Smart advice for smarter coverage - Page 17

While traveling the nation’s roads everyone has seen or been subject to the over aggressive driver, the highway trouble-maker. The culprit is tailgating you, passing on your right, cutting in front of you with no time, or not time and no signal, the list of infractions goes on and on. How can the careful courteous […]

Many small businesses in the fast food industry employ young people to be their delivery drivers. One thing many of these young employees do not understand is that in many cases, they are not covered by any car insurance coverage when they work at their jobs. Most car insurance companies require that these employees purchase […]

Most drivers think that just having the minimal coverage on their vehicles will allow them to follow the law and sleep at night. However, having some extra coverage on your vehicle does not have to break the bank and can be a lifesaver if you are involved in a car accident.The first extra is comprehensive […]

The mere mention of Proposition 33 evokes emotions from many drivers. This new proposition has had a lot of support from a man named George Joseph who is an insurance executive. The way that the proposition works is that anyone who has allowed their car insurance policy to lapse for a period of more than […]

One problem that many cities across the globe face is drivers who run red lights. When a driver runs a red light they can cause an accident to take place. This has prompted Windsor, Ontario to install red light cameras so that they can catch the offenders. One problem that many drivers have stated is […]

It’s illegal to base insurance rates on a consumer’s income, but it appears that low income drivers are at a disadvantage when it comes to getting a deal on auto coverage.  A report released by the Consumer Federation of America (CFA) says that people in low to moderate-income brackets are paying considerably more for car […]

Every person has different driving habits. Car insurance companies take these habits into account when they determine car insurance premium rates. One new innovative way that car insurance companies are reaching out to drivers to get them to become policy holders are through usage based discounts. For example, if a person only drives a few […]

There’s a lot of shopping people do in the automotive aftermarket, from tires to what you put in your gas tank. What do the different numbers on some of these products mean? What are octane ratings? What are those codes on the side of tires? Purchasing the wrong “number” of one of these items may […]

Every person has different driving habits. Car insurance companies take these habits into account when they determine car insurance premium rates. One new innovative way that car insurance companies are reaching out to drivers to get them to become policy holders are through usage based discounts. For example, if a person only drives a few […]

Becoming involved in a car accident is no laughing matter. There are many accidents each year and sadly approximately 33,000 victims will die because they were in a collision. It is important for all drivers to understand just what they need to do if they have been an accident victim. The first step is to […]

Florida is a no fault insurance state and has had issues with keeping its drivers properly insured. The PIP or personal injury protection system in the state has had some changes made to it to try and reduce car insurance rates for drivers. The politicians who have supported the reforms have stated that premium rates […]

Michigan is a no fault insurance state. Currently, there have been actions by politicians to try to reform the PIP or personal injury protection system that is in place to save drivers money on their car insurance premiums. Most drivers in the state will spend more than eight percent of their household income on their […]

It is important for drivers to have enough coverage on their vehicles because every year millions of accidents both minor and major occur on roads everywhere. It pays to have under or uninsured motorist coverage because in the United States almost fourteen percent of drivers are currently uninsured. The two states that have the highest […]

An interesting piece of legislation has been gathering some steam lately, the Right to Repair Act. At first it sounds like a bill that allows you to keep your car as long as you want as long as it can be repaired, but it’s a little more political than that. If you have ever dreaded […]

With gas prices soaring and looking as if they’re not going to make a serious decline anytime soon, hybrid vehicles are steadily strengthening their grasp on the auto market.  At the forefront of sales is Toyota, whose Prius was the first mass-produced car to break into hybrid territory 15 years ago, upon which it quickly […]

Most people think that once they turn off a busy street and into a parking lot their odds of an accident drop. Actually parking lots tend to be just as dangerous as a street. According to the Insurance Institute for Highway Safety roughly 20 percent of all car accidents happen in parking lots. While the […]

Every day car insurance policies are cancelled across the United States. Most drivers think that their car insurance agent will contact them by phone or email if their insurance policy is in danger of being terminated but this is not the case. The number one reason why most car insurance policies get cancelled is due […]

Hurricane season is upon us and that spells bad news for drivers. It is important for every driver to understand how a hurricane could impact them and their vehicles. If you live in a state such as Louisiana or Florida who are prone to hurricanes then you should consider having the right type of car […]

When it comes to car insurance discounts, most drivers are unaware of all of the discounts that they might qualify for. In today’s economy, it is crucial to stretch those dollars as far as they can go. Here is some information on all of the different car insurance discounts that drivers should look into. The […]

Safe driving courses are a great way for drivers to be able to save money on their car insurance premiums. It is important for drivers to constantly try to educate themselves on the rules of the road. Most people take their driver’s license tests when they are between the ages of 16 and 18. Most […]

If you want to lower your insurance premiums there are many strategies that you can try. One that is often overlooked is to simply drive your car into the ground. High mileage cars are much cheaper to insure and you will save even more money as you put off buying a new car. While most […]

Today’s automobile comes with options for everything. From heated cup holders to locking lug nuts, the list of options can be endless. What options are worth it, unnecessary, or cost too much? Is the cost of fun or convenience worth the extra money? From the bottom to the top, inside and outside, automobiles have optional […]

A car insurance declaration page can be pretty daunting to a typical consumer, so what do they all mean? It is important to know what you are covered for, especially for mandatory coverage’s, and if you are paying for something you may not need. Luckily the declaration page of an automobile insurance policy doesn’t have much […]

The Garden State is not just known for its Housewives and tomatoes, now it is making news headlines once again because of someone who has committed car insurance fraud. A woman from Hillsborough, New Jersey has learned the hard way that lying and committing fraud does not pay. Now, typically when people think of car […]