Get the Cheapest Car Insurance Quotes in Kentucky

Please provide a valid zip code.
How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

Average Kentucky Car Insurance Costs

  • State Minimum liability policy costs around $97 a month or $1,159 a year in Kentucky. You can expect to pay $329 a month or $3,947 a year for full coverage car insurance.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

louisville, kentucky

Find a Cheap Auto Policy in Kentucky

Kentucky, America’s 15th state, has a lot to offer residents and tourists alike. In this state one can find the longest cave system in the world, legendary horse races, the longest navigable waterways in the U.S., herds of deer, flocks of turkeys and all-American distilleries. Enjoy an afternoon of bluegrass music in the state that gave the music its name, hike through the infamous Cumberland Gap or visit breath-taking Red River Gorge and appreciate all that Kentucky has to offer. Taking a drive through this state can be beautiful. So to give drivers that freedom, has streamlined the search for car insurance information by compiling this helpful list of all the necessary facts as well as average costs.

KY Car Insurance Costs by County & Vehicle Type

However, actual costs can be higher or lower based on your individual circumstances such as driver demographic, current city, driving records and more. We’ve provided a table below of data from the average of thousands of drivers in KY based on vehicle type and current city in the state:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:

Minimum Requirements for Car Insurance in KY

New Driver’s License Requirements

DUI & DWI Laws in KY

Please provide a valid zip code.