Smart advice for smarter coverage - Page 29

Stacking is a way to supply extra coverage to safeguard the driver who has minimum auto insurance. It relates to UM (uninsured motorist) / UIM (underinsured motorist protection) which is not mandatory it is optional. There’s two scenarios for stacking UM/UIM insurance coverage. 1.) If you have multiple cars in your plan with UM/UIM protection […]

Auto insurance these days continues to rise and once you become a risky driver watch the prices for auto insurance skyrocket. Most people do not realize that when you become a risky driver to auto insurers you pay a heavy price in your wallet. This does not mean you are locked out from getting auto […]

Auto insurance can be expensive. A lot of factors play into how much you will pay for a premium. One of the main factors is your age. When you reach your twenty’s you think that your insurance premium will be lower but in reality that doesn’t happen until you reach the age of 25. There […]

How To Know Where Your Used Car Has Been Before You Buy We all desire to get the best deal for our money these days and purchasing a used car can oftentimes be the best way to save cash. Most used cars can be a real bargain since the value of a new vehicle drops […]

According to the National Highway Traffic Safety Administration, 41,059 people were killed in motor vehicle traffic crashes in 2007. Many of these lethal crashes were caused by common driving mistakes that even “good” drivers are guilty of making at times. Have you made these potentially lethal driving mistakes? Swerving The most lethal driving mistake made […]

Save Money on Insurance Over the Life of Vehicle with these Cars! When people think about buying a new car they consider the price, the interest rates, the physical characteristics of the vehicle, and the motoring of the vehicle. The thing that many people forget to consider when purchasing a new or used vehicle is […]

Times are tough right now. The economy is suffering from a crippling recession, bordering on an economic depression. Most people can barely afford to spend on simple luxuries like vacations and new electronics – it’s just a fact. With that in mind, it is safe to say that a mistake like getting a speeding ticket […]

It is difficult to get a good deal on car insurance today and keeping your premiums from rising is like playing a game wherein you don’t know the rules. Fortunately, there are a dozen tips that will help you save money. Good Credit Every insurance company, including the top five insurance companies, will pull your […]

State Farm will be raising auto insurance rates in Florida by as much as 9% soon. This is an interesting trend for State Farm in Florida as it was only last year that they announced they would no longer offer homeowners insurance in Florida. Their stated reason for raising auto insurance rates is that claims […]

The Ohio Department of Insurance has said that for the third year in a row now insurance rates have dropped. This has been attributed to increased competition among insurance companies and fewer claims. While this trend is not expected to continue into the next year it is interesting to note that Ohio now has the […]

According to the National Insurance Crime Bureau suspicious insurance claims are up by 21% this year. This of course will not help your premiums get any lower. There are still many companies offering fairly cheap car insurance despite these astonishing numbers. The cheapest companies out there right now are the ones who are very exclusive […]

The Insurance Commissioner in North Carolina has signed a settlement to not only decrease auto insurance rates but to give refunds to the insured. This is quite unusual in the insurance industry but nonetheless a positive effort to curb higher rates and help the consumer. It couldn’t come at a better time as auto sales […]

Finding cheap car insurance for new drivers can often be a challenge. Since new drivers lack experience on the road, insurance companies automatically consider them a high risk and saddle them with much higher rates than experienced drivers with good driving records. Fortunately a wise consumer can reduce their insurance premiums if they are willing […]

Insurance companies have used mileage estimates for years to calculate car insurance premiums. However, these estimates have never been very accurate since no one really knows the exact mileage they will be driving during the course of a year. Typically the figure of 12,000 miles a year is used to calculate your premiums. However, you […]

One of the main ways that car insurance companies determine the rates that they charge is how good – or bad – your driving record is. Drivers with relatively few incidences on their driving records tend to get much lower and more affordable rates. However, sometimes people have bad luck or simply have trouble keeping […]

As we all know, driving can be dangerous, so you may want to consider the need to purchase car insurance for rental cars. It may not always be necessary to buy extra coverage when you already have an auto insurance policy that is all-inclusive, but it does warrant some investigation. A thought to consider is […]

Everyone loves the little green talking animal that promises his company will reduce your Virginia auto insurance rates. Even the commercials that compared shopping for car insurance to shopping at Wal-Mart are popular and entertaining. The truth is you can lower your auto insurance rates, even if you don’t want to switch to the little […]

Many people are searching for a way to cut expenses and save the environment at the same time. Hybrid cars seem to solve both of these concerns and are becoming more affordable. Small and fuel-efficient, hybrids are now being made by more manufacturers than ever. Although hybrids cost more, and can be hard to find […]

And still get the coverage you need. On average, simply changing your car insurance deductible from $200, up to $1,000 will save you 40% per year according to the Insurance Information Institute. But what’s the drawback to such an amazing thing you ask? Well, if you get into a small accident, reporting it won’t do […]

As with a lot of things, getting something at the lowest price is important. This is true when it comes to car insurance. Car insurance is one of those little things, that, if not taken seriously, can be quite costly. Thanks to the miracle of the internet, finding the cheapest car insurance with the most […]

Your Honda Civic Might Have Higher Insurance Rates Than a Jaguar It is a little known fact that, according to a government study (Collision Insurance Losses Model Years 2005 – 2007 Passenger Motor Vehicles), that car insurance companies will offer somewhat lower rates to their customers simply by driving a car that will cost less […]

Checked Your Insurance Bill Lately? You might be surprised to find out how much you’re overpaying! About the CCI AuthorLatest PostsBrian O'Connell( Sr. Auto Insurance Financial Journalist )Brian O’Connell is a nationally recognized journalist who writes about how drivers can save money on car insurance. At CheapCarInsurance.net, he turns complex auto coverage pricing comparisons into […]