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Cheap Car Insurance in Reno, Nevada

Nicknamed the Biggest Little City in the World, Reno is a popular destination for its proximity to casinos and ski resorts and a great place to find cheap car insurance. Its signature arch sign was first erected in 1924 and has sported the city’s nickname since 1929.

Only 22 miles from Lake Tahoe along the California border, the Reno area makes up the second largest in the state. It is also home to the National Bowling Stadium and the National Automobile Museum, considered one of the best museums of its kind in the world.

Cheap Car Insurance is here to help you get the best car insurance rates in Reno, Nevada. Get your car insurance quotes today!

Driving Conditions in Reno

In Reno, Interstate 80 intersects with Interstate 580, the primary north-south corridor through the city. Traffic is generally not considered as congested as other communities its size. Compared to average U.S. commute time of roughly 25 minutes, Reno has a much shorter time — under 19 minutes, according to Census Bureau data.

Real-time traffic information also can be accessed at nvroads.com.

Unique Laws in Reno

Recently enacted ordinances in Reno levy harsh fines on drivers who speed in pedestrian zones or driving while “inattentive,” such as eating or putting on makeup.

It’s important to note that talking on a hand-held cellphone while driving is prohibited throughout Nevada. Recently passed laws also prohibit U-turns and changing lanes in school zones. For the first six months after getting a driver’s license, drivers under 18 are not allowed to have passengers younger than 18. On the stranger side, it’s illegal to ride a camel in Nevada.

Reno Crime Statistics

Total crime in Reno is about 30 percent higher than the national average, according to FBI crime data.

The Reno metro area had 1,302 cases of auto theft in 2015, or a rate of 288 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people, according to the National Insurance Crime Bureau.

Reno Safety Requirements

Drivers and all passengers must wear safety belts, Nevada law states. Children under age 6 or weighing less than 60 pounds must ride in a certified child restraint system. It is illegal to text, access the Internet or use a hand-held cell phone while driving. Hands-free headsets are permitted, however.

Reno Impaired Driving Laws

Nevada drivers with a blood alcohol concentration of .08 percent or higher, or .02 for those under age 21, are charged with driving while intoxicated. Drivers suspected of DWI may not refuse blood, breath or urine tests. First-time offenders receive 2 days to 6 months in jail, community service or alcohol awareness programs, as well as a 90-day license suspension.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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