Smart advice for smarter coverage - Page 26

The state of New Jersey is addressing its auto insurance woes. Every 24 months the state has to evaluate how it deals with PIP or personal injury protection laws. The state is known for allowing drivers too much leeway with its laws. Now the Department of Banking and Insurance is going to change the rules […]

The state of California has many monetary budget woes. A District Attorney who is named Maria Ramirez tried to take down criminals who commit auto insurance fraud. This can be hard to do when funds are scarce. Now, there will be some relief for the state who wants to address auto insurance fraud. A 23 […]

Late October and the beginning of November is the time of the year when many hunters head into the woods for deer hunting season. Many deer mate and produce young deer, which increases the overall deer population. Many deer end up wandering from the woods and walk across roads because they are looking for new […]

Most drivers that live in the state of Florida know that their state has an issue with medical clinics that aid clinics in auto insurance fraud claims. The state is trying to fix the problem but they are dragging their feet so many local counties have decided to take the reins and address the problem […]

Every day people lose his or her lives in automobile accidents. Some of these accidents are caused by driver error or vehicle issues while others are caused by illegal actions such as driving while intoxicated due to the consumption alcohol or drugs. Many drivers do not look at the safety features that their vehicles come […]

Millions of vehicles are on the road all across the United States. In the state of Oklahoma, many people do not have car insurance coverage. According to new statistics, more than a quarter of drivers have no car insurance coverage in the state. This is becoming a trend in many states so something needs to […]

A new program called iMingle will help consumers save money on their car insurance premiums. The program is now working in the state of New Jersey and allow driver to have individual auto insurance coverage policies but get them at group discounts. The company behind this is using social networking sites such as Facebook and […]

It is important for people in all of the 50 states to know what a staged automobile accident looks like. These accidents happen every day and many people are unaware of just how frequently they are occurring now. With there being so few new job opportunities for people many people have turned to crime as […]

America for the most part is a pretty awesome place. We’ve got apple pie, football, and Britney Spears. Yes, America is the land of the free, the home of the brave, and land of weird traffic laws? True dat. Believe it or not, the U.S. has some oddly archaic traffic laws, many of which made […]

It is a good idea to have auto insurance coverage if you own a vehicle even if your state does not require minimum liability insurance coverage. Most people overlook the fact that their auto insurance policy has come up for renewal but you should take heed and know that you should shop around for a […]

The economy has caused many people to get in over their heads financially. When auto insurance companies assess a driver’s risk they look at their credit score. Many people have credit scores that are below 620 points so they have a hard time getting lines of credit extended to them. The unemployment rate is currently […]

Car theft is on the rise in most states. The model of vehicle that is most stolen right now is the Cadillac Escalade. Each time that the vehicle is stolen, it ends up costing auto insurance companies more than $10,000 to replace it. Car theft is a huge problem for luxury vehicles but passenger car […]

Billions of people now own cellular phones and even though they can be used for many things, they often cause automobile accidents. People both young and old text or use their cell phones while driving which can lead to them having issues with being able to give enough attention to the task of driving in […]

To make it a little clearer, only half of a group can be better than average at something, while the other half must be worse than average; and anyone falling in the middle, is truly average; and since most Americans think they are better than average at driving, this says something about our cognitive bias […]

We have all encountered bad drivers in our lifetimes. Not everyone is a genius but people should have some common sense on the road because they are in control of a two ton vehicle that can hurt or kill people. As time goes on, more and more people are becoming worse drivers. Here are five […]

Every parent hates to see their child leave their home and go out into the big world and work or attend college classes and live on campus. When your child goes off to school, he or she might need to take a vehicle with them so they will need to have auto insurance coverage. The […]

The state of Florida is known for its beaches, older residents, election chad debacles, and PIP auto insurance fraud. The state is one that has had a hard time detracting people from committing auto insurance fraud. The state is finally working with insurance industry insiders to try and create a bill that would reform the […]

New Jersey is known as the “Garden State” and its politicians are trying to lower car insurance rates for its residents. One way that the issue is being addressed is by trying to change the state’s auto insurance laws regarding personal injury protection. New Jersey is known for being one of the states that has […]

There are millions of vehicles on the road in the United States at any given time.  Most drivers know that they should have auto insurance coverage on their vehicles. A majority of the states have made it mandatory to have up to date auto insurance coverage but some people do not do the right thing […]

Most people think that the only ways that you could get dropped from your auto insurance policy would be to have a DUI arrest or conviction, have gotten too many traffic citations, or have been involved in too many accidents. However, there are many cases all around the United States where insurance policy holders are […]

Road rage accidents are on the rise lately. This may be because the United States is a country that has many impatient drivers. People hate to be late and they will use risky driving behaviors to try to get to their destinations a few minutes faster even if they have to almost hurt or kill […]

Some people still choose to go uninsured even though insurance rates are considerably low in comparison to health insurance premiums. It is important for properly insured drivers to be able to protect themselves against the financial consequences of being involved in car accidents with drivers that lack car insurance coverage. California is one state where […]

A new study that was conducted in Britain has found that ten percent of drivers say that they can safely drive after having consumed several or more drinks of alcohol. It also found that 25% of drivers have at one time or another driven their car while intoxicated. These statistics are very shocking and show […]

Buying a car is something that many people look forward to. They are not excited about the amount of debt that they will go into to pay for their new vehicle but they love the prospect of having a new car in their driveway. As many people know, it is very expensive to insure a […]