis
  • Alpine Insurance Associates
  • Archway Insurance Services
  • Auto Insurance America
  • Azalea Gonzalez
  • Betsi Williams
  • Bob Bentley Jr
  • Brady L Rimington
  • Brian P Wood
  • Brian Rutt
  • Brooke Agency
  • Byron F Nuthall
  • Capital Auto Insurance
  • Casey Estep
  • Charles Hosselkus
  • Cindy Ledbetter
  • Comstock Insurance Agencies
  • Connie Hallam
  • Country Financial Agency
  • Daniel Dexter
  • David Queen
  • Debra Gonzales
  • Diana M Aronson Barry
  • Don Chang
  • Donald E Luckadoo
  • Doug Penrod
  • Elizabeth G Rollins
  • Elizabeth Sturgis-garver
  • Eric Olivas
  • Estrella Insurance
  • Family Insurance Store
  • Family Trust
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Fred Church
  • Great Basin Agencies
  • Greg Mantz
  • Gregory J Galli
  • Heidi Hamand
  • Hortencia Mckinnon
  • Interwest Insurance Services
  • Isabel C Bacigalupi
  • Isu - Henkes Welsh Agency
  • Isu - Stetson Beemer & Company
  • Jack Bernard
  • Jacqueline M Emerson
  • James Bowen
  • James D Ellett Insurance Agency
  • Jenkins Insurance Services Of Nv
  • Jerry Evans
  • Jerry M Smith
  • Jim Tatro
  • Joe Citta
  • John Barsanti
  • John Capdeville Insurance Agency
  • John M Jasper
  • Jolene R Falcone Insurance Agency
  • Kathleen Deguara
  • Kelley J King
  • Kelly Westmoreland
  • Kenneth Price
  • Kirk Davidson
  • Kyle Archuleta
  • L Gene Gardella
  • Larry Hunt Insurance
  • Linda A Ruden
  • Louis Durano
  • Louis T Mastos & Associates
  • Lucas Swanson
  • Lush
  • Lynwood Read
  • Marilyn Levin
  • Mark B Paradis
  • Mark Geil
  • Martin Borges
  • Marvin Otzoy
  • Matt Gibb
  • Matthew Callahan
  • Matthew Livingston
  • Matthew Price
  • Menicucci Insurance Associates
  • Metlife Auto & Home - Reno Iii
  • Metzger
  • Michael Dolan
  • Nancy G Gonzales
  • Nevada Insurance Agency Company
  • Nevada Insurance Exchange
  • Nicholas Stosic
  • Ona
  • Patrick E Oday
  • Patrick W Condon & Associates
  • Payless Insurance Agency
  • Professional Insurance Associates
  • Rachelle Wolf
  • Rcs
  • Reno
  • Reno Ii
  • Rich Hosselkus
  • Richied & Associates
  • Rick Echevarria & Associates
  • Robert P Meyers
  • Robin Archuleta
  • Roger A Kennedy
  • Ron Weaver
  • Ronald G Catoire
  • Rusty Hinman
  • Sandy Meisner Insurance Agency
  • Scot T Clements
  • Scott Barry
  • Shannon P Harloff
  • Silver Sage Insurance Brokers
  • Stan Mentzer
  • Steve Campbell
  • Suburbia
  • The Family Insurance Store
  • Thiele Bradley
  • Tim Leuenhagen
  • Tim Rosene
  • Tony Pointer
  • Universal Insurance Services
  • Venus M Janes
  • Venus M Janes
  • Wilkins & Associates Insurance Services
  • Tyler Emmett
  • Mindy Shay
  • Roland Russello
  • Tyrone Narciso
  • Samantha Seybold
  • Nina Keefauver
  • Emily Lockamy
  • Vicky Luttman
  • Monique Wakabayashi
  • Christine Marte
  • Christie Grice
  • Christina Holsey
  • Mattie Mckearney
  • Marion Kauer
  • Tracie Sochia
  • Kim Rubino
  • Melinda Riese
  • Ross Laforest
  • Fredrick Mccalmon
  • Erika Spindel
  • Jim Kaplun
  • Cristina Ouellette
  • Martha Koeck
  • Steve Mcgarrity
  • Arjun Fodera
  • Nicole Vise
  • Mandy Rubey
  • Emilio Galaska
  • Whitney Rippon
  • Billy Derryberry
  • Alan Woodmancy
  • Sharon Stouffer
  • Bennie Shindle
  • Oscar Winecoff
  • Phyllis Charania
  • Eugene Orloff
  • Johnathan Czajka
  • Garry Mozqueda
  • Triston Carouthers
  • Faye Santanna
  • Theresa Bing
  • Darin Donohue
  • Kaiden Deshler
  • Geraldine Signer
  • Kasen Cannada
  • Norma Steingraber
  • Robi Feustel
  • Dale Schuneman
  • Autumn Schiro
  • Mildred Grahame
  • Sandra Jaurigue
  • Johnny Mundorf

Auto body shops Reno, Nevada

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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