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Politicians Trying To Prevent Car Insurers From Using Credit Scores Against Drivers

Every driver who is at least 18 years of age has a credit score. This is an evaluation of your credit history based off of your Social Security number. For example, if a person has paid all of their bills on time every month and has very little debt then they will have a very […]

Tips To Help Drivers Understand Car Insurance Deductibles

Many people do not understand car insurance deductibles. It is a good idea for drivers to have a deducible in place because it can lower their overall car insurance premiums. Most car insurance companies today allow drivers to take out an insurance deductible from $250 to up to $2,500. It is in a driver’s best […]

What People Need To Know In Regards To Good Student Discounts

It is important for younger drivers to know about good student discounts. Now most people think that teen drivers are the only drivers who qualify for this type of car insurance discount but that is not true. Drivers who are under the age of 25 and who attend high school or are classified as a […]

Car Insurance Information For Parents Of Teen Drivers

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

Great Ways Drivers Can Help To Prevent Insurance Premium Rate Increases

Many drivers complain about car insurance premium increases. Every six months, drivers are subject to a renewal of their car insurance policies. At this time, drivers could see their insurance premiums increase, decrease, or stay the same. Here are some tips to help drivers avoid costly car insurance increases. The first tip is to always […]

Crucial Tips To Consider When Buying Car Insurance In Today’s Economy

The economy has made it so that drivers have a hard time choosing the right car insurance policy. Most people first consider the bottom line without taking their best interests into consideration. Being involved in an automobile accident can happen to anyone regardless of their age, gender, race, model of car, or even driving experience. […]

CA’s CLCA Program Helping Low Income Drivers Get Insured

The state of California has been struggling to deal with the number of uninsured drivers that are on the road. According to the latest statistics, there are more than four million drivers on the road who lack car insurance coverage. Even though car insurance coverage is mandated, many residents still break the law to save […]

Five Basic Facts You Need To Know About Car Insurance

It is a good idea for men and women who own vehicles to know as much about car insurance coverage as they can. Here are some basic facts that drivers in every state should know. The first fact is that the more educated a driver is the more likely they are to have lower car […]

Car Insurance Is Necessary Just Like Health Insurance

Many people view car insurance coverage as a nuisance instead of a necessity like medical insurance coverage. This may be because unless you have been in a serious accident and were uninsured then you may not know just how valuable the coverage is to have. Car insurance coverage is a form of financial protection that […]

WA Changes Its Stance On Car Sharing Programs

With times being tough, some companies have decided that they would offer sharing programs for people who own vehicles. The way that these programs work is that a driver who owns their vehicle can rent it to another driver. Most car insurance companies frown on this and even have canceled some car insurance policies of […]

NY Senate Hopeful About Changes To Reduce Auto Insurance Fraud

Many drivers in the state of New York have been upset because of the fact that so many criminals have seemingly been getting away with automobile insurance fraud. A week ago, the New York Senate passed three new laws that are designed to tackle the problem. Over nine years ago, a grandmother who was 71 […]

Louisiana Proposing New Bill Regarding Auto Insurance Checkpoints

The state of Louisiana has an issue with the number of uninsured drivers that they have. According to recent statistics, thirteen percent of vehicles on the road are without car insurance coverage. This is up one percent from 2007 when it was twelve percent. The United States is facing a crisis because of the number […]

Policy Holders Having Coverage Canceled For Misrepresentation

One issue that many people are facing right now is having their auto insurance policy canceled by their insurance company. One woman had her insurance policy canceled for misrepresentation three months after the policy took effect. The entire amount of money that she paid for her insurance premiums was refunded to her. The woman was […]

New Innovative Idea To Catch Uninsured In The UK

In the United States, many politicians have had issues with finding and punishing drivers that are driving while uninsured. Now, across the pond in the United Kingdom, a new idea has been proposed. The idea is to have license plate scanning devices installed at gas station pumps. These scanning devices would read the license plates […]

New Jersey Deciding Whether Or Not To Lessen PIP Reforms

Many states are thinking about dialing back some of their auto insurance reforms. One of these states is New Jersey. The governor of the state, Chris Christie has stated that he thinks that something needs to be done to reduce the reforms. The state has an issue with rising auto insurance premium rates. Many officials […]