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Cheap Car Insurance in Roseville, California

Find cheap car insurance in Roseville, a popular shopping destination located just outside Sacramento. Home to an estimated 128,382 residents in 2015, Roseville cashes in heavily on sales tax returns, as it has the 13th highest retail sales of all California cities. One of its main shopping centers, Westfield Galleria at Roseville, is the second largest in Northern California. Across the street is Fountains at Roseville, another mega shopping development that includes recreational centers as well. About a third of the city's sales tax revenue comes from purchases made by non-residents, city officials estimate.

Driving Conditions in Roseville

Interstate 80 runs through Roseville into Sacramento 17 mile to the southwest, and to the northeast to Reno, Nevada, Salt Lake City, Utah and eventually to Chicago, Ill. State Route 65 runs across the north part of the city. Traffic on freeways is particularly heavy on Thursday and Friday afternoons, when many people are traveling for the weekend, locals say.

The average commute time for Roseville, according to U.S. Census data, is 26 minutes, on par with the national average of just under 26 minutes. Live traffic cams and maps can be found online at www.dot.ca.gov.

Unique Laws in Roseville

Roseville in 2015 enacted a new “social host” ordinance, allowing police to cite hosts of parties where underage guests are drinking or using marijuana or other drugs. Hosts can be cited even if guests brought their own alcohol or drugs, or if the adults responsible weren't even present at the party. Fines range from $500 to $1,000.

Statewide, California's liquor laws are not nearly as strict as other states, with sales allowed at nearly all hours, plus Sundays. They should also take note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

California recently passed some rather unusual laws, such as one requiring film producers to get permission from a board-certified pediatrician before filming a child under 1 month old. Also recent is SB 1140, which exempts clergy who object to same-sex marriages from having to perform them. New laws also prohibit picketing a funeral one hour before or one hour after the service.

Roseville Crime Statistics

FBI statistics compiled for 2016 show 199 violent crimes in Roseville, only two of which were murder or manslaughter. The local violent crime rate of 150 offenses per 100,000 residents is below the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Roseville was 2,501 offenses per 100,000 residents, also below the U.S. average, which is 2,451 property crimes per 100,000 residents.

Within the city, 327 vehicles were stolen in 2016, FBI data shows, a rate of 246 per 100,000 residents. The national average is 236 incidents per 100,000 people.

Roseville Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the "Click It or Ticket" program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Roseville Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a commercial driver's license, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. Contact us for cheap auto insurance rates in Roseville.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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