Smart advice for smarter coverage - Page 19

Many people who are disabled are able to get specially modified vehicles so that they can get a driver’s license. A new study has found that men and women who are disabled and live in New York pay almost thirty percent more for their car insurance premiums than those who are not disabled. The main […]

Imagine cruising down Main Street and as you cross an intersection a car broadsides you. Your car spins sideways and the airbag is triggered. Your car has extensive damage and you end up in the hospital for minor injuries. The next few weeks or months are going to be spent dealing with car repairs, hospital […]

Starting a new job is always stressful, but if you (or your teenager) have gotten a job as a pizza delivery driver your stress levels may soon be off the charts. Delivery driving can be more dangerous than you might imagine and if you are in an accident, you will want to make sure your […]

If you’ve never heard of eBay’s Green Driving site and you want to shrink your carbon footprint, now’s the time to check it out.  The online selling goliath launched the site in April as a way to help drivers minimize their environmental impact. The user-friendly site lets you gather all the information you need to […]

It is important for all drivers to make sure that they have car insurance coverage at all times. Car insurance companies are very serious and allowing a policy to lapse even for a month can have serious financial consequences. For example, if you have not had any valid car insurance coverage for thirty days then […]

There are numerous ways to get the best car insurance rates possible. Auto insurers today offer discounts for being married, for having multiple cars or multiple drivers, for being a student or a member of the military or even for paying insurance premiums online. However, the best way to ensure great coverage at an affordable […]

With the economy still struggling, everyone is looking for more and more ways to save money.  Probably one of the easiest ways to save is to keep your car a little longer.  A new car that costs $25,000 will still set you back $377.42 a month for 60 months even with $5,000 as a down […]

With the price of gasoline still being uncomfortably high, one would think the preferred mode of transportation for the current automobile buyer would be something fuel efficient.  Gas prices still average around $3.50 across the country for regular unleaded.  Is the popularity of the sports utility vehicle over?  Has the cost of gas finally put […]

It is important for drivers to understand their rights in regards to car insurance claims. For example, one woman was driving and had a tire come off of the car in front of her and damaged her car. The car’s transfer case was cracked and was leaking fluid which made it inoperable. The woman decided […]

Buying car insurance can be confusing.  Sorting through different types of coverage, deductable amounts and the fine print in our policy is a chore that most of us enjoy about as much as a trip to the dentist.  The fact is that most of us never read the fine print on our insurance policy, instead […]

The state of Alabama has really stepped up its efforts to try and deal with criminals who commit car insurance fraud. Car insurance fraud is very serious because it basically is when criminals dupe car insurance companies out of money. In most cases, the accidents are staged weeks in advance. The criminals work in crime […]

Michigan is a state that has the highest car insurance premiums. This is mainly due to the fact that it is classified as a no fault state. This means that no matter which driver is at fault, the insurance companies will pay the money needed for the insurance claims for each driver and victim that […]

In every state, car seats are required for babies and children under a certain age or weight. In all but two states, booster seats are required for children who are not big enough to safely use adult restraint systems in vehicles. Only one state does not have some type of seat belt law requiring older […]

Every driver who is at least 18 years of age has a credit score. This is an evaluation of your credit history based off of your Social Security number. For example, if a person has paid all of their bills on time every month and has very little debt then they will have a very […]

Imagine starting up your car, smelling smoke and then standing by and watching it burn to the ground. Car fires are not as uncommon as you would think and they can be devastating as well as expensive. If you have a cut-rate policy or simple liability you might be on the hook for the cost […]

Many people think that there are car insurance loopholes that they can use to get a denied car insurance claim overturned on appeal. One case in question involved a woman who had an exclusion listed on her car insurance policy. The problem became that she allowed her son who was age 16 to drive her […]

When most people think of car insurance premiums, they assume those costs are determined by their age (younger drivers are more likely to have accidents), by their driving record (people who have multiple accidents are bigger risks), and by the amount of coverage they choose (you pay more to get more protection). Other factors like […]

Getting into an accident or having a breakdown is never fun, but in most cases you can call a tow truck or the police and get on with your life. Unfortunately there are a few places out there that make getting back on the road much more inconvenient. If you have the bad luck of […]

The first car radios were installed in the 1930’s, since then the automobile industry, and third party manufacturers, have been looking for more and more ways to entertain, or should I say, distract  the driver and his passengers.   Providing entertainment for the automobile occupant has come a long way, with the eight track being one […]

Many drivers today are struggling to come up with enough money each month to pay for their car insurance premiums. Now, people who have not earned a college degree might have to pay even more for their insurance coverage. Many car insurance companies assign drivers very different premium rates based on their occupation and education […]

Have you ever wanted to fly down the highway behind the wheel of a Ferrari or Lamborghini? Renting an exotic car is fairly easy in most cities and while it can be expensive, the thrills will last you a lifetime. Exotic cars can be rented for a single day, a weekend or even a week. […]

With the price of gas not as astronomical as feared, more and more people are taking the long summer road trip for a vacation as opposed to jetting off somewhere more exotic.  Before you go there are a few things you should check first. When is the last time you checked your insurance policies?  Maybe […]

On the roads of Nevada, you could be driving beside a car being driven by a computer. That’s because Nevada was the first state to pass a law allowing those cars to be on the road and thus giving Google the green light to test their prototypes on actual roadways. Other self-driving cars are likely […]

In states requiring PIP (Personal Injury Protection) insurance coverage, fraudulent injury claims are causing for a push in reforms. Florida, for example, recently enacted limits on how much individuals could recover through their PIP policies. While the move is intended to crack down on false claims for insurance companies, it might also end up hurting […]