Get the Cheapest Car Insurance Quotes in New Hampshire

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New Hampshire Car Insurance Costs

  • State minimum liability on average in New Hampshire costs $67 a month or $801 a year.
  • Full coverage auto policies costs around $194 a month or $2,333 a year in NH.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

New Hampshire photo

Rich in history, scenery and culture, beautiful New Hampshire boasts an abundance of natural attractions. Christened the “Mother of Rivers,” the five great New England streams find their origins in its picturesque granite hills. Home to fishing, hunting, water sports, arts, antiques, state parks and historical landmarks, New Hampshire provides an overwhelming supply of destinations for the avid traveler. Whether you have made America’s 9th state your new home, or you are planning a fun-filled vacation, would like to provide a useful list of insurance information to ensure residents and visitors are well-protected.

New Hampshire Auto Policy Rates by Vehicle Type & County

These are just average figures and your actual cost may be higher or lower depending on your individual circumstances. It’s important to compare quotes from multiple insurance providers to find the best coverage and price that fits your needs. Here is a breakdown from our database of the average costs by vehicle type and the average costs for each county in New Hampshire:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:

Cheapest Car Insurance Companies in New Hampshire?

Minimum Car Insurance Requirements

While New Hampshire state law does not require car insurance, when identified as the at-fault party in a traffic collision, state law does require payment for bodily injury and property damage. The above requirements are the minimums for drivers who choose to purchase car insurance in New Hampshire. For more information, visit the New Hampshire DMV.

What Type of Car Insurance Should You Get?

While New Hampshire does not mandate comprehensive car insurance coverage, it is still highly recommended for drivers to consider additional coverage to protect themselves and their vehicles. Optional car insurance coverage that you can purchase in New Hampshire includes:

  1. Collision Coverage: This coverage pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.
  2. Comprehensive Coverage: This coverage pays for damages to your vehicle caused by non-collision incidents, such as theft, vandalism, fire, or weather-related damage.
  3. Uninsured/Underinsured Motorist Coverage: This coverage protects you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
  4. Medical Payments Coverage: This coverage pays for medical expenses for you and your passengers regardless of who is at fault in an accident.

How to Get a New Drivers LIcense

DUI and DWI Laws in NH

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