Smart advice for smarter coverage - Page 3

It’s a sound no one wants to hear, the “thump” when you accidentally bump your car into a vehicle parked along the street or in a crowded parking lot. But what happens after that “thump?” If the owner of the vehicle is in the car or nearby, you and that owner exchange contact and insurance […]

Walking on America’s roadway may be more hazardous for your health than at any time in the past two decades. That’s because, according to a recent report, pedestrian fatalities in the United States have hit the highest levels in 2018 since 1990. This is a big deal because it is happening at a time that […]

  Of all the professions that entail hawking products, those who sell cars have earned a particularly poor reputation for deceiving customers with slick tricks and tactics. Unfortunately, industry experts attest that this perception is rooted in reality, with dealerships fudging the truth about everything from vehicles’ accident histories to customers’ credit scores. In some […]

By Michael Giusti Buying a new car is exciting — so exciting that it can be easy to forget about auto insurance as you are heading out to the dealership. And while it often isn’t required that you let your insurance company know you are about to buy a new car, giving them a heads […]

By Michael Giusti It’s common to look at  your auto insurance bill and feel that what your insurer is charging you it isn’t fair, but in fact, there are actual laws on the books that define what is fair and what is price discrimination. Each state’s laws are different, and every state has an insurance […]

Sadly, most Americans have heard this story at least once: A teenager-related car accident results in a tragic death that might have been preventable. Car crashes are the leading cause of death among U.S. teens and, in the last five years, more than 13,500 of these young people have died in accidents.   But why […]

Everyone knows that a new car depreciates the moment you drive it off the lot. And savvy car buyers know that if you opt for a new car but don’t plunk down a huge down payment, a product called GAP insurance can save you from disaster. But not everyone knows that GAP insurance eventually outlives […]

Most people wouldn’t dream of getting behind the wheel if they had too much to drink, but few people give driving a second thought if they had a bad night’s sleep. And that is a problem according to highway safety advocates. According to the Governor’s Highway Safety Association, about 7 percent of all crashes, and […]

Buying a car is supposed to be an exciting experience, trading in the old for the new. But oftentimes, it becomes a hassle we dread. Stepping into a car dealership, being swarmed by salespeople, trying to finding the right car, and being hit with a price way over budget isn’t exactly ideal – not to […]

By Michael Giusti Cars are getting smarter. They can help you out of a jam. They can make driving less tedious. Or their suite of capabilities can be an overwhelming source of anxiety. But before you throw up your hands and pine for the good old days of the ’57 Chevy, it might make sense […]

For some people, plugging a little device into their car’s diagnostic port in exchange for a discount on their auto insurance is a no brainer. For others, no discount is worth allowing their insurance company to watch over their shoulder during their morning commute. But, regardless of how you feel about them, those so-called telematics […]

For young people, graduating from high school and leaving home for the four-year (or longer) adventure that is their college education is a rite of passage. Whether moving into a college dorm, getting their first part-time job, or finally being “out on their own,” the college experience is a journey from adolescence into adulthood. Unfortunately, […]

Drivers who want to eliminate emissions during their daily commute but still have the flexibility to take long road trips on the weekend are increasingly looking to plug-in electric hybrid vehicles. Plug-ins are like their hybrid cousins in that they carry two drive trains – an all electric one running off a motor and battery […]

Drivers who live in cities with speed or red light cameras know the drill. They’ve learned — sometimes the hard way — where all of the cameras are positioned, and they’ve gotten in the habit of slowing down and obeying signals on photo-enforced thoroughfares. But some cities are making it a bit trickier for drivers […]

It’s time to renew your auto insurance. When you open your renewal notice, you discover that your premium has jumped by $15 a month. But you didn’t get any tickets and you weren’t involved in any accidents. Why, then, is your premium rising? Consumers often think that their auto insurance premiums won’t rise if they […]

Getting work done on your car can be a long and tedious task. The idea of waiting hours in a shop for work that doesn’t seem urgent creates a lot of procrastinators – especially when it comes to tires. Replacing tires in the case of a flat is an obvious move, but when tires seem […]

Ah, the open road. Whether you love it or hate it, driving is an integral part of our daily life: Americans spend an average of over 17,600 minutes in the car every year. That’s a lot of audiobooks, radio shows, and podcasts. But what drives us to drive? What compels us to strap in for […]

Every year, more than a million Americans are arrested for driving under the influence. That number represents just a tiny fraction of those who get behind the wheel intoxicated. According to the latest CDC reports, 111 million Americans drive drunk annually. Thousands of people die every year as a result, many of them quite young. […]

Did You Know ? Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting “safer driver” discounts. Safety Tip It’s easier to get discounted car insurance with a car that has a high safety rating than one without one. Savings Tip When […]

By Craig Guillot As more states move to legalize recreational marijuana, regulators and authorities around the nation are grappling with how to better measure if motorists are too high to drive. Research from the University of Iowa shows means of testing for marijuana impairment could potentially let impaired drivers off the hook while penalizing others […]