Get Cheap Car Insurance in New Hampshire

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Cheap Car Insurance in New Hampshire

Rich in history, scenery and culture, beautiful New Hampshire boasts an abundance of natural attractions. Christened the “Mother of Rivers,” the five great New England streams find their origins in its picturesque granite hills. Home to fishing, hunting, water sports, arts, antiques, state parks and historical landmarks, New Hampshire provides an overwhelming supply of destinations for the avid traveler. Whether you have made America’s 9th state your new home, or you are planning a fun-filled vacation, would like to provide a useful list of insurance information to ensure residents and visitors are well-protected.

New Hampshire photo

How Much Does Car Insurance Cost in New Hampshire?

According to the NAIC and our personal database of NH auto insurance costs, the average annual cost of car insurance in New Hampshire is on average $1,113 for full coverage, and $456 for minimum coverage. These are just average figures and your actual cost may be higher or lower depending on your individual circumstances. It’s important to compare quotes from multiple insurance providers to find the best coverage and price that fits your needs. Here is a breakdown from our database of the average costs by vehicle type and the average costs for each city in New Hampshire:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:

Minimum Car Insurance Requirements

While New Hampshire state law does not require car insurance, when identified as the at-fault party in a traffic collision, state law does require payment for bodily injury and property damage. The above requirements are the minimums for drivers who choose to purchase car insurance in New Hampshire. For more information, visit the New Hampshire DMV.

What Type of Car Insurance Should You Get?

While New Hampshire does not mandate comprehensive car insurance coverage, it is still highly recommended for drivers to consider additional coverage to protect themselves and their vehicles. Optional car insurance coverage that you can purchase in New Hampshire includes:

  1. Collision Coverage: This coverage pays for damages to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.
  2. Comprehensive Coverage: This coverage pays for damages to your vehicle caused by non-collision incidents, such as theft, vandalism, fire, or weather-related damage.
  3. Uninsured/Underinsured Motorist Coverage: This coverage protects you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
  4. Medical Payments Coverage: This coverage pays for medical expenses for you and your passengers regardless of who is at fault in an accident.

How to Get a New Drivers LIcense

DUI and DWI Laws in NH

State Driver Resources:

State Department of Insurance

New Hampshire Insurance Department
21 S. Fruit St., Suite 14
Concord, NH 03301
(603) 271-2261
Get Directions

Department of Transportation

New Hampshire Department of Transportation
7 Hazen Drive
Concord, NH 03302-0483
(603) 271-3734
Get Directions

Department of Motor Vehicles

New Hampshire Department of Safety
Division of Motor Vehicles

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