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Cheap Car Insurance in Riverside, California

Want to know a bit more Riverside and how you can get cheap car insurance? While, home to 303,871 at the 2010 Census, Riverside is a collection of 28 distinct neighborhoods. Its proximity to Hollywood makes Riverside a popular shooting location for films and TV. It is also considered part of the “smog belt,” and the city has made efforts to combat this by extending the mass transit system and shifting its buses to natural gas.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Riverside, California. Get your free auto insurance quote today!

Driving conditions in Riverside

Riverside drivers suffer one of the longest average commute times in the U.S., according to a recent report from Trulia, which places the Riverside commute at just under 30 minutes. Riverside is served by three major corridors: Interstate 215, State Route 60 and State Route 91. All meet within the city in an interchange completed in 2007. Live traffic cams and maps can be found online at www.dot.ca.gov.video/.

Unique laws in Riverside

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Riverside crime statistics

According to the FBI’s Uniform Crime Reporting Statistics database, violent crime in Riverside from 2002 to 2012 violent crime fell to 1,389 from 2,026 incidents, and property crime to 10,818 from 13,135 incidents. However, the Riverside-San Bernardino metro area did land at No. 9 on the National Insurance Crime Bureau’s most recent ranking of cities with the highest vehicle theft rates, with a rate of 556.92 incidents per 100,000 people.

Riverside safety requirements

California requires children younger than 2 are secured in a rear-facing safety seat, unless he or she is more than 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system. Driver and all passengers are required by California laws to wear seat belts. As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

Drivers in Riverside can handle most traffic-related payments or tickets online at riversidecourts.ca.gov.

Riverside impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a CDL, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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