insurance

Writing that monthly check for your car insurance premium is never fun but if you have the right job you might be able to take a little bit of the sting out of it. Certain occupations often come with a chance for an insurance discount. While not every insurer offers these discounts it is a […]

Every driver who is at least 18 years of age has a credit score. This is an evaluation of your credit history based off of your Social Security number. For example, if a person has paid all of their bills on time every month and has very little debt then they will have a very […]

In states requiring PIP (Personal Injury Protection) insurance coverage, fraudulent injury claims are causing for a push in reforms. Florida, for example, recently enacted limits on how much individuals could recover through their PIP policies. While the move is intended to crack down on false claims for insurance companies, it might also end up hurting […]

It is important for drivers to be able to help to prevent car insurance fraud if they can. Florida is a state that criminals have hit hard. Car insurance companies who write policies in the state have paid out billions of dollars in fraudulent claims.   In the state, every driver is required to maintain […]

The world has changed a lot since the Internet was invented. Car insurance companies have utilized technology a lot and now they are going even a step further. Many car insurance companies now offer low mileage discounts and now they are going to be monitoring their policy holders even more closely. Satellites and other forms […]

Many drivers get into minor car accidents and wonder if they are allowed to do their own car repairs if they have the knowledge and abilities to do so. Many car insurance companies will allow accident victims to conduct the necessary repairs on their vehicles themselves. It is important though for policy holders to be […]

Many people across the United States are trading in their used cars for newer models of vehicles. Some drivers are shocked when they purchase a new vehicle and see their car insurance premiums skyrocket. This is due to the values of the cars. For example, a used car may be worth $4,000 while a newer […]

Many drivers in Florida are angered by the fact that their car insurance rates are still high despite the new legislation that has been passed to try to deal with insurance fraud. Florida is the number one state where car insurance fraud happens so it has been important for politicians to get on board and […]

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

Automobile accidents happen every single day in the state of Michigan. The state has a no fault car insurance law which means that regardless of who is determined to be at fault for an accident; the insurance companies still pay for the insurance claims that are filed. The state’s no fault law states that each […]

During the summer months, many drivers decide to go on road trips. A majority of Americans use rental cars when they travel because they do not want to put more miles on their personal vehicle or they want to reduce the likelihood that their vehicle will encounter a mechanical issue.   When a driver goes […]

Car insurance companies have been wrestling with the fact that they have no way to keep track of how their policy holders behave when they are behind the wheel of a car. Now, technology is finally allowing them to have more information about drivers. The approach is fairly straight forward; Ford has something called Sync […]

Many people own small businesses today. It is crucial to have the right car insurance policy if you own a business where employees have to drive to different locations. Here are some great tips on choosing the perfect car insurance for your small business.   The first thing to know is that if you put […]

The state of California has been struggling to deal with the number of uninsured drivers that are on the road. According to the latest statistics, there are more than four million drivers on the road who lack car insurance coverage. Even though car insurance coverage is mandated, many residents still break the law to save […]

Every day in the United States, drivers who are uninsured get into automobile accidents. Many people who own uninsured vehicles are unsure about whether or not they can file a claim against someone who hit their vehicle. For example, one woman had her vehicle parked on private property when it was hit by another vehicle. […]

Montana is a state that is moving forward with trying to deal with drivers who do not have valid car insurance coverage. The state has finally completed its verification system. The system will allow police officers to have access to a database that will generate Internet listings showing if a driver is properly insured or […]

Florida has been making strides to deal with making changes to its PIP laws so that they can reduce instances of car insurance fraud. Now the state’s governor, Rick Scott is getting complaints from representatives and other politicians about issues with the reforms that have been implemented thus far. One problem with the new laws […]

Many drivers do not take the task of keeping their driving records clean very seriously. It is important for drivers to limit the number of moving violations that they have on their driving record. In today’s economy, having a pristine driving record can save you hundreds of dollars per year. Drivers who have been ruled […]

New Jersey is known as the “Garden State”. Now the state is going to make changes to its PIP system and these changes will impact the lives of every driver who gets seriously injured in an automobile accident. PIP stands for personal injury protection and it helps accident victims get money for medical care and […]

Many people view car insurance coverage as a nuisance instead of a necessity like medical insurance coverage. This may be because unless you have been in a serious accident and were uninsured then you may not know just how valuable the coverage is to have. Car insurance coverage is a form of financial protection that […]

New York has a real issue with the fact that it has become a hub for auto insurance fraud. The state is one where people are using the no fault insurance law to scam auto insurance companies out of millions of dollars. The current law had a lot of loopholes that were being exploited by […]

Technology has impacted how drivers buy their automobile insurance coverage. Now, drivers can purchase their coverage with the click of a mouse after comparing auto insurance quotes. Many drivers have faced issues with the fact that they have misplaced their printed out proof of insurance card. Now, the state of Louisiana is putting forth a […]

Now is the time for drivers to re-assess the best ways to save themselves money on car insurance coverage. The United States economy has reached a point where many families are having to pick and choose which bills they pay because they cannot pay them all on time any more. In many states, auto insurance […]

With times being tough, some companies have decided that they would offer sharing programs for people who own vehicles. The way that these programs work is that a driver who owns their vehicle can rent it to another driver. Most car insurance companies frown on this and even have canceled some car insurance policies of […]