Vehicle insurance

Writing that monthly check for your car insurance premium is never fun but if you have the right job you might be able to take a little bit of the sting out of it. Certain occupations often come with a chance for an insurance discount. While not every insurer offers these discounts it is a […]

Every driver who is at least 18 years of age has a credit score. This is an evaluation of your credit history based off of your Social Security number. For example, if a person has paid all of their bills on time every month and has very little debt then they will have a very […]

Many drivers today are struggling to come up with enough money each month to pay for their car insurance premiums. Now, people who have not earned a college degree might have to pay even more for their insurance coverage. Many car insurance companies assign drivers very different premium rates based on their occupation and education […]

In states requiring PIP (Personal Injury Protection) insurance coverage, fraudulent injury claims are causing for a push in reforms. Florida, for example, recently enacted limits on how much individuals could recover through their PIP policies. While the move is intended to crack down on false claims for insurance companies, it might also end up hurting […]

Many parents feel that they have to get their teen drivers car insurance coverage. This is mainly due to the fact that parents have better driving records than their children will. When a person lives in a household with their parents, they can be added to their existing car insurance policy. It is important for […]

Many people do not understand car insurance deductibles. It is a good idea for drivers to have a deducible in place because it can lower their overall car insurance premiums. Most car insurance companies today allow drivers to take out an insurance deductible from $250 to up to $2,500. It is in a driver’s best […]

The world is evolving and many states have allowed gay individuals to enter into same sex unions. Some car insurance companies are now offering discounts to same sex couples. Currently, 25 states recognize these unions in the eyes of the law. The average couple would be able to receive a ten percent discount on their […]

The world has changed a lot since the Internet was invented. Car insurance companies have utilized technology a lot and now they are going even a step further. Many car insurance companies now offer low mileage discounts and now they are going to be monitoring their policy holders even more closely. Satellites and other forms […]

Police officers are supposed to protect and serve their communities. It is important for these brave men and women to uphold the law and act morally. In the town of Newark, New Jersey, a police officer is in deep trouble with the law because of his actions. Allegedly, a thirty year old police officer named […]

It is important for people to understand that adding someone to their vehicle’s title without their consent is a huge mistake to make. Many senior citizens add their kids or grandkids to their vehicle titles so that they can make sure that they can take ownership of the vehicle when they become ill or pass […]

Many people across the United States are trading in their used cars for newer models of vehicles. Some drivers are shocked when they purchase a new vehicle and see their car insurance premiums skyrocket. This is due to the values of the cars. For example, a used car may be worth $4,000 while a newer […]

Many drivers in Florida are angered by the fact that their car insurance rates are still high despite the new legislation that has been passed to try to deal with insurance fraud. Florida is the number one state where car insurance fraud happens so it has been important for politicians to get on board and […]

It is important for younger drivers to know about good student discounts. Now most people think that teen drivers are the only drivers who qualify for this type of car insurance discount but that is not true. Drivers who are under the age of 25 and who attend high school or are classified as a […]

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

Automobile accidents happen every single day in the state of Michigan. The state has a no fault car insurance law which means that regardless of who is determined to be at fault for an accident; the insurance companies still pay for the insurance claims that are filed. The state’s no fault law states that each […]

During the summer months, many drivers decide to go on road trips. A majority of Americans use rental cars when they travel because they do not want to put more miles on their personal vehicle or they want to reduce the likelihood that their vehicle will encounter a mechanical issue.   When a driver goes […]

Many drivers complain about car insurance premium increases. Every six months, drivers are subject to a renewal of their car insurance policies. At this time, drivers could see their insurance premiums increase, decrease, or stay the same. Here are some tips to help drivers avoid costly car insurance increases. The first tip is to always […]

Car insurance companies have been wrestling with the fact that they have no way to keep track of how their policy holders behave when they are behind the wheel of a car. Now, technology is finally allowing them to have more information about drivers. The approach is fairly straight forward; Ford has something called Sync […]

The economy has made it so that drivers have a hard time choosing the right car insurance policy. Most people first consider the bottom line without taking their best interests into consideration. Being involved in an automobile accident can happen to anyone regardless of their age, gender, race, model of car, or even driving experience. […]

The state of California has been struggling to deal with the number of uninsured drivers that are on the road. According to the latest statistics, there are more than four million drivers on the road who lack car insurance coverage. Even though car insurance coverage is mandated, many residents still break the law to save […]

Every day in the United States, drivers who are uninsured get into automobile accidents. Many people who own uninsured vehicles are unsure about whether or not they can file a claim against someone who hit their vehicle. For example, one woman had her vehicle parked on private property when it was hit by another vehicle. […]

Most teens will be out of school in less than a month. This means that many young drivers will be on the road. Many parents wait until the late spring or summer months to allow them to have their own vehicles. Times are tough and many teens have to work in order to pay for […]

It is a good idea for men and women who own vehicles to know as much about car insurance coverage as they can. Here are some basic facts that drivers in every state should know. The first fact is that the more educated a driver is the more likely they are to have lower car […]

Montana is a state that is moving forward with trying to deal with drivers who do not have valid car insurance coverage. The state has finally completed its verification system. The system will allow police officers to have access to a database that will generate Internet listings showing if a driver is properly insured or […]