liability insurance

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

Many drivers make the mistake of down grading their car insurance policies without doing enough research beforehand. In today’s economy, many drivers have to down grade their policies because their premium rates are too expensive for them to afford.   It is important to weigh the pros and cons before taking the action though. One […]

The weather can be something that can cause drivers to have to file car insurance claims. In 2011, car insurance companies saw that drivers are filing even more weather related claims especially for damage caused by hail. Hail related insurance claims cost car insurance companies almost $800 million dollars last year alone. However, in 2010, […]

The economy has made it so that drivers have a hard time choosing the right car insurance policy. Most people first consider the bottom line without taking their best interests into consideration. Being involved in an automobile accident can happen to anyone regardless of their age, gender, race, model of car, or even driving experience. […]

Montana is a state that is moving forward with trying to deal with drivers who do not have valid car insurance coverage. The state has finally completed its verification system. The system will allow police officers to have access to a database that will generate Internet listings showing if a driver is properly insured or […]

Most people only know the basics about auto insurance coverage. They know that the coverage is mandatory in most states but some drivers still break the law anyway and decide to drive while uninsured. In the United States, there are more than six million accidents each year. This means that most drivers will be involved […]

As it stands right now, about one in seven drivers is uninsured. Many drivers have tried to cut corners by being uninsured. In the United States, around 14 percent of drivers are breaking the law by being uninsured. It is important for drivers to protect themselves because problems can arise. For example, if you are […]

The state of Louisiana has an issue with the number of uninsured drivers that they have. According to recent statistics, thirteen percent of vehicles on the road are without car insurance coverage. This is up one percent from 2007 when it was twelve percent. The United States is facing a crisis because of the number […]

The state of Arizona has proposed a new bill which would tow vehicles that do not have auto insurance coverage. Many people have been in favor of this law because it will greatly reduce the number of uninsured drivers that are on the road. However, some groups have said that the idea has a few […]