Compare Car Insurance Rates in Texas

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How to Get Cheap Car Insurance in Texas

The Lone Star state is synonymous with the American Wild West. The Alamo, Hell’s Acre, the Stockyards, the Austin TX capitol and a host of other uniquely “cowboy” treasures are packed in America’s second largest state. Drivers on one border could drive all day and still be in Texas when the sun goes down. Cheap Car Insurance helps Texans find the cheapest car insurance in their city without skimping on any coverage. You might be surprised at how cheap you can find auto insurance in your area by comparing quotes.

Texas average auto insurance premiums have been rising during the last 20 years as population grows. NAIC.org placed the state’s average auto insurance premiums compared to percentage of income above the national average, but you can still find affordable auto premiums.

texas road sign

Average Car Insurance Costs in Texas

The average cost of car insurance in Texas is $2,056 per year for full coverage. If you need state minimum coverage you can expect to pay around $582 per year or around $49 per month. The amount you pay will depend on a few factors such as your age, the city you live in, previous driving record and other applicable factors. Here is the average cost for car insurance based on TX counties below to give you an idea on prices for coverage by vehicle type:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Anderson$1,283$1,090$1,212$1,291$1,363
Andrews$1,069$915$1,015$1,072$1,130
Angelina$1,308$1,113$1,245$1,306$1,379
Aransas$1,099$945$1,046$1,099$1,154
Archer$1,154$984$1,096$1,159$1,223
Armstrong$1,124$956$1,059$1,138$1,201
Atascosa$1,129$966$1,069$1,138$1,199
Austin$1,185$1,012$1,123$1,195$1,260
Bailey$1,124$956$1,059$1,138$1,201
Bandera$1,202$1,026$1,133$1,216$1,281
Bastrop$1,291$1,102$1,225$1,296$1,366
Baylor$1,134$963$1,065$1,149$1,214
Bee$1,108$948$1,047$1,118$1,177
Bell$1,158$990$1,104$1,159$1,222
Bexar$1,331$1,148$1,274$1,320$1,385

How Much Car Insurance Do I Need in Texas?

Failure to maintain insurance results in:

New Driver License Requirements

DUI Driving Laws in Texas

Driver Resources

State Department of Insurance

Texas Department Insurance
333 Guadalupe St.
Austin, TX 78701
(512) 463-6169
1-800-578-4677
www.tdi.texas.gov
Get Directions

Department of Transportation

Texas Department of Transportation
125 E. 11th St.
Austin, Texas 78701
(800) 558-9368
(512) 463-8588
www.txdot.gov
Get Directions

Department of Motor Vehicles

Texas Department Motor Vehicles
4000 Jackson Ave.
Austin, TX 78731
1-888-368-4689
www.txdmv.gov
Get Directions
The Texas Department of Public Safety handles all driver’s license issues.


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